Jan 15, 2014, 9:20 am
Last edit by: Steve Oh
What we know so far, that we are happy to share, and won't get the hump when other people ask us or other people get the hump cos we know something they don't.
3V / Pay.com cards are no more
That is all.
3V / Pay.com cards are no more
That is all.
Manufactured Spend UK
Aug 31, 2020, 1:15 pm
#2386
Join Date: Jul 2014
Location: London, UK
Programs: Nandos Chillis
Posts: 196
Skrill also got upset with me and I had to sweet talk my way through the KYC.
Lots of other ways to MS Amex but for the sake of your accounts leave Skrill and Paypal alone is my advice!
Aug 31, 2020, 1:20 pm
#2387
Join Date: May 2009
Location: UK
Posts: 3,951
I've stopped using it. It has triggered two Amex FRs which I survived. A subsequent attempt at a small transaction resulted in them slamming a very punitive spend limit on my Gold Charge card on the same day.
Skrill also got upset with me and I had to sweet talk my way through the KYC.
Lots of other ways to MS Amex but for the sake of your accounts leave Skrill and Paypal alone is my advice!
Skrill also got upset with me and I had to sweet talk my way through the KYC.
Lots of other ways to MS Amex but for the sake of your accounts leave Skrill and Paypal alone is my advice!
Aug 31, 2020, 3:04 pm
#2389
Join Date: Jul 2014
Location: London, UK
Programs: Nandos Chillis
Posts: 196
Aug 31, 2020, 3:59 pm
#2390
Join Date: Mar 2018
Posts: 142
Aug 31, 2020, 4:52 pm
#2392
Join Date: Jul 2014
Location: London, UK
Programs: Nandos Chillis
Posts: 196
I saw no other public discussion or mention of it on the usual sites until the posts on here and the Head for Points comments. Case in point of how to get a route killed, for the brigade who don't get why people try to discourage open discussion of good routes!
Sep 2, 2020, 8:25 am
#2393
FlyerTalk Evangelist
Join Date: Aug 2011
Location: Barcelona, London, on a plane
Programs: BA Silver, TK E+, AA PP, Hyatt Globalist, Marriott LT Plat, Hilton Diamond
Posts: 13,053
Not surprising really. I only learned about Koto incidentally as someone posted a phone screenshot of their banking apps on the Monzo forum a few months ago and I happened to see it and investigate.
I saw no other public discussion or mention of it on the usual sites until the posts on here and the Head for Points comments. Case in point of how to get a route killed, for the brigade who don't get why people try to discourage open discussion of good routes!
I saw no other public discussion or mention of it on the usual sites until the posts on here and the Head for Points comments. Case in point of how to get a route killed, for the brigade who don't get why people try to discourage open discussion of good routes!
Sep 13, 2020, 2:43 pm
#2394
Join Date: Jul 2014
Location: London, UK
Programs: Nandos Chillis
Posts: 196
CC loads are not a profitable line of business, especially when the MS crowd withdraw their money the next day. It doesn't really matter if thousands are doing it (and I'd be really surprised if that many people can be bothered to trawl HfP comments or obscure FT threads to look for MS routes). It's in fact more likely that a couple of you just tried to scale it so big that Koto noticed...
Sep 15, 2020, 1:40 am
#2395
FlyerTalk Evangelist
Join Date: Aug 2011
Location: Barcelona, London, on a plane
Programs: BA Silver, TK E+, AA PP, Hyatt Globalist, Marriott LT Plat, Hilton Diamond
Posts: 13,053
Sep 22, 2020, 2:09 pm
#2397
Join Date: Jul 2014
Location: London, UK
Programs: Nandos Chillis
Posts: 196
Usually when I come across a product I look into it. Check the T&Cs and if it looks like it might be a goer, give it a test run. Best way to find new routes in my opinion!
There are lots of variables that determine if a route will work - which rewards cards you have and what liquidation methods you have to name but two.
I wouldn't rule out an app because it's based abroad, but then you do have to consider what happens if access to your account gets blocked. Horses for courses!
There are lots of variables that determine if a route will work - which rewards cards you have and what liquidation methods you have to name but two.
I wouldn't rule out an app because it's based abroad, but then you do have to consider what happens if access to your account gets blocked. Horses for courses!