VISA Buxx (2015)

    Hide Wikipost
Old Jan 1, 16, 4:46 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: ed765
Wiki Link
This thread has begun a new tradition of annual master threads, this one on Visa Buxx. The previous 2003- 2014 megathread is here.

tcook052
MS Forum Moderator

Buxx cards can only be loaded with a Visa or MasterCard.

NW Buxx

•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.

If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.

Funding with Citi cards codes as a purchase for NW Buxx.
TD Bank Go Buxx

•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days

Limits are per teen card, not per master account

TD Bank card loads are treated as purchases by TD Bank and earn points.

Cannot be used to pay CITI or Capital One cards by phone.

States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY

USPS MOs count against the ATM withdrawal limit.

Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.

USB Buxx (closed)

USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16

(NOTE: stopped taking new applications ~mid February 2014 through the official link.

Print Wikipost

Closed Thread

Old Apr 30, 15, 6:59 am
  #346  
 
Join Date: Dec 2012
Location: Philadelphia
Programs: HH Diamond, IHG Plat, SPG & Marriott Gold, CC Silver
Posts: 537
Originally Posted by laybear View Post
Are you going to over MS your prestige or risk and see if you'll get the sign up bonus? Can you update us if you get your bonus or not when statement close ?
Why wouldn't he get the bonus? Citi is fine with NW Buxx - my main use of NW Buxx cards is loading Citi cards and then paying the bill with the same NW Buxx.
PHLisa is offline  
Old Apr 30, 15, 8:03 am
  #347  
 
Join Date: Aug 2011
Posts: 322
I didn't find anything via search. Has anyone had any experience with HSBC Credit Card and loading Buxx?
fr33b13 is offline  
Old Apr 30, 15, 9:23 am
  #348  
 
Join Date: Jun 2014
Programs: Delta, Hilton Honors, SPG, Marriott, Hyatt
Posts: 672
Has anyone had a situation where you can log into your NW buxx account? I'm putting in the correct information but yet i'm being told that the login information is invalid.

"Your login information is invalid. Please call Customer Service at the number on the back of your card."

Last edited by Membersince2013; Apr 30, 15 at 9:37 am
Membersince2013 is offline  
Old May 3, 15, 9:41 am
  #349  
 
Join Date: Dec 2013
Posts: 3,083
NW Buxx

For the NW Buxx, I thought it was 2 max reloads per CC per rolling 7 days. Apparently its just 2 max reloads regardless of CC #1 or CC #2 per rolling 7 days since I am having trouble loading with CC #2 that has not done any loads thus far. CC #1 rolling 7 days ends tomorrow.

Is this true because if so then the wiki needs to be updated.

Last edited by ericdabbs; May 3, 15 at 10:24 am
ericdabbs is offline  
Old May 3, 15, 10:13 am
  #350  
 
Join Date: Jun 2009
Location: ONT/LAX
Programs: IHG Plat
Posts: 495
anybody use an AU CC to load, to circumvent the $5k limit?
indelible is offline  
Old May 3, 15, 10:21 am
  #351  
 
Join Date: Apr 2014
Posts: 97
Originally Posted by indelible View Post
anybody use an AU CC to load, to circumvent the $5k limit?
You can if the AU CC has a different CC number.
xraywinedrinker is offline  
Old May 3, 15, 11:34 am
  #352  
 
Join Date: Jun 2009
Location: ONT/LAX
Programs: IHG Plat
Posts: 495
Originally Posted by xraywinedrinker View Post
You can if the AU CC has a different CC number.
thought so, thanks. guess i'll get an additional 2 USB cards to load 10k/month
indelible is offline  
Old May 3, 15, 6:15 pm
  #353  
 
Join Date: Apr 2013
Location: BOS
Programs: AA ExP || SPG Plt || Honors Diamond || UA Silver
Posts: 171
For the NW Buxx card, is the 1k/month limit per teen card, or per master card?
Sorry for this newbie question... TIA!
mrsmsr is offline  
Old May 3, 15, 9:36 pm
  #354  
 
