The 2016 Shutdown Thread
Feb 24, 2016, 8:24 am
#121
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,676
OK--I have read through 2015 and 2016 threads now. It doesnt seem like there have been any cases of pinpointing shut downs to CC payments in-branch with MO. Yes, that has been mixed in with other activities (such as direct deposit of MO into checking--the majority of shut downs it seems are due to this)...but I dont see anyone who got shut down solely because they made payments in branch with MO (without having deposited any MO into checking)? Are people regarding this as an equal risk factor as MO deposit?
Feb 24, 2016, 11:20 am
#122
Join Date: Aug 2013
Posts: 1,207
Neither is safe. At all. But the question is, which do you care more about, your credit card relationship, or your banking relationship? That should answer your question for you.
Feb 29, 2016, 7:13 pm
#123
Join Date: Dec 2014
Posts: 20
Has anyone been able to successfully open a chase card after been shutdown? I honestly miss chase as they have a big portfolio of travel cards.
Feb 29, 2016, 8:10 pm
#124
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,676
There is a thread about Chase shutdowns in the credit card forum. In there, I've seen a few reports of people being able to open a new chase card a year or two after a shutdown.
Mar 9, 2016, 1:33 pm
#125
Join Date: Mar 2016
Posts: 1
my arrival card was shutdown! any suggestions? i have lots of points on it!
Mar 9, 2016, 5:59 pm
#127
Join Date: Apr 2006
Posts: 352
With Barclays, you forfeit the points if you are shutdown. I lost about 70k points ($700) worth when I was canned. Complaining to the CFPB didn't help...
Mar 9, 2016, 6:47 pm
#128
Join Date: Apr 2009
Location: 787
Programs: Too many to list
Posts: 1,306
Got to be careful with barclays. Horrible support and they watch you like a hawk. But I love this card since it covers things like Disney tickets and other expenses some cards don't.
Mar 9, 2016, 6:50 pm
#129
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
With the new lower points savings and $100+ minimum redemption, it's not worth the effort. I'll go back to using Spark or Doublecash.
Mar 10, 2016, 5:49 pm
#130
Join Date: Feb 2014
Posts: 908
Yup. the only way to use the points is charge on it. But if you card is shutdown, you're out of luck.
Did you do a lot of Msing on it?
I haven't used my A+ for like a year. It was very useful in Europe since it's chip and pin. I will probably cancel it at the end of the month when the AF kick in. I'll have them move my points to the no fee A.
Did you do a lot of Msing on it?
I haven't used my A+ for like a year. It was very useful in Europe since it's chip and pin. I will probably cancel it at the end of the month when the AF kick in. I'll have them move my points to the no fee A.
Mar 11, 2016, 6:43 am
#131
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,463
Mar 11, 2016, 9:14 am
#132
Join Date: Oct 2012
Posts: 122
Did lots of Simon MS on my Arrival. Annual fee hit last month and coincidentally got a call from someone at Barclays. Left a message to speak with me. I used my points, cancelled card and likely just avoided shutdown.
Mar 11, 2016, 9:30 am
#133
Join Date: Dec 2004
Programs: UA-1K, MM, Hilton-Diamond, Marriott-Titanium
Posts: 4,432
Mar 11, 2016, 11:56 am
#135
Join Date: May 2015
Posts: 35
seems like there are lots of stories out there of ppl getting their A+ cards shut down, but what about Aaviator reds/silvers? havent heard many shutdown stories there. not sure how much MS is too much on the avaiator red card. my limit is 12.5k and in month 1 I MSed 4k. Next month planning 6k, and so on until I hit around the limit