Jan 10, 2015, 9:20 pm
Last edit by: NoonRadar
Nov 24, 2015
Dear XXXXXXXXX,
We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:
• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)
DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/
DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)
Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.
WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.
WEBSITE:
This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
https://amex.serve.com/prepaidredcard
PREPAID REDCARD LOAD LIMITS
Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
Online Debit Card Load * - $200/day and $1,000/month
Checking/Savings Account - $2,000/month
Checks - $2,000/day and $10,000/month
ATM Withdrawals - $750/day and $2,000/month
All "Monthly" limits are per calendar month and reset on the 1st of each month.
Daily limits reset at midnight Eastern time, 9 PM Pacific time.
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.
ATM Withdrawals:
No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.
RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard
FREQUENTLY ASKED QUESTIONS
Q: Can I reload a RB at a Target that doesn't sell RB?
Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904
Q: Can I buy or reload a RB in North Carolina?
See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.
Q: Can I reload the RB at any register, or just at the Customer Service desk?
It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.
Q: What is the most efficient way to drain a RedCard?
Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.
Q: I cant access the BillPay feature through the RB website!
Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.
Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
Yes.
Q: How many Redbird cards can you purchase at once?
You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.
Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
No. You will have to cancel your Bluebird or Serve account first before registering.
Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.
Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.
Q: Can we get Redbird online?
No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.
Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.
Q: Can we load Redbird with Target gift cards at Target?NO.
When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.
Q: What are the card’s load limits per transaction at Target?
[B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.
Q: What credit cards can I use to reload RedCard in Target stores?
NONE. As of May 6, 2015, credit cards cannot be used to reload.
Q: Can I reload with a debit card?
Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.
Q: Can I reload with a prepaid debit card or Vanilla Visa?
Yes, but only if you have a PIN for that card.
Q: How can I load 2 debit cards in one transaction? Example 2x$500.
1. Swipe debit card on my terminal after total comes up $1000.
2. PIN pad comes up. Enter 4 digit PIN.
3. Do you want cash back? press NO
4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
6. Swipe card #2. Enter PIN
7. Repeat 3 to 5. Total: 0.00
8. Receipt prints. Thank cashier. The end.
(thanks to Mamibear)
Q: Can someone else buy a Redbird card for you?
Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.
Q: Can you reload Serve/Bluebird at Target?
No.
Q: How do I contact Target's support team to resolve an issue with my RedCard?
Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).
Q: Can you have both Redbird and AFT cards?
Yes.
You can have both Redbird and AFT since they are independent products.
Q: I got a "Pending" notice that the registration is being reviewed, what now?
Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
• Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
◦ Social Security Card, OR
◦ A Medicare insurance card
Plus...
• Picture ID
◦ A valid driver's license card OR
◦ A valid state issued ID OR
◦ A valid United States Government ID Card (e.g. Green Card) OR
◦ A valid United States Passport (photo page only)
◦ Social Security Card, OR
◦ A Medicare insurance card
Plus...
• Picture ID
◦ A valid driver's license card OR
◦ A valid state issued ID OR
◦ A valid United States Government ID Card (e.g. Green Card) OR
◦ A valid United States Passport (photo page only)
Secure Document Upload
Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
Prepaid REDcard (Target) 2015-2016
Jan 3, 2015, 4:13 pm
#181
Join Date: Aug 2014
Posts: 61
The old Amex Blue Cash has a $6500 threshold before earning 5% at drug stores each calendar year so it would make sense to surpass this threshold by loading the Redbird.
Jan 3, 2015, 4:14 pm
#182
Join Date: May 2011
Posts: 117
I agree with that. I do hope that AMEX/RedCard gives us a bit of leeway. Abuse it, it to, will die. Just like humans.
Jan 3, 2015, 4:22 pm
#184
Join Date: Nov 2014
Posts: 197
Using the card to load to the limit as presented to the consumer by the issuer is in no way abuse. We are using it exactly as intended. If they decide they don't like their original terms they can change them at any time. That has nothing to do with us.
