Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Apr 6, 2013, 9:08 pm
#122
Join Date: Dec 2012
Posts: 48
Seriously?? I have been using the gc website for a while now, and now it doesn't work when you go to purchase a card. I seriously am starting to hate all the people who won't keep their mouths shut.
Apr 6, 2013, 9:38 pm
#124
Join Date: Feb 2013
Posts: 191
Would you happen to know which bank was the issuer? Seems like GCs issued by US Bank are no go at WM, at least not for me...
Apr 6, 2013, 9:45 pm
#125
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
Apr 6, 2013, 10:15 pm
#126
Join Date: Nov 2007
Location: PHX
Posts: 4,787
You weren't acting like you hated the thread or FT back on third page or so when you were posting gleefuly about it being a game changer.
Do some deals go quickly? Yes, some. Others have been around a long time and have 200 page threads. Here is the bottom line: deals are going to come and go, but by and large, they are like busses. There is alwys another one coming.
Sometimes you will learn about a deal on the internet, or learn to perfect one. Sometimes you will have a golden goose and it will get blown when it goes public. Just how it goes. As I said, there's always another one around the corner. I don't know about anyone else, but I am racking up more points and miles in the overexposed blog days than I was a couple years ago. The bigger problem is on the redemption side, dealing with devaluations and taxes and redemption hurdles.
I understand it sucks when you have a cool technique that gets blown, but it will be days before you find another one -- maybe even on a blog.
What especially drives me crazy is when people act like the were pioneers on every technique and don't learn anything from FT or blogs. I believe there are a few like that, but I think what is just as often going on is someone learns a technique on FT and then, once they are in the boat, quickly wants to pull the rope up before anyone else gets in.
Do some deals go quickly? Yes, some. Others have been around a long time and have 200 page threads. Here is the bottom line: deals are going to come and go, but by and large, they are like busses. There is alwys another one coming.
Sometimes you will learn about a deal on the internet, or learn to perfect one. Sometimes you will have a golden goose and it will get blown when it goes public. Just how it goes. As I said, there's always another one around the corner. I don't know about anyone else, but I am racking up more points and miles in the overexposed blog days than I was a couple years ago. The bigger problem is on the redemption side, dealing with devaluations and taxes and redemption hurdles.
I understand it sucks when you have a cool technique that gets blown, but it will be days before you find another one -- maybe even on a blog.
What especially drives me crazy is when people act like the were pioneers on every technique and don't learn anything from FT or blogs. I believe there are a few like that, but I think what is just as often going on is someone learns a technique on FT and then, once they are in the boat, quickly wants to pull the rope up before anyone else gets in.
That's the entire point. I don't know if what we do anymore is still considered sharing. It seems like over the last year or so, and maybe Im wrong or overreacting, but it seems like once something is posted on FT it's gone in a week or so. The blogs get money from hawking their links and getting money through ad space, so they don't care if they kill deals... heck they would probably kill every deal if it meant more traffic to their site.
Go run the analytics on MMS's site. See how much traffic he gets when he posts something he "found on FT" versus one of his interview pieces or random "moms first trip to xyz." Just sayins, we all know its true. Anything we post on here aint stayin on here.
I owe a lot to FT. I went from 100 to 200k miles per year with business travel and other business related miles to way more than that once I actually started implementing some strategies I had always read on here but never actually attempted.
It's a fine line, and idk where it is.... prob just miffed that the PIN cat out of the bag will end up ruining the gc game, and wouldn't be surprised to see gc outlets on the internet stop offering cc gcs
Go run the analytics on MMS's site. See how much traffic he gets when he posts something he "found on FT" versus one of his interview pieces or random "moms first trip to xyz." Just sayins, we all know its true. Anything we post on here aint stayin on here.
I owe a lot to FT. I went from 100 to 200k miles per year with business travel and other business related miles to way more than that once I actually started implementing some strategies I had always read on here but never actually attempted.
It's a fine line, and idk where it is.... prob just miffed that the PIN cat out of the bag will end up ruining the gc game, and wouldn't be surprised to see gc outlets on the internet stop offering cc gcs
Apr 6, 2013, 10:40 pm
#127
Suspended
Join Date: May 2012
Location: SIN
Programs: UA 1k, AA EXP, Hyatt Diamond, SPG Platinum
Posts: 257
+1, I agree with your point.
You weren't acting like you hated the thread or FT back on third page or so when you were posting gleefuly about it being a game changer.
Do some deals go quickly? Yes, some. Others have been around a long time and have 200 page threads. Here is the bottom line: deals are going to come and go, but by and large, they are like busses. There is alwys another one coming.
Sometimes you will learn about a deal on the internet, or learn to perfect one. Sometimes you will have a golden goose and it will get blown when it goes public. Just how it goes. As I said, there's always another one around the corner. I don't know about anyone else, but I am racking up more points and miles in the overexposed blog days than I was a couple years ago. The bigger problem is on the redemption side, dealing with devaluations and taxes and redemption hurdles.
I understand it sucks when you have a cool technique that gets blown, but it will be days before you find another one -- maybe even on a blog.
What especially drives me crazy is when people act like the were pioneers on every technique and don't learn anything from FT or blogs. I believe there are a few like that, but I think what is just as often going on is someone learns a technique on FT and then, once they are in the boat, quickly wants to pull the rope up before anyone else gets in.
