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Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2015-2016

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    Old Mar 14, 2015, 6:49 pm
      #3871  
     
    Join Date: Jan 2015
    Programs: SPG, A+, SW RR, 2x cash
    Posts: 31
    Any more successful data points for the 2/25 missing money debacle? My 10 day wait period ended today so I called again and they are now submitting the claim to some other department and it could take up to 45 days per the rep to have them manually push the money through.

    My CC balance from the load will be due by then and while I have the float to cover it (#1 rule!), I am a little worried that for some unforseen reason Redcard decides not to credit me my money and I would have already covered the CC balance with my own funds. I don't even know if I could file a claim with the credit card any more at that point. But other than this single 2/25 hiccup I have loaded all cards fine since Jan.
    jasonFTW is offline  
    Old Mar 14, 2015, 7:38 pm
      #3872  
     
    Join Date: Feb 2015
    Location: Sacramento
    Programs: RR, QS, AS MP, SPG
    Posts: 233
    2 successful RB loads today - Sacramento, CA. Cheers!
    CASACW2 is offline  
    Old Mar 14, 2015, 8:51 pm
      #3873  
     
    Join Date: Sep 2013
    Location: PIT-SCE-AOO-PHL-NYC-WAS
    Programs: free agent
    Posts: 1,036
    Originally Posted by ericdabbs
    I would probably wait until Tuesday at the very least just to be sure that things went through and of course by Monday night, you should check your CC account to ensure that the BP went through successfully. In terms of how long you should actually wait after you have officially closed Serve, I don't think you really have to wait...(maybe 5 minutes if you want to be absolutely sure) since you should be able to register for the permanent RB card right away.
    Many thanks! Sound like a plan to follow by early Tuesday morning ^
    washeelers747 is offline  
    Old Mar 14, 2015, 10:03 pm
      #3874  
     
    Join Date: Jan 2014
    Location: SEA
    Posts: 94
    Interesting experience today:

    I took my Redbird in to reload today. Asked for the usual $1000 load at Customer Service and used a $50 Vanilla Visa from last week's Office Depot promotion to pay the first $50 and had an Amex GC to cover the remainder.

    The $50 Visa was swiped and the last 4 was entered and then the register got stuck and asked for an "override" or something, so the manager-entered the last 4 of the $50 again (I think) and the receipt printed out showing the full $1000 charged to my $50 visa GC.

    The funds are available on my Redbird. My $50 Visa GC shows a transaction pending for $0 at Target. I'm guessing that at some point Amex will realize they didn't get that $1000. Or maybe the Target I went to will discover something went missing - hopefully it doesn't lead to me getting shut down there.

    Anyone else have an experience like this?

    I used to reload the Amex Campus Edition at campus bookstores and this happened to me a couple of times. I had a hyper-sensitive Citi Forward that declined a $500 charge but somehow the register overrode it and the Campus Edition card was funded anyway. This happened twice and no one ever noticed and there was no way I could report it to anyone.
    AnInfrequentFlyer is offline  
    Old Mar 14, 2015, 10:06 pm
      #3875  
     
    Join Date: Mar 2015
    Location: Sacramento, CA
    Programs: AA G, Marriott G
    Posts: 6
    Originally Posted by CASACW2
    2 successful RB loads today - Sacramento, CA. Cheers!
    I'm in Sac too. Where did you get your redcard? Every Target I seem to go to doesn't carry them.

    EDIT: NVM. Just picked one up.

    Last edited by krtlarson; Mar 14, 2015 at 11:54 pm
    krtlarson is offline  
    Old Mar 14, 2015, 10:27 pm
      #3876  
     
    Join Date: Feb 2015
    Posts: 186
    Originally Posted by jasonFTW
    Any more successful data points for the 2/25 missing money debacle? My 10 day wait period ended today so I called again and they are now submitting the claim to some other department and it could take up to 45 days per the rep to have them manually push the money through.

    My CC balance from the load will be due by then and while I have the float to cover it (#1 rule!), I am a little worried that for some unforseen reason Redcard decides not to credit me my money and I would have already covered the CC balance with my own funds. I don't even know if I could file a claim with the credit card any more at that point. But other than this single 2/25 hiccup I have loaded all cards fine since Jan.
    I wish I had an answer for you. I'm in the same boat. I plan on calling Monday and playing the "please transfer me to someone who can help me with this today" game. If not....I[m not sure. I can cover the nut when the bill comes due. I don't want to have to dispute it. I've thought of sending a letter to the address on the RedCard site, as that's in Utah (and writing "DO NOT FORWARD TO INDIA" on the envelope).
    mnCO is offline  
    Old Mar 15, 2015, 1:30 am
      #3877  
     
    Join Date: Aug 2013
    Programs: AA EXP, Hyatt Diamond
    Posts: 273
    Originally Posted by AnInfrequentFlyer
    The $50 Visa was swiped and the last 4 was entered and then the register got stuck and asked for an "override" or something, so the manager-entered the last 4 of the $50 again (I think) and the receipt printed out showing the full $1000 charged to my $50 visa GC.

    The funds are available on my Redbird. My $50 Visa GC shows a transaction pending for $0 at Target. I'm guessing that at some point Amex will realize they didn't get that $1000. Or maybe the Target I went to will discover something went missing - hopefully it doesn't lead to me getting shut down there.

