Netspend
#76
Join Date: Jan 2014
Location: Minneapolis/St. Paul
Posts: 271
All your account activities consisted of VRs and ACH bill pay? Were there any purchase transactions in between?
#78
Join Date: Jul 2009
Posts: 721
Recent posts haven't answered me and adminds Amex question, but it looks like there's more confirmation of 3500 load limit per calendar month.
Dunno why folks are exceeding that, but thanks, cuz it helps the rest of us nail down the limit.
Dunno why folks are exceeding that, but thanks, cuz it helps the rest of us nail down the limit.
#79
Suspended
Join Date: Nov 1999
Posts: 24,153
NS is a very nasty company since few folks are keeping it active lately (forget what people were doing in '13) IMO its best to stay as far away from them and their other companys as possible
#81
Join Date: Nov 2013
Posts: 122
Coming to the end of my first month with these guys. Did 1.5k on one card; 2k on a spousal card. Load via VR and pull to CC billpay within a few days. Planning to run with similar numbers in Feb. Can someone point me to where learned that it is 3.5k per calendar month (as opposed to rolling ~30 days)?
#82
Join Date: Jul 2009
Posts: 721
Somebody was precise with their experience...
http://www.flyertalk.com/forum/21890190-post35.html
...and generous to share it. It is quite possible that it's a moving target.
P.S. Is there an advantage to a spousal card LOL???
http://www.flyertalk.com/forum/21890190-post35.html
...and generous to share it. It is quite possible that it's a moving target.
P.S. Is there an advantage to a spousal card LOL???
#83
Join Date: Jan 2014
Location: Minneapolis/St. Paul
Posts: 271
From the horse's mouth!
I emailed Netspend for specifics on load limits and after THREE attempts of getting varying responses from three different CSRs here are the specifics:
• Maximum load or deposit up to $15, 000 in a 24 hour period,
• Maximum of $7,500 In Store per 24-hour load amount,
• Maximum of $15,000 In Store per 30-day load amount.
• Maximum of $3,500 reload pack per 7- day load amount
• Maximum of $5,000 reload pack per 30- day load amount.
The maximum balance allowed is $15,000.00 per government ID [SSN].
If a deposit exceeds the balance limit, our system may automatically reject the deposit. Please note that our reload centers may have internal policies that have lower load limits. In this case, you may go to a different reload partner and load more funds to your card, as long as you do not exceed NetSpend's maximum load limit.
IN contrast here are MoneyPak limits per prepaid product:
$1,500 per day, $3,500 per week or $5,000 per month
In each of the three emails.. the response always start with,
"I have further reviewed your account and our record shows that your account supports the following limits:"
I wonder if this means that each Netspend account has different limits?
• Maximum load or deposit up to $15, 000 in a 24 hour period,
• Maximum of $7,500 In Store per 24-hour load amount,
• Maximum of $15,000 In Store per 30-day load amount.
• Maximum of $3,500 reload pack per 7- day load amount
• Maximum of $5,000 reload pack per 30- day load amount.
The maximum balance allowed is $15,000.00 per government ID [SSN].
If a deposit exceeds the balance limit, our system may automatically reject the deposit. Please note that our reload centers may have internal policies that have lower load limits. In this case, you may go to a different reload partner and load more funds to your card, as long as you do not exceed NetSpend's maximum load limit.
IN contrast here are MoneyPak limits per prepaid product:
$1,500 per day, $3,500 per week or $5,000 per month
In each of the three emails.. the response always start with,
"I have further reviewed your account and our record shows that your account supports the following limits:"
I wonder if this means that each Netspend account has different limits?
Last edited by Fico2Go; Jan 29, 2014 at 7:13 pm Reason: adding content
#86
Join Date: Jan 2014
Posts: 198
In a previous post, one reported the limit is 3500 per 7 days, and 5000 per 30 days. I thought it would be find to load 4500 in 30 days, and I never got a warning.
#87
Join Date: Jan 2014
Posts: 198
Did you request a check for your remaining balance in your account? How long since then?
They told me my check would arrive in 20 business days, but I am afraid there will be a fight...
They told me my check would arrive in 20 business days, but I am afraid there will be a fight...
I loaded $3k my 1st month and unloaded and loaded $3k my 2nd month and was shut down, they still are holding my $$$. Seems my acct was frozen from unloading right after I unloaded my 1st months load, they just didnt prevent me from reloading only unloading and stopped my loading when I hit the $3k mark my 2nd month
NS is a very nasty company since few folks are keeping it active lately (forget what people were doing in '13) IMO its best to stay as far away from them and their other companys as possible
NS is a very nasty company since few folks are keeping it active lately (forget what people were doing in '13) IMO its best to stay as far away from them and their other companys as possible
#88
Join Date: Jan 2014
Location: Minneapolis/St. Paul
Posts: 271
Seems you could even load up to $3500 per day as long as it's not more than that in a 7 day period.
#89
Join Date: Jan 2014
Posts: 198
I loaded just 3500 in 7 days, so basically I did not exceed this limit. Anyway, NetSpend is just a crappy company.
My PayPal debit card was also closed, and I believe it is caused by my NS shutdown. But no big deal for me: I was about to close the PayPal card since I never used it to load and upload VRs.
My PayPal debit card was also closed, and I believe it is caused by my NS shutdown. But no big deal for me: I was about to close the PayPal card since I never used it to load and upload VRs.
Last edited by adminds; Jan 30, 2014 at 9:34 am
#90
Join Date: Feb 2006
Programs: HH Gold (again), US/UA/DL non-elite, ZE Presidents Circle, WN reluctant no fee convert.
Posts: 1,449
Please forgive the break in the chain here.
Yesterday a very nice CS person steered me toward a grocer chain Netspend card. Upon reading the info booklet, I don't see any attractive reload options other than cash and DD, definitely no VR emblems shown.
What Netspend debit card include VR reloads? I get it if there are too many to list so just a few names in reply could be helpful. TIA!
Yesterday a very nice CS person steered me toward a grocer chain Netspend card. Upon reading the info booklet, I don't see any attractive reload options other than cash and DD, definitely no VR emblems shown.
What Netspend debit card include VR reloads? I get it if there are too many to list so just a few names in reply could be helpful. TIA!