Do some deals go quickly? Yes, some. Others have been around a long time and have 200 page threads. Here is the bottom line: deals are going to come and go, but by and large, they are like busses. There is alwys another one coming.
Sometimes you will learn about a deal on the internet, or learn to perfect one. Sometimes you will have a golden goose and it will get blown when it goes public. Just how it goes. As I said, there's always another one around the corner. I don't know about anyone else, but I am racking up more points and miles in the overexposed blog days than I was a couple years ago. The bigger problem is on the redemption side, dealing with devaluations and taxes and redemption hurdles.
I understand it sucks when you have a cool technique that gets blown, but it will be days before you find another one -- maybe even on a blog.
What especially drives me crazy is when people act like the were pioneers on every technique and don't learn anything from FT or blogs. I believe there are a few like that, but I think what is just as often going on is someone learns a technique on FT and then, once they are in the boat, quickly wants to pull the rope up before anyone else gets in.
Apr 6, 2013, 10:49 pm
#128
Join Date: Jan 2012
Posts: 118
It really is luck of the draw. Some drugstore employees are like that and some are very nice about it. My wife went to one grocery store and the manager pitched a fit saying cash only even for retail gift cards. At another store of the same chain the manager was completely ok with it even when I had to call CC company twice and try the transaction 3 times to get it to go through. Best thing is just try and find a store or employee who is ok with it and save yourself the hassle.
Apr 6, 2013, 10:57 pm
#129
Join Date: Dec 2012
Posts: 48
You weren't acting like you hated the thread or FT back on third page or so when you were posting gleefuly about it being a game changer.
Do some deals go quickly? Yes, some. Others have been around a long time and have 200 page threads. Here is the bottom line: deals are going to come and go, but by and large, they are like busses. There is alwys another one coming.
Sometimes you will learn about a deal on the internet, or learn to perfect one. Sometimes you will have a golden goose and it will get blown when it goes public. Just how it goes. As I said, there's always another one around the corner. I don't know about anyone else, but I am racking up more points and miles in the overexposed blog days than I was a couple years ago. The bigger problem is on the redemption side, dealing with devaluations and taxes and redemption hurdles.
I understand it sucks when you have a cool technique that gets blown, but it will be days before you find another one -- maybe even on a blog.
What especially drives me crazy is when people act like the were pioneers on every technique and don't learn anything from FT or blogs. I believe there are a few like that, but I think what is just as often going on is someone learns a technique on FT and then, once they are in the boat, quickly wants to pull the rope up before anyone else gets in.
Do some deals go quickly? Yes, some. Others have been around a long time and have 200 page threads. Here is the bottom line: deals are going to come and go, but by and large, they are like busses. There is alwys another one coming.
Sometimes you will learn about a deal on the internet, or learn to perfect one. Sometimes you will have a golden goose and it will get blown when it goes public. Just how it goes. As I said, there's always another one around the corner. I don't know about anyone else, but I am racking up more points and miles in the overexposed blog days than I was a couple years ago. The bigger problem is on the redemption side, dealing with devaluations and taxes and redemption hurdles.
I understand it sucks when you have a cool technique that gets blown, but it will be days before you find another one -- maybe even on a blog.
What especially drives me crazy is when people act like the were pioneers on every technique and don't learn anything from FT or blogs. I believe there are a few like that, but I think what is just as often going on is someone learns a technique on FT and then, once they are in the boat, quickly wants to pull the rope up before anyone else gets in.
And it is a game changer, instead of pushing all the cc gcs I bought on those gc outlet sites through the jungle, now I have a much easier way to cycle.
I just got upset and ticked that when I went to those sites to buy a card they all say "We have experienced an error and are unable to show your requested page at this time" when I try to buy a gc. I mean crap, it hasn't even been one day since the MMS blog post and since someone on this thread actually gave the name of the website... one day is all it took
So yes I was venting, and I do appreciate your post to make me realize how quick jubilation went to sadness... that's life on FT these days
Apr 6, 2013, 11:00 pm
#130
Join Date: Nov 2011
Posts: 301
No go for me with Vanilla Visa GC at WM for MO, the GC was shown as CC.
Apr 6, 2013, 11:06 pm
#131
Join Date: Nov 2007
Location: PHX
Posts: 4,787
I just got upset and ticked that when I went to those sites to buy a card they all say "We have experienced an error and are unable to show your requested page at this time" when I try to buy a gc. I mean crap, it hasn't even been one day since the MMS blog post and since someone on this thread actually gave the name of the website... one day is all it took
So yes I was venting, and I do appreciate your post to make me realize how quick jubilation went to sadness... that's life on FT these days
So yes I was venting, and I do appreciate your post to make me realize how quick jubilation went to sadness... that's life on FT these days
Apr 7, 2013, 12:07 am
#133
Join Date: Nov 2012
Location: HNL
Programs: AA Citi Visa and Amex, Citi AA Biz, SPG, Amex Green, Zync, Discover It (Starbucks Gold) HHonors Gold
Posts: 268
Apr 7, 2013, 12:26 am
#134
Join Date: Aug 2012
Location: the south of Cal
Posts: 26
deleted
Last edited by milester; Apr 13, 2013 at 1:21 pm
