Jan 10, 2015, 9:50 pm
Last edit by: ed765
This thread has begun a new tradition of annual master threads, this one on Visa Buxx. The previous 2003- 2014 megathread is here.
tcook052
MS Forum Moderator
Buxx cards can only be loaded with a Visa or MasterCard.
tcook052
MS Forum Moderator
Buxx cards can only be loaded with a Visa or MasterCard.
NW Buxx
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.
If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.
Funding with Citi cards codes as a purchase for NW Buxx.
TD Bank Go Buxx
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days
Limits are per teen card, not per master account
TD Bank card loads are treated as purchases by TD Bank and earn points.
Cannot be used to pay CITI or Capital One cards by phone.
States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
USPS MOs count against the ATM withdrawal limit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
USB Buxx (closed)
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
VISA Buxx (2015)
Jul 17, 2015, 7:54 am
#782
Join Date: Feb 2012
Location: NYC
Posts: 79
No "mistake or something". Turns out there was an error in their systems and they confirmed there was an issue. Reconfirms that this method is a bit "buggy"....at least until you find a groove. They reversed it but just FYI in case anyone else experiences something similar.... if I hadn't called it's not clear if this would have continued to happen or if it was just a one-off thing.
Contrary to your "sigh", I'm def not sweating $1 here or there as a cost of doing business....but I do like to understand the rules and know what to expect.
Contrary to your "sigh", I'm def not sweating $1 here or there as a cost of doing business....but I do like to understand the rules and know what to expect.
Jul 17, 2015, 3:11 pm
#783
Join Date: Feb 2015
Posts: 97
Status update
I finally got my $2000 back from US bank after 4 months.
One of my us Buxx has the same status MUCLOSED. I called US bank Buxx this Monday and the rep told me my card was closed at March 8 and she cannot find out the reason. She told me that I will receive a explanation letter from US bank soon. I am still waiting for the letter.
Jul 17, 2015, 9:27 pm
#784
Join Date: Feb 2011
Posts: 131
swapping CCs
Just so I'm understanding, if you can't easily swap CCs out that means this card isn't great for churning bonuses?
Jul 18, 2015, 1:44 pm
#786
Join Date: Feb 2015
Posts: 97
I contacted them that about 10 times. Each time I called, all I got from the rept was that your account was closed and you will receive a new explanation letter within 2-3 weeks. The funny thing is I have never gotten any explanation letter.
Finally, within the last phone call one week ago, the rept told me that my account was closed because it is inactive for several months.
I told her that this account was inactive because the money (2K) was freeze.
All I knew is, once your account is MUCLOSED, it will be a long battle similar to paypal's behavior.
Finally, within the last phone call one week ago, the rept told me that my account was closed because it is inactive for several months.
I told her that this account was inactive because the money (2K) was freeze.All I knew is, once your account is MUCLOSED, it will be a long battle similar to paypal's behavior.
Jul 19, 2015, 7:03 pm
#787
Join Date: Jun 2015
Location: San Diego
Posts: 35
So how often can u safely switch CCs on buxx without risking shutdown?
Jul 19, 2015, 7:19 pm
#789
Join Date: Aug 2014
Posts: 227
I contacted them that about 10 times. Each time I called, all I got from the rept was that your account was closed and you will receive a new explanation letter within 2-3 weeks. The funny thing is I have never gotten any explanation letter.
Finally, within the last phone call one week ago, the rept told me that my account was closed because it is inactive for several months. I told her that this account was inactive because the money (2K) was freeze.
All I knew is, once your account is MUCLOSED, it will be a long battle similar to paypal's behavior.
Finally, within the last phone call one week ago, the rept told me that my account was closed because it is inactive for several months.
I told her that this account was inactive because the money (2K) was freeze.All I knew is, once your account is MUCLOSED, it will be a long battle similar to paypal's behavior.
Jul 19, 2015, 7:35 pm
#790
Suspended
Join Date: Jun 2014
Posts: 292
So I just called them over the $1 fee. The first person was unable to do anything so she politely escalated the call to her floor supervisor. She says the $1 fee is a nationwide "program fee" and not an allpoint fee. She says the terms and conditions reflect this. I read her this:
My interpretation is that if you're using an allpoint ATM its completely free and if you go out of network you're charged $1 plus owner fees. She seems to disagree but she escalated the fee waiver request. I get that it's only a buck but this adds up after a while.. Any thoughts?
There is no fee for using your Card at Nationwide Bank or Allpoint ATMs. If you use your Card at other ATMs, including those displaying the Visa/Plus logos, there is a $1.00 fee, and the ATM terminal owner may charge additional fees and “surcharge” for ATM transactions.
Jul 19, 2015, 9:47 pm
#791
Join Date: Jan 2013
Location: 212
Programs: Marriott Titanium, Hilton Gold, UA Silver
Posts: 502
So I just called them over the $1 fee. The first person was unable to do anything so she politely escalated the call to her floor supervisor. She says the $1 fee is a nationwide "program fee" and not an allpoint fee. She says the terms and conditions reflect this. I read her this:
My interpretation is that if you're using an allpoint ATM its completely free and if you go out of network you're charged $1 plus owner fees. She seems to disagree but she escalated the fee waiver request. I get that it's only a buck but this adds up after a while.. Any thoughts?
My interpretation is that if you're using an allpoint ATM its completely free and if you go out of network you're charged $1 plus owner fees. She seems to disagree but she escalated the fee waiver request. I get that it's only a buck but this adds up after a while.. Any thoughts?
Jul 19, 2015, 10:10 pm
#792
Join Date: Apr 2014
Posts: 68
Is this for TD, NW or US visa buxx? Care to elaborate? I think I switched like 2 times in the past month on NW visa buxx. Are my accounts gonna be closed? Please share some data points with me guys!
Jul 20, 2015, 8:41 am
#794
Join Date: Jan 2003
Location: California
Posts: 1,129
If you are not going to MO or bird feed, just give up on the bonus for the Amex. I know some people can't do both (eg. those who live in the SF Bay Area), but too bad. You have not done the necessary preparation to be successful. Your plan of swapping VGC in buxx won't work no matter how often you ask.
Jul 20, 2015, 9:38 am
#795
Join Date: Jun 2012
Location: Goldsboro,NC
Posts: 55
is there a hard or soft pull when opening a nationwide buxx card?