Join Date: Apr 2014
Posts: 97
Originally Posted by mrsmsr View Post
For the NW Buxx card, is the 1k/month limit per teen card, or per master card?
Sorry for this newbie question... TIA!
Teen
xraywinedrinker is offline  
Old May 4, 15, 4:34 am
  #355  
 
Join Date: Dec 2012
Location: Philadelphia
Programs: HH Diamond, IHG Plat, SPG & Marriott Gold, CC Silver
Posts: 537
Originally Posted by ericdabbs View Post
For the NW Buxx, I thought it was 2 max reloads per CC per rolling 7 days. Apparently its just 2 max reloads regardless of CC #1 or CC #2 per rolling 7 days since I am having trouble loading with CC #2 that has not done any loads thus far. CC #1 rolling 7 days ends tomorrow.

Is this true because if so then the wiki needs to be updated.
You can load 2 different teen cards with the same CC in 7 days, because I often load one, then another a few minutes apart. But I think you are right that you can't load more than $500/week per card.
PHLisa is offline  
Old May 6, 15, 2:47 pm
  #356  
 
Join Date: Jan 2015
Posts: 54
What's the chance of me buying MO at $795 for NW buxx? Will I get any kind of fraud protection? This is a brand new teen card with $1k in it.
laybear is offline  
Old May 6, 15, 4:41 pm
  #357  
 
Join Date: Jul 2013
Location: Raiegh, NC
Posts: 300
Should go through just fine. No fraud alerts on Buxx IME. Try it and see.
CrediPig is offline  
Old May 7, 15, 12:08 pm
  #358  
 
Join Date: Aug 2014
Posts: 74
What is the best way to liquid these cards?

If I do ATM then deposit the cash, will there be any red flags with the bank of the amount of cash going into the account...say over the course of a year...?
psykopath515 is offline  
Old May 7, 15, 3:30 pm
  #359  
 
Join Date: Dec 2006
Posts: 161
Paying Credit Card bills with BUXX

Originally Posted by PHLisa View Post
Why wouldn't he get the bonus? Citi is fine with NW Buxx - my main use of NW Buxx cards is loading Citi cards and then paying the bill with the same NW Buxx.
This is a useful idea, and I confirmed it did work for paying my CITI Forward card. It appears possible only by phone, which is time consuming. The operator did appear to have a way of retaining the data for future use, which might speed things up somewhat, but reaching the right person seemed to involve calling the general customer service number, and then being transferred to someone who could not be reached by direct dial.

It avoids the ATM fees ($2.00 plus the high probability that your ATM will add on another $1.00), and whatever time is spent getting to a suitable ATM machine.

Can it be done with other credit cards? In particular, are there ones that have a way to do this on line, so it is less time consuming.
ed765 is offline  
Old May 7, 15, 3:39 pm
  #360  
 
Join Date: Dec 2006
Posts: 161
What to do with cash taken out of the ATM

Originally Posted by psykopath515 View Post
What is the best way to liquid these cards?

If I do ATM then deposit the cash, will there be any red flags with the bank of the amount of cash going into the account...say over the course of a year...?
I don't know, although the total amount of cash could add up to enough for someone to ask questions (such as an IRS auditor wondering if you had a cash business whose profits were not being reported, or if the amounts deposited seemed regular, a job where you were paid in cash).

If you have a Serve, they can be loaded with cash. I have used the ATM machine in a store to get cash from two BUXX cards, and then gone to the counter to deposit the cash onto my Serve card. From there it is used to pay one of the many bills I have. This is a little safer than accumulating cash in your wallet until you happen to visit your bank, and seems quicker (usually no line in the store).

Since a purpose of a Serve card is to give a card for on line shopping for those without bank accounts or credit cards, cash deposits to a Serve probably would attract less attention than to bank account. IRS auditors routinely look at bank accounts, but I suspect they less often look at Serve accounts and similar products.

Last edited by ed765; May 7, 15 at 3:49 pm
ed765 is offline  

Thread Tools
Search this Thread