Can we please put this to rest? If you want to lambaste someone about how you think they are "ruining it for everyone" take it to PMs. It's turning this thread into nothing but white noise.
Jan 3, 2015, 4:28 pm
#185
Suspended
Join Date: Dec 2014
Posts: 8,460
Terms indicate you can load up to $2500 a day, $5000 a month. These are the limits put in place by Amex and/or Target.
Using the card to load to the limit as presented to the consumer by the issuer is in no way abuse. We are using it exactly as intended. If they decide they don't like their original terms they can change them at any time. That has nothing to do with us.
Can we please put this to rest? If you want to lambaste someone about how you think they are "ruining it for everyone" take it to PMs. It's turning this thread into nothing but white noise.
Using the card to load to the limit as presented to the consumer by the issuer is in no way abuse. We are using it exactly as intended. If they decide they don't like their original terms they can change them at any time. That has nothing to do with us.
Can we please put this to rest? If you want to lambaste someone about how you think they are "ruining it for everyone" take it to PMs. It's turning this thread into nothing but white noise.
Jan 3, 2015, 4:30 pm
#186
Join Date: May 2011
Posts: 117
Terms indicate you can load up to $2500 a day, $5000 a month. These are the limits put in place by Amex and/or Target.
Using the card to load to the limit as presented to the consumer by the issuer is in no way abuse. We are using it exactly as intended. If they decide they don't like their original terms they can change them at any time. That has nothing to do with us.
Can we please put this to rest? If you want to lambaste someone about how you think they are "ruining it for everyone" take it to PMs. It's turning this thread into nothing but white noise.
Using the card to load to the limit as presented to the consumer by the issuer is in no way abuse. We are using it exactly as intended. If they decide they don't like their original terms they can change them at any time. That has nothing to do with us.
Can we please put this to rest? If you want to lambaste someone about how you think they are "ruining it for everyone" take it to PMs. It's turning this thread into nothing but white noise.
Discussion over, just need to 'lurk'. Works for me.
Jan 3, 2015, 6:28 pm
#187
Join Date: Feb 2006
Programs: HH Gold (again), US/UA/DL non-elite, ZE Presidents Circle, WN reluctant no fee convert.
Posts: 1,449
Terms indicate you can load up to $2500 a day, $5000 a month. These are the limits put in place by Amex and/or Target.
Using the card to load to the limit as presented to the consumer by the issuer is in no way abuse. We are using it exactly as intended. If they decide they don't like their original terms they can change them at any time. That has nothing to do with us.
Can we please put this to rest? If you want to lambaste someone about how you think they are "ruining it for everyone" take it to PMs. It's turning this thread into nothing but noise.
Using the card to load to the limit as presented to the consumer by the issuer is in no way abuse. We are using it exactly as intended. If they decide they don't like their original terms they can change them at any time. That has nothing to do with us.
Can we please put this to rest? If you want to lambaste someone about how you think they are "ruining it for everyone" take it to PMs. It's turning this thread into nothing but noise.
Jan 3, 2015, 8:40 pm
#188
Join Date: May 2010
Location: WAS
Programs: Lotz
Posts: 1,534
I guess if cash withdrawals to checking looks like money laundering I'll try billpay. The problem is I'm using RB for several card's required spend and setting each one up will be hard. I still worry that I'll lose control of the funds as they are hopefully sent to the cc company.
5 days now and still no sign of the $5K deposit to my checking.
5 days now and still no sign of the $5K deposit to my checking.
Jan 3, 2015, 8:44 pm
#189
Join Date: Nov 2014
Posts: 197
I guess if cash withdrawals to checking looks like money laundering I'll try billpay. The problem is I'm using RB for several card's required spend and setting each one up will be hard. I still worry that I'll lose control of the funds as they are hopefully sent to the cc company.
