Jan 10, 2015, 9:20 pm
Last edit by: NoonRadar
Nov 24, 2015
Dear XXXXXXXXX,
We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:
• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)
DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/
DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)
Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.
WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.
WEBSITE:
This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
https://amex.serve.com/prepaidredcard
PREPAID REDCARD LOAD LIMITS
Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
Online Debit Card Load * - $200/day and $1,000/month
Checking/Savings Account - $2,000/month
Checks - $2,000/day and $10,000/month
ATM Withdrawals - $750/day and $2,000/month
All "Monthly" limits are per calendar month and reset on the 1st of each month.
Daily limits reset at midnight Eastern time, 9 PM Pacific time.
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.
ATM Withdrawals:
No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.
RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard
FREQUENTLY ASKED QUESTIONS
Q: Can I reload a RB at a Target that doesn't sell RB?
Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904
Q: Can I buy or reload a RB in North Carolina?
See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.
Q: Can I reload the RB at any register, or just at the Customer Service desk?
It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.
Q: What is the most efficient way to drain a RedCard?
Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.
Q: I cant access the BillPay feature through the RB website!
Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.
Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
Yes.
Q: How many Redbird cards can you purchase at once?
You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.
Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
No. You will have to cancel your Bluebird or Serve account first before registering.
Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.
Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.
Q: Can we get Redbird online?
No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.
Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.
Q: Can we load Redbird with Target gift cards at Target?NO.
When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.
Q: What are the card’s load limits per transaction at Target?
[B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.
Q: What credit cards can I use to reload RedCard in Target stores?
NONE. As of May 6, 2015, credit cards cannot be used to reload.
Q: Can I reload with a debit card?
Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.
Q: Can I reload with a prepaid debit card or Vanilla Visa?
Yes, but only if you have a PIN for that card.
Q: How can I load 2 debit cards in one transaction? Example 2x$500.
1. Swipe debit card on my terminal after total comes up $1000.
2. PIN pad comes up. Enter 4 digit PIN.
3. Do you want cash back? press NO
4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
6. Swipe card #2. Enter PIN
7. Repeat 3 to 5. Total: 0.00
8. Receipt prints. Thank cashier. The end.
(thanks to Mamibear)
Q: Can someone else buy a Redbird card for you?
Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.
Q: Can you reload Serve/Bluebird at Target?
No.
Q: How do I contact Target's support team to resolve an issue with my RedCard?
Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).
Q: Can you have both Redbird and AFT cards?
Yes.
You can have both Redbird and AFT since they are independent products.
Q: I got a "Pending" notice that the registration is being reviewed, what now?
Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
• Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
◦ Social Security Card, OR
◦ A Medicare insurance card
Plus...
• Picture ID
◦ A valid driver's license card OR
◦ A valid state issued ID OR
◦ A valid United States Government ID Card (e.g. Green Card) OR
◦ A valid United States Passport (photo page only)
◦ Social Security Card, OR
◦ A Medicare insurance card
Plus...
• Picture ID
◦ A valid driver's license card OR
◦ A valid state issued ID OR
◦ A valid United States Government ID Card (e.g. Green Card) OR
◦ A valid United States Passport (photo page only)
Secure Document Upload
Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
Prepaid REDcard (Target) 2015-2016
Apr 20, 2015, 9:53 pm
#5387
Join Date: Apr 2010
Location: Denver, CO
Programs: UA MP Club (no status)
Posts: 152
For the record, I have drawn a single check for $4000 with no problem. It was for a third party business, though, so YMMV.
Apr 20, 2015, 9:59 pm
#5388
Join Date: Apr 2010
Location: Denver, CO
Programs: UA MP Club (no status)
Posts: 152
(I do a not-insignificant portion of my grocery shopping at Target now, since I get 5% off and it's more convenient than going to the grocery store. Target has, at least in our case, succeeded in capturing more of our regular spend.)
Apr 20, 2015, 10:16 pm
#5389
Join Date: Feb 2015
Posts: 186
Agreed. Costco was paying 0.6% with AMEX, and now near 0% with Citi/Visa. I don't really fault AMEX for not working harder to keep the deal....it sucks to lose the account, but when you can't make any money on it, why do it? I'm sure Target is paying more, as a part of the reason Costco got such a low rate is due to the exclusivity, but it would surprise me if Target was paying more than 1.5%. It also wouldn't surprise me if Target got a further discount on their rate for AMEX cards as a part of the deal.
