So now Evolve is basically a [redacted] ChargeSmart.

I think I mentioned CENLAR a while back but I refi'd my mortgage to a diff company so unfortunately don't have any more recent experience

Just got this from Evolve. Looks like it closes the loophole on USB MC.

Dear Evolve Money Customer,

Last month Evolve Money implemented a 3 percent Bill Pay Fee. The Bill Pay Fee has been waived in certain circumstances, as described below, but it specifically applies to gift card payments.

We have recently identified the following three gift cards that were erroneously exempted from the 3 percent Bill Pay Fee.

Bank Identification Number (BIN)
407714
542837
542844
You are receiving this notice because you have used one of these cards since Jan. 1, 2015 without being charged the 3 percent Bill Pay Fee. To verify your card against this list, look at the first six digits of your card number compared to the above BIN numbers. If the numbers match, beginning Mar. 19, 2015 you will incur the 3 percent Bill Pay Fee on transactions funded by these cards.

All previously scheduled payments or processed payments will remain unaffected.

As a reminder the new Bill Pay Fee has been waived for most major debit cards, cash load packs and Evolve Money credits. You can continue to use these payment methods, as well as cash, without incurring any fees.

I just got this email as well. Oh Well.

I'm amazed they have enough volume of payments at this point to even worry about.

So with the USB Visa/MC loophole closed, what's left?

No email for me yet, but I just logged in and my MC GCs show up with a fee. Too bad, with the Staples MC deal coming up...

pure spite
 

With respect to US Bank Gift Cards, the fee is just pure stupidity, and effected strictly out of spite. They could charge a $1.00 fee, make money and get away with it.

3% is just ridiculous. Chargesmart.com is cheaper.

Goodbye evolve. You are disgusting pig people.

The instant shutdown of any working card that gets posted in response to your question ;). Experiment on your own.

Don't be silly. FT and bloggers don't kill deals! Nope. Keep posting away people! Evolve doesn't watch this thread at all, not at all....

You mean even when the bloggers admit they killed it LOL

evolve
 

Don't worry. Evolve system has alway been full of glitches. Its amazing to me that they keep this service alive. Keep playing and you will find ways to MS through evolve. I wouldn't be surprised if their was a cc that ran through evolve without a fee. Thankfull that their is a real company behind evolve, otherwise I would be really scared to use it.

I've got a mortgage > $2999. Do you think if I schedule 2 payments, one scheduled for payment on Sunday and the other scheduled for payment the next day on Monday, that my mortgage company, Provident, would get both payments on Monday in order to combine them into one payment? Provident doesn't allow payments to be applied on different dates. The charge date for the 2 payments would be one day apart.

I have Provident and frankly I would not do split payment with them...

I talked with CENLAR a few months ago and they were adamant in secure message that they would not accept anything that was not full payment. I did get a $1 charge to go through as a test, but I didn't go further.

My guess is it's CENLAR rejecting the payments.