5 days now and still no sign of the $5K deposit to my checking.
5 days now and still no sign of the $5K deposit to my checking.
And as others have pointed out you need to keep in mind this was a holiday week and today is not a business day even though you seem to be counting it as one.
Jan 3, 2015, 11:27 pm
#191
Join Date: May 2010
Location: WAS
Programs: Lotz
Posts: 1,534
I'll switch to billpay for a third of withdrawals. Another third I'll get checks sent to me to deposit, and the last third still will be banking transfers.
I'm not looking forward to a check to my cc getting lost and I have to explain to my cc company I'm using their card to get cash on my RB to then payoff their cc.
But anything to avoid money-laundering suspicions which could shut my bank accounts.
footnote- I did $1 test transfers back and forth and noticed while the one from my bank was in the RB in 1 day (Dec 31-Jan 1), the one from RB to my bank done the 31st says it will be sent Jan. 6.
RB's doing some serious float.
I'm not looking forward to a check to my cc getting lost and I have to explain to my cc company I'm using their card to get cash on my RB to then payoff their cc.
But anything to avoid money-laundering suspicions which could shut my bank accounts.
footnote- I did $1 test transfers back and forth and noticed while the one from my bank was in the RB in 1 day (Dec 31-Jan 1), the one from RB to my bank done the 31st says it will be sent Jan. 6.
RB's doing some serious float.
Jan 4, 2015, 1:15 am
#192
Join Date: Nov 2014
Posts: 46
Originally Posted by Ritley572 View Post
Don't know if this is the right spot for this but don't know where else to mention it.
For those that use Mint.com (A financial aggragator website that allows you to track all your bank/investment accounts/credit cards/mortgage etc) I have gotten an escalation to get support for REDCard added. Apparently however they need 4 more people to request it before it gets escalated to engineers.
What to do:
Login to your Mint.com account
Request your bank be added (Go to Accounts, click Financial tab, try to search for REDCard, click "request your bank be added") with the following information:
Full Bank Name: Target Prepaid REDCard (American Express)
Bank URL: https://amex.serve.com/prepaidredcard/
Bank Login URL: https://secure.prepaidredcard.com/
Don't know if this is the right spot for this but don't know where else to mention it.
For those that use Mint.com (A financial aggragator website that allows you to track all your bank/investment accounts/credit cards/mortgage etc) I have gotten an escalation to get support for REDCard added. Apparently however they need 4 more people to request it before it gets escalated to engineers.
What to do:
Login to your Mint.com account
Request your bank be added (Go to Accounts, click Financial tab, try to search for REDCard, click "request your bank be added") with the following information:
Full Bank Name: Target Prepaid REDCard (American Express)
Bank URL: https://amex.serve.com/prepaidredcard/
Bank Login URL: https://secure.prepaidredcard.com/
Can we all do this for personalcapital as well?
Jan 4, 2015, 2:23 am
#193
Join Date: Jan 2011
Posts: 119
Was this one of the stores listed for AFT (Kennewick, Richland, Wenatchee, Yakima) or a different one?
Jan 4, 2015, 3:28 am
#194
Join Date: Oct 2014
Posts: 374
Planning to take advantage of the Buy $300 in Visa, get a $20 prepaid card at Staples tomorrow. Question: Am I able to load the prepaid card at Target in the exact method as loading with a credit card? Or can I load it online since it's considered a debit card I think? Sorry and thanks in advance, first time MSing by buying prepaid/gift cards. Have only been using credit card with redbird.
Jan 4, 2015, 4:28 am
#195
Join Date: Apr 2014
Posts: 276
Planning to take advantage of the Buy $300 in Visa, get a $20 prepaid card at Staples tomorrow. Question: Am I able to load the prepaid card at Target in the exact method as loading with a credit card? Or can I load it online since it's considered a debit card I think? Sorry and thanks in advance, first time MSing by buying prepaid/gift cards. Have only been using credit card with redbird.