Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Apr 6, 2013, 1:37 pm
#107
Join Date: Jul 2012
Location: LAX
Programs: Hyatt Platinum, SPG Gold, Hilton Gold
Posts: 290
I don't think its worth it unless you can get $500 Vanillavisa gc to work with PIN. Too costly to buy $200 gift cards... unless you shop at a certain office store, but still would pay 0.67 cents per point..
Apr 6, 2013, 1:45 pm
#108
Join Date: Jun 2012
Posts: 86
Got 2x $500 cards at local grocery store today. Got PINs with no problem. Interestingly, both came back declined at USPS for MO. Not sure why.
Went over to WM and loaded both onto BB without a problem.
Went over to WM and loaded both onto BB without a problem.
Apr 6, 2013, 1:54 pm
#109
Join Date: Jan 2012
Location: Southern California
Programs: UA Platinum, Marriott Gold, SPG Gold, Club Carlson Gold
Posts: 317
It will certainly be worth it to buy the gcs when office supply stores or grocery stores have a discount/rebate on the purchase fee...getting the pin and loading these for free to BB at Wallyworld will be an easy way to cash them out.
Apr 6, 2013, 2:46 pm
#110
Join Date: Apr 2010
Location: LAX
Posts: 546
has anyone been able to do a straight up CA after getting the PIN. Mine didn't go thru at WF.
Apr 6, 2013, 3:46 pm
#111
Join Date: May 2011
Location: Ann Arbor
Programs: Delta GM, Hilton
Posts: 192
Tried using a Vanilla Visa (issued by Bancorp Bank) and a Visa GC (issued by U.S. Bank) to purchase a money order at WM. Both the customer service desk and automated machine would not allow the transactions to go through as debit.
Apr 6, 2013, 4:01 pm
#112
Join Date: Dec 2012
Posts: 48
FT is getting to the point where you simply cannot post anything without MMS blowing it sky high. It's almost like everything now needs to be kept to PMs.
Maybe we should make a good list of people to PM when we get new good ideas; how long did that AVIS deal last with TPG and MMS putting it all over their blogs?
What's next, they ruin being able to buy GCs with CCs????
Maybe we should make a good list of people to PM when we get new good ideas; how long did that AVIS deal last with TPG and MMS putting it all over their blogs?
What's next, they ruin being able to buy GCs with CCs????
Apr 6, 2013, 4:30 pm
#113
Join Date: Aug 2010
Location: Bay Area, CA
Programs: AA Plat, UA Gold, AS MVP Gold, HH Diamond, SPG Gold, Club Carlson Gold, US
Posts: 956
FT is getting to the point where you simply cannot post anything without MMS blowing it sky high. It's almost like everything now needs to be kept to PMs.
Maybe we should make a good list of people to PM when we get new good ideas; how long did that AVIS deal last with TPG and MMS putting it all over their blogs?
What's next, they ruin being able to buy GCs with CCs????
Maybe we should make a good list of people to PM when we get new good ideas; how long did that AVIS deal last with TPG and MMS putting it all over their blogs?
What's next, they ruin being able to buy GCs with CCs????
On another note, who determines the group members.. that's the hard bit..
I was able to use 2 GCs for a 1K MO at WM...no issues..
Apr 6, 2013, 4:47 pm
#114
Join Date: Dec 2011
Location: ORD
Posts: 701
I still have Mastercard gift cards from the Office Depot deal a few months ago. These giftcards are from US Bank. (Where they were selling 2 $50 gift cards for $90) I was able to get one to load to BB. After I swiped it, it was thinking and I pushed the other payment button. Then I pushed debit and it let the transaction go through.
When I went to do this with a second card, it kept going directly to a screen with all the payment buttons. When I pushed debit, it wouldn't allow the load to go through. I tried several times without success.
At self checkout for groceries, I tried to use it as a debit card again. I pushed the debit button and then swiped the card. It never asked for my pin and just processed the transaction as credit.
When I went to do this with a second card, it kept going directly to a screen with all the payment buttons. When I pushed debit, it wouldn't allow the load to go through. I tried several times without success.
At self checkout for groceries, I tried to use it as a debit card again. I pushed the debit button and then swiped the card. It never asked for my pin and just processed the transaction as credit.
Apr 6, 2013, 7:49 pm
#117
Join Date: Nov 2007
Location: PHX
Posts: 4,787
Just bought a $500 GC at a grocery store. What a difference compared to buying beans. They acted like a swiss safety deposit bank. Angry customers in line behind me. Needed a manager with a key, scrutinized license, the whole deal. PITA really.
Apr 6, 2013, 7:59 pm
#118
Join Date: Mar 2007
Posts: 375
deleted
Last edited by groundhog; Apr 6, 2013 at 9:42 pm
Apr 6, 2013, 8:48 pm
#120
Join Date: Jan 2013
Location: LAX, SNA
Posts: 359
I have a Staples right next to a Walmart! I won't have to use AP to unload these cards anymore and can use a credit card for sending funds through AP now.