Apr 20, 2015, 10:29 pm
#5390
Join Date: Feb 2011
Posts: 197
Do you think a week or so is ample time?
And do you think this would raise a red flag? Or would taking an ATM withdrawal and paying in person be more of a red flag? The amount is only about $1400 so it is not an unreasonable amount of money to withdraw via ATM.
Apr 20, 2015, 10:54 pm
#5391
FlyerTalk Evangelist
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,475
I did my first load today as well. I have two cards. the register did five times for me( 1k, 1k, 500, then 1k, 1k, 500). she did look a bit annoyed and do not know if this is the right way to do it. Since the prepaid card does not sale in Greater Nashville area.
when I back from home, Chase did call me ask about the transitions, I just told them I bought Gift cards for family.
when I back from home, Chase did call me ask about the transitions, I just told them I bought Gift cards for family.
Apr 20, 2015, 11:19 pm
#5392
Join Date: Jul 2011
Location: Las Vegas or Park City
Posts: 169
Just returned a 175.00 item to Costco this weekend. Instead of returning the money to my Plat Amex I asked if she could return it to my Redbird, she asked if it was an Amex and pow it worked great. Had my money in 2 days and got to keep the points. Thought that might be helpful to someone??
Apr 20, 2015, 11:52 pm
#5394
Join Date: Feb 2015
Posts: 910
Yes, you can load those, or any other gift card to Redbird (except for Target gift cards). You can even load multiple gift cards (or multiple gift cards + one credit card) to Redbird via one transaction...you can read a step by step guide on my home page if you're curious.
Apr 21, 2015, 12:04 am
#5395
Join Date: Jan 2015
Posts: 166
Just returned a 175.00 item to Costco this weekend. Instead of returning the money to my Plat Amex I asked if she could return it to my Redbird, she asked if it was an Amex and pow it worked great. Had my money in 2 days and got to keep the points. Thought that might be helpful to someone??
Apr 21, 2015, 4:59 am
#5396
Join Date: Dec 2014
Location: VA
Posts: 147
Yeah I agree they probably have an extremely low rate, so maybe they are closer to breaking even then I thought. Stills goes back to the fact that they don't want to lose money doing this. The other reason I can see them keeping it going is to make their revenue look stronger then it really is...
Agreed. Costco was paying 0.6% with AMEX, and now near 0% with Citi/Visa. I don't really fault AMEX for not working harder to keep the deal....it sucks to lose the account, but when you can't make any money on it, why do it? I'm sure Target is paying more, as a part of the reason Costco got such a low rate is due to the exclusivity, but it would surprise me if Target was paying more than 1.5%. It also wouldn't surprise me if Target got a further discount on their rate for AMEX cards as a part of the deal.
Apr 21, 2015, 5:08 am
#5397
Join Date: Jun 2011
Posts: 800
Just returned a 175.00 item to Costco this weekend. Instead of returning the money to my Plat Amex I asked if she could return it to my Redbird, she asked if it was an Amex and pow it worked great. Had my money in 2 days and got to keep the points. Thought that might be helpful to someone??
Apr 21, 2015, 7:20 am
#5398
Join Date: Aug 2013
Location: Austin, TX
Programs: AA EXP, Hilton Gold, Marriott Gold
Posts: 183
So when Costco switches to Citi - will I be able to use any card issued by Citi, also?
Thanks!
Apr 21, 2015, 7:22 am
#5399
Join Date: Sep 2013
Posts: 429
What?! I can use Redcard at Costco? I always thought you had to use the specific Costco-branded AmEx, but any AmEx will work? I had been buying the Costco cash cards but if I can use Redcard that makes it even easier.
So when Costco switches to Citi - will I be able to use any card issued by Citi, also?
Thanks!
So when Costco switches to Citi - will I be able to use any card issued by Citi, also?
Thanks!
Or debit, but that's heresy
When Costco switches to Citi it will be any Visa.