Apr 3, 2013, 11:44 am
Last edit by: markr33
Read the wiki before posting a question.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
- BB loading via VR or WM load: $2,500/day and $5,000 total per calendar month
- Online Debit Card Load* - $200/day and $1,000/month
- Checking/Savings Account - $2,000/month
- Checks - $2,000/day and $10,000/month
- ATM Withdrawals - $750/day and $2,000/month
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
- You can pay the credit card that you used to buy reloads
- Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
- Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
- If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
- If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
- The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
- Avoid saying gift card. Always refer to your card as a debit card.
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Bluebird prepaid debit, now with FDIC insurance and paper checks (2013-2014)
May 20, 2013, 6:36 pm
#706
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
Deleted.
Last edited by PaulMSN; May 20, 2013 at 6:46 pm
May 21, 2013, 9:41 pm
#707
Join Date: Feb 2005
Location: So Cal
Programs: UA Gold/0.744MM, WN AL, Hyatt Diamond, MR Scum, Hertz PC, National Exec, Avis PC
Posts: 5,561
As a point of reference, I'm back in CO on business and went out to a local Valero to try to pick up a VR. I had found them here earlier in the month, but their system had an issue actually activating the card so I ended up getting my purchase refunded. No VR's to be found. Clerk has a recollection that "something" got pulled from the shelves and thinks it was VR's. Called another Valero (the one I went to earlier in the month) and they couldn't find them either (they found every other kind of "Vanilla" card though).
So, it would appear that VRs have been pulled from the shelves at Valeros in the Denver area (based on a sample size of 2, so, grain of salt)
So, it would appear that VRs have been pulled from the shelves at Valeros in the Denver area (based on a sample size of 2, so, grain of salt)
May 22, 2013, 8:35 am
#708
Join Date: Jul 2010
Posts: 109
My local CVS imposed a cc/license check&record after someone kept buying $4K of VR's in one visit. In addition cashier calls supervisor to confirm transaction. Common guys, lets be minded of others.. Personally, i buy one VR per visit along a small purchase.
Is it possible, the store POS will send feedback/flag alerts to corporate with high amount trasanction?
Is it possible, the store POS will send feedback/flag alerts to corporate with high amount trasanction?
Last edited by pyrotalk; May 22, 2013 at 8:41 am
May 22, 2013, 9:05 am
#709
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
I do 1k per visit and go to two differnt stores. 4k doesn't make sense if they don't know you at the store. I wonder ifthey would be liable if someone was buying the products and money laundering.
May 22, 2013, 11:15 am
#710
Join Date: Oct 2012
Posts: 672
I also do one VR and a small purchase. I'm getting lazy though. Are people just doing two VRs on one cc transaction and no other items?
May 22, 2013, 11:20 am
#711
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
May 22, 2013, 11:55 am
#712
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
May 22, 2013, 12:00 pm
#713
Join Date: May 2013
Posts: 17
MO?
Anyone have success using BB to buy MO @ WM?
I've read on multiple blogs that it is possible, but the card got declined the other day when I attempted to do so (read as credit, tried to edit the transaction to debit on both my and cashier's end, no luck).
This was an attempt just to cash out the balance, but I do have a legitimate need for a MO coming up, would be nice to use my BB balance if possible...
Thanks!
I've read on multiple blogs that it is possible, but the card got declined the other day when I attempted to do so (read as credit, tried to edit the transaction to debit on both my and cashier's end, no luck).
This was an attempt just to cash out the balance, but I do have a legitimate need for a MO coming up, would be nice to use my BB balance if possible...
Thanks!
May 22, 2013, 1:03 pm
#714
Join Date: Feb 2006
Location: MKE
Programs: Fly: AA EXP UA Gold MM Stay: Hyatt Globalist, Marriott LT Plat Drive: Avis PC, Hertz PC
Posts: 782
This is my typical MO. One at a time with another purchase. With multiple CVS stores, I don't care so much what 'they' think, but my bigger concern is $503.95 charges showing up on my CC bill. Not that a bunch of $505-510 or so charges from CVS isn't obvious. It makes me feel better anyway, FWIW.
May 22, 2013, 1:19 pm
#715
Join Date: Feb 2013
Posts: 1,818
Call me weak-sauce, but I only do one VR purchase a week at $492-$495 with no other items. Although no data on this, I feel going over the $500 mark at a drugstore may flag. Probably makes absolute no difference but as other posters have said, just makes me feel better and thats what counts. As always, everyone's MMV.
Last edited by SuperKirby; May 22, 2013 at 1:24 pm
May 22, 2013, 1:35 pm
#716
Join Date: Aug 2010
Programs: AA EXP
Posts: 599
I was at a Wal-mart in Orange County, California today and the register employee needed help (new at job) with the load process, so he called over someone else. I didn't have any problem completing the load, but when I requested debit the "senior" employee gave me a friendly warning that she was "pretty sure" it would be cash only soon. Not trying to alarm anybody, as it could just be typical employee ignorance/speculation, but thought I would mention it here.
May 22, 2013, 2:04 pm
#717
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
I was at a Wal-mart in Orange County, California today and the register employee needed help (new at job) with the load process, so he called over someone else. I didn't have any problem completing the load, but when I requested debit the "senior" employee gave me a friendly warning that she was "pretty sure" it would be cash only soon. Not trying to alarm anybody, as it could just be typical employee ignorance/speculation, but thought I would mention it here.
May 22, 2013, 2:09 pm
#718
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
I was at a Wal-mart in Orange County, California today and the register employee needed help (new at job) with the load process, so he called over someone else. I didn't have any problem completing the load, but when I requested debit the "senior" employee gave me a friendly warning that she was "pretty sure" it would be cash only soon. Not trying to alarm anybody, as it could just be typical employee ignorance/speculation, but thought I would mention it here.
May 22, 2013, 6:09 pm
#719
Join Date: Sep 2012
Location: IAD/DCA
Programs: Bunch of mid-tiers
Posts: 1,034
Where specifically are people seeing the no gift card signs? Money Center, Customer Service, kiosks, registers?
The Walmarts near me have the signs on the self checkout registers, but this pre-dates PIN debit cards. Ditto for Lowes, Home Depots, and a couple grocery stores.
The Walmarts near me have the signs on the self checkout registers, but this pre-dates PIN debit cards. Ditto for Lowes, Home Depots, and a couple grocery stores.
May 22, 2013, 6:39 pm
#720
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
Where specifically are people seeing the no gift card signs? Money Center, Customer Service, kiosks, registers?
The Walmarts near me have the signs on the self checkout registers, but this pre-dates PIN debit cards. Ditto for Lowes, Home Depots, and a couple grocery stores.
The Walmarts near me have the signs on the self checkout registers, but this pre-dates PIN debit cards. Ditto for Lowes, Home Depots, and a couple grocery stores.