Simon mall gift card(2014-2015)
Sep 9, 2015, 1:33 pm
#1846
Join Date: Feb 2015
Posts: 51
I agree. The only reason I use SM GCs is to meet minimum spend on new cards, or generate enough annual spending for additional benefits.
Sep 9, 2015, 2:35 pm
#1847
Suspended
Join Date: Nov 1999
Posts: 24,153
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Last edited by craz; Sep 12, 2015 at 8:49 pm
Sep 9, 2015, 2:47 pm
#1848
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
WRONG!! you cant tell someone its AOK to do something where others have been harmed, unless you let them know that others have been shut down for doing it. Knew there is no way in H3ll that you would even admit you arent 100% correct, its your MO. Saying well I said everyone has their own choice is a copout how would you feel if that person or someone else reading your posts followed thru and got shut down, youd probably say well there are risks with MSing, like no one knows that.
If you are gonna tell someone its OK to do something make sure you let them know some have had problems and if you didint know that was the case, dont keep saying its OK when someone says there were problems with some who did exactly what you are saying its OK to do
If you are gonna tell someone its OK to do something make sure you let them know some have had problems and if you didint know that was the case, dont keep saying its OK when someone says there were problems with some who did exactly what you are saying its OK to do
However again you never proved that the people shut down were due to using Simon Mall at ONE x category. Your examples are more than likely from people who we maxing out Office Supply to BB/RedCard/Serve or gas stations. Point boosting in a bonus category is not anywhere close to doing it in a 1x category anyways.
Sep 9, 2015, 3:16 pm
#1849
Suspended
Join Date: Nov 1999
Posts: 24,153
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Last edited by craz; Sep 12, 2015 at 8:54 pm
Sep 9, 2015, 3:22 pm
#1850
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
I really couldnt care what you do or dont do concerning your own MSing!
Your advice was theres nothing wrong with paying your Chase bill off after loading it (in this case with SVGs) which you used that Chase CC to buy in the 1st place. What is known (I know since I was corrected and told that I can pay off my Amex CCs but not my Chase if I used a Chase CC). Simon isnt important, if a person purchased VGCs at a supermkt and loaded them to their BB,RC,Serve then they are best not using that to pay off their Chase bill, Forget Simon. Seems Chase doesnt like a person buying GCs and then paying off their bill using those funds no matter how, of cause theres no way for them to know you got MOs with the GCs and really are paying it off as planed in around about way. But they know about the Amex payments being from the GCs.
Forget your rationalizations once you said its AOK to do w/o mentioning that some folks have been shut down for doing that circle Use Chase CC to buy GCs - load BB,RC,Serve - pay off Chase with the funds on those DCs Now had you mentioned that its a YMMV issue and some folks have had problems with Chase because of it, would have been fine.But thats NOT what you said You said it was AOK w/o any warning thats the problem of cause you will never admit that it was a mistake on your part. I feel its best to put it all before a person who asks and as you said then let them make their own choice, but with you saying its Ok w/o any warning will confuse them
btw you are full of it when saying 1x isnt worth it, thats excatly what I get from the SGCs and in my case its 1000% worth it even @ 1x, why well no way will I reveal to you which CC to use and what you can gain by doing so, but those in the know are tickled pink so much so that it pays even @ $5.95 per GC, but its so much sweeter at $3.95 If it wasnt I wouldnt be doing in the very high 5 figures every month
Your advice was theres nothing wrong with paying your Chase bill off after loading it (in this case with SVGs) which you used that Chase CC to buy in the 1st place. What is known (I know since I was corrected and told that I can pay off my Amex CCs but not my Chase if I used a Chase CC). Simon isnt important, if a person purchased VGCs at a supermkt and loaded them to their BB,RC,Serve then they are best not using that to pay off their Chase bill, Forget Simon. Seems Chase doesnt like a person buying GCs and then paying off their bill using those funds no matter how, of cause theres no way for them to know you got MOs with the GCs and really are paying it off as planed in around about way. But they know about the Amex payments being from the GCs.
Forget your rationalizations once you said its AOK to do w/o mentioning that some folks have been shut down for doing that circle Use Chase CC to buy GCs - load BB,RC,Serve - pay off Chase with the funds on those DCs Now had you mentioned that its a YMMV issue and some folks have had problems with Chase because of it, would have been fine.But thats NOT what you said You said it was AOK w/o any warning thats the problem of cause you will never admit that it was a mistake on your part. I feel its best to put it all before a person who asks and as you said then let them make their own choice, but with you saying its Ok w/o any warning will confuse them
btw you are full of it when saying 1x isnt worth it, thats excatly what I get from the SGCs and in my case its 1000% worth it even @ 1x, why well no way will I reveal to you which CC to use and what you can gain by doing so, but those in the know are tickled pink so much so that it pays even @ $5.95 per GC, but its so much sweeter at $3.95 If it wasnt I wouldnt be doing in the very high 5 figures every month
Sep 9, 2015, 3:44 pm
#1851
Suspended
Join Date: Nov 1999
Posts: 24,153
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Last edited by craz; Sep 12, 2015 at 9:00 pm
Sep 9, 2015, 9:57 pm
#1852
Join Date: Dec 2013
Posts: 54
call the # on the back and input what they ask of you , if you dont get past the exp date (it doesnt ask for the sec code on the back) then the card was never activated and you will to bring it back to the mall you purchased it at. If it tells you the amount you put on it, then try again with a cashier if you used a kate the 1st time
Sep 10, 2015, 12:36 am
#1853
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
Everyone chooses how much risk they want to take, and it should be based on their personal situations and not that of others, but I think your advice is well into the cautious end, and others seeking advice should take that into consideration.