    Anyone else have an experience like this?
    I wouldn't have walked away after yielding $1000 from your $50 card, especially since the red card account is tied squarely to you. The manager at the store probably could have fixed it, I would go back to the manager before it gets flagged
    dlandz is offline  
    Old Mar 15, 2015, 6:36 am
      #3878  
    Suspended
     
    Join Date: Jun 2011
    Posts: 639
    Originally Posted by dlandz
    I wouldn't have walked away after yielding $1000 from your $50 card, especially since the red card account is tied squarely to you. The manager at the store probably could have fixed it, I would go back to the manager before it gets flagged
    Good advice.
    Do you also recommend throwing yourself under the bus when it drives by?
    member7777 is offline  
    Old Mar 15, 2015, 7:43 am
      #3879  
     
    Join Date: May 2011
    Programs: Spg Gold, Hilton Diamond, Hyatt Diamond
    Posts: 1,578
    Originally Posted by nivekious
    Serve works like that because the only way to load direct with CC is online, so they can see you spent the money loading Serve. They shouldn't be able to tell the difference between loading this in store and any other Target purchase though from what I can tell.
    Waiting for my RB patiently . Are Citi cards counted as cash advances ? read the wiki so many times , but at my age with porous memory and bad vision easier
    to ask 😊
    Thanks
    PETERPNYC is offline  
    Old Mar 15, 2015, 7:55 am
      #3880  
     
    Join Date: May 2011
    Programs: Spg Gold, Hilton Diamond, Hyatt Diamond
    Posts: 1,578
    #1 Squirreled two of the old One vanillas before I left for EUROPE 3 months ago . Old ones said One Vanilla prepaid Visa card / Fast card on the back issued by Bankcorp
    Can I activate them at the store that I took them from ?


    #2 Found new ones that just say Visa / GC issued by same bank , that I can buy on CC . Same thing new packaging or is there some difference ?

    If these are the same I will not try to activate old ones , if there is no difference.
    Can we load these to RB
    Thanks
    PETERPNYC is offline  
    Old Mar 15, 2015, 8:46 am
      #3881  
     
    Join Date: Feb 2015
    Location: CT
    Posts: 4
    Is anyone still waiting for transactions to post from the issues on Feb 21st? My account saw a posted transaction on the 21st and then an immediate reversal of those funds. Much like what many of you had on that same day. But my redcard account has not been funded yet. I did call once and they said to wait 10 days. It's been well over 10 days. Just wondering if people were in the same boat or how to proceed from here. Thanks
    ctpk is offline  
    Old Mar 15, 2015, 9:39 am
      #3882  
     
    Join Date: Jan 2011
    Location: BOS
    Programs: IHG Amb, Honors Gold, SPG Gold
    Posts: 78
    Originally Posted by ctpk
    Is anyone still waiting for transactions to post from the issues on Feb 21st? My account saw a posted transaction on the 21st and then an immediate reversal of those funds. Much like what many of you had on that same day. But my redcard account has not been funded yet. I did call once and they said to wait 10 days. It's been well over 10 days. Just wondering if people were in the same boat or how to proceed from here. Thanks
    I'm still waiting for a pair of $500 loads to be resolved (this happened on 2/25, BTW). I phoned RedCard the next day and was told to wait 10 days. I waited 12 days, phoned in, and was told to wait another 10 biz days. I pushed back, spoke to a supervisor, and he said it should be resolved by monday. I'm not holding my breath. If the money is not in my account monday morning, I'm disputing the charge with my CC. No more dealing with Redcard's AWFUL customer service.
    powerslide is offline  
    Old Mar 15, 2015, 9:53 am
      #3883  
     
    Join Date: Jun 2011
    Posts: 28
    Over the last 6 weeks or so, I haven't been able to have any success loading at a normal cash register. They've always sent me to Guest Services/Customer Service without even trying (even with gentle insistence that it used to work, and they just have to swipe). This has been about 6 occasions now across 4 different Targets around Austin. I used to load fine at registers in January. I prefer this so as to combine it with other purchases and not have round numbers (or have to load an odd amount).
    thiseye is offline  
    Old Mar 15, 2015, 10:29 am
      #3884  
     
    Join Date: Sep 2013
    Programs: AA Lifetime Gold
    Posts: 3,677
    Originally Posted by thiseye
    Over the last 6 weeks or so, I haven't been able to have any success loading at a normal cash register. They've always sent me to Guest Services/Customer Service without even trying (even with gentle insistence that it used to work, and they just have to swipe). This has been about 6 occasions now across 4 different Targets around Austin. I used to load fine at registers in January. I prefer this so as to combine it with other purchases and not have round numbers (or have to load an odd amount).
    What? They won't run their business the way you tell them to? How rude !
    I wouldn't do business there anymore. Go back to using BB at WM, where they know how to treat their customers properly.
    Brugge is offline  
    Old Mar 15, 2015, 10:33 am
      #3885  
     
    Join Date: Aug 2012
    Location: Dreamland
    Posts: 928
    Originally Posted by thiseye
    Over the last 6 weeks or so, I haven't been able to have any success loading at a normal cash register. They've always sent me to Guest Services/Customer Service without even trying (even with gentle insistence that it used to work, and they just have to swipe). This has been about 6 occasions now across 4 different Targets around Austin. I used to load fine at registers in January. I prefer this so as to combine it with other purchases and not have round numbers (or have to load an odd amount).
    I go straight to CSR desk always - no issues, can bring other purchases with you - they know exactly what to do (I load in a store that doesn't carry the actual card) and its easy, generally friendly, and dont feel bad interrupting their regular "business flow"
    levilevi is offline  


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