Sep 10, 2015, 6:19 am
#1854
Join Date: Apr 2014
Programs: Hilton - Diamond, IHG - Spire Amb
Posts: 901
true it wasnt from Simon that caused it but buying GCs from anywhere, loading your BB,RC,Serve and then paying Chase and Chase will know exactly where the payment is coming from is simply asking for trouble.
Wrong in regards that its the case with any bank, Chase is different from all the others and telling folks its no problem when it has been is totally Wrong on your part Chase simply checks things alot closer, how many people that you know of have even a $500 supermkt bill, yet alone $2k+ . So if Chase thinks something is up they will take action. charging high purchases for things other then GCs will to an extent keep them off ones back. most other banks just want to know payments are being made and let us do as we please, not always the case with Chase. had that poster mentioned any other bank I wouldnt have said boo, but Chase is a completely different creature and I would never tell anyone its OK or to pay it off as you said, yes a small payment can be made to chase best not a round amount and simply use the funds to pay off another CCs bill. So use SAP to buy the SGCs then use BB to pay off your other CC bills or pay your rent or whatever anything I say Except for the SAP bill
But as with most other things since you already formed your opin you have to be right and everyone else wrong
Wrong in regards that its the case with any bank, Chase is different from all the others and telling folks its no problem when it has been is totally Wrong on your part Chase simply checks things alot closer, how many people that you know of have even a $500 supermkt bill, yet alone $2k+ . So if Chase thinks something is up they will take action. charging high purchases for things other then GCs will to an extent keep them off ones back. most other banks just want to know payments are being made and let us do as we please, not always the case with Chase. had that poster mentioned any other bank I wouldnt have said boo, but Chase is a completely different creature and I would never tell anyone its OK or to pay it off as you said, yes a small payment can be made to chase best not a round amount and simply use the funds to pay off another CCs bill. So use SAP to buy the SGCs then use BB to pay off your other CC bills or pay your rent or whatever anything I say Except for the SAP bill
But as with most other things since you already formed your opin you have to be right and everyone else wrong
IMO craz, you have become to vehement in your defense of your idea. I will chime in and say that I have been doing 99% bonus category spending on my ink plus and sap > redbird and Bp straight back with no ill effects. I think my and others experiences show that it can be done with no AA.
I think it is presumptuous of you to claim to know what is chase risk algorithm for AA. All you know is what someone reported on FT. You don't know what you don't know. What did they not share when they reported what happened to them. What else was in their credit report. Etc etc
I think you can safely and honestly say "there have been some reports of issues but it cannot be completely inferred all the contributing factors."
Sep 10, 2015, 8:48 am
#1855
Suspended
Join Date: Nov 1999
Posts: 24,153
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Last edited by craz; Sep 12, 2015 at 9:04 pm
Sep 10, 2015, 9:28 am
#1856
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Obviously you just LOVE to talk and never read. This was my THIRD post on the subject matter:
Everything with MS is a risk. Regardless of the bank. That's common sense. IME though most people that have had issues with Chase was buying GCs in bonus categories and getting shut down from there or doing 70-80% MS on the card. I am not personally aware of anyone that got shutdown specifically for only buying GCs at 1x at Simon Malls. If there are, then feel free to add that data point for the OP. I do not have that data point to add so I will not/cannot.
As stated, I did not have that data point to add. You did. So that should have been the end of it. I don't have to go back and say, well I said this but craz said this so they MUST be right. No you stated it, anyone with eyes can read so they can chose at what point to take the risk. And I stated over and over and over again, chose your own comfort level and risk level. That's the morale. I don't have to say you were right or I was right. Stop trying to stroke your ego.
Everything with MS is a risk. Regardless of the bank. That's common sense. IME though most people that have had issues with Chase was buying GCs in bonus categories and getting shut down from there or doing 70-80% MS on the card. I am not personally aware of anyone that got shutdown specifically for only buying GCs at 1x at Simon Malls. If there are, then feel free to add that data point for the OP. I do not have that data point to add so I will not/cannot.
As stated, I did not have that data point to add. You did. So that should have been the end of it. I don't have to go back and say, well I said this but craz said this so they MUST be right. No you stated it, anyone with eyes can read so they can chose at what point to take the risk. And I stated over and over and over again, chose your own comfort level and risk level. That's the morale. I don't have to say you were right or I was right. Stop trying to stroke your ego.
Sep 10, 2015, 10:01 am
#1857
Join Date: Sep 2011
Posts: 891
Planning to start SIMON mall GC route, as ST debit has dried out for most part.
I have Amex PRG, Amex Hilton Surpass, and Amex SPG, which of these cards are the best bet to spend of Simon Mall GCs?
I have Amex PRG, Amex Hilton Surpass, and Amex SPG, which of these cards are the best bet to spend of Simon Mall GCs?
Sep 10, 2015, 10:04 am
#1858
Join Date: Jul 2013
Location: SoCal
Programs: AA EXP, SPG Lifetime Platinum, MR Platinum, Hilton Diamond
Posts: 249
Sep 10, 2015, 10:06 am
#1859
Join Date: Jul 2013
Location: SoCal
Programs: AA EXP, SPG Lifetime Platinum, MR Platinum, Hilton Diamond
Posts: 249
To craz & cdancer20, enough already, take your bickering private!
Sep 10, 2015, 10:07 am
#1860
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Simon is not a category bonus location so they will all earn 1 point per dollar spent. Therefore, as the last poster said, it just depends on where you want/need points the most.