Momentum visa prepaid debit card
Feb 2, 2014, 8:58 am
#61
Join Date: Nov 2007
Location: PHX
Posts: 4,787
I have the black card -- have had for a year or so. $10/month. $1,000 VR reload per day and $2,500 per month. So, basically, for VRs it's $30 per month ($20 VR fees and $10 momentum fees) for $2500 in spend. This is a small scale deal and obviously doesn't make much sense if you're only getting 1 point per dollar. I use it exclusively for sign up bonuses. It sits in a drawer until I need to get beans faster than BB allows. If you let it sit inactive, you get hit with the $10 fee as soon as you load, but it doesn't deduct for prior months.
Feb 2, 2014, 9:07 am
#62
Join Date: Apr 2013
Posts: 584
Well an ACH transfer would be free, and I can already do MO w/out this card. But I get your point. ATM@$500- fee $2 is acceptable to me. I don't like hassle of cash advances.
Feb 4, 2014, 6:02 pm
#65
Join Date: Nov 2007
Location: PHX
Posts: 4,787
Not for the black, at least, not for mine. I hit $2500 for the month today and that was that. I may try in another couple days.
Feb 5, 2014, 12:39 pm
#66
Join Date: Feb 2006
Location: Coppell, TX
Programs: AA EXP (1M+), HH Diamond, Hyatt Diamond
Posts: 384
Anyone had experience with getting one card type and switching to the other? For example, I have the black card and I want to switch to the blue. I'm not sure this would be worth a $10 monthly fee.
Feb 5, 2014, 4:13 pm
#68
Join Date: Apr 2002
Location: Bay Area
Posts: 177
My info on the card:
Just picked up a blue card today. The lady at the Money Mart said they phasing out the black version and replacing it with a green version. The green version, from my recollection, sounded the same as the black, just merely a different color.
I was told that the max amount that could be on the blue card was $10k in the checking side, plus $5k for the savings account for a total of $15k. I took that to mean (but didn't verify) that I could load $10k/month onto the card, assuming my balance was $0 when I started. I went with the $10/month flat fee option. Only needed $20, my drivers license, and SS# to get started. I've registered my card online and have looked at the bill pay, but I don't see any credit card companies listed, nor do I see any way to ACH at this point. I was given a temporary blue card and should receive the permanent card with my name on it in a week or so.
My 2 cents on this one are: Load limits look appealing for VR's, but I'm unsure how to get the money out of the account except for overpaying bills or using an ATM.
Just picked up a blue card today. The lady at the Money Mart said they phasing out the black version and replacing it with a green version. The green version, from my recollection, sounded the same as the black, just merely a different color.
I was told that the max amount that could be on the blue card was $10k in the checking side, plus $5k for the savings account for a total of $15k. I took that to mean (but didn't verify) that I could load $10k/month onto the card, assuming my balance was $0 when I started. I went with the $10/month flat fee option. Only needed $20, my drivers license, and SS# to get started. I've registered my card online and have looked at the bill pay, but I don't see any credit card companies listed, nor do I see any way to ACH at this point. I was given a temporary blue card and should receive the permanent card with my name on it in a week or so.
My 2 cents on this one are: Load limits look appealing for VR's, but I'm unsure how to get the money out of the account except for overpaying bills or using an ATM.
Feb 5, 2014, 6:38 pm
#69
Join Date: Apr 2013
Posts: 584
My info on the card:
Just picked up a blue card today. The lady at the Money Mart said they phasing out the black version and replacing it with a green version. The green version, from my recollection, sounded the same as the black, just merely a different color.
I was told that the max amount that could be on the blue card was $10k in the checking side, plus $5k for the savings account for a total of $15k. I took that to mean (but didn't verify) that I could load $10k/month onto the card, assuming my balance was $0 when I started. I went with the $10/month flat fee option. Only needed $20, my drivers license, and SS# to get started. I've registered my card online and have looked at the bill pay, but I don't see any credit card companies listed, nor do I see any way to ACH at this point. I was given a temporary blue card and should receive the permanent card with my name on it in a week or so.
My 2 cents on this one are: Load limits look appealing for VR's, but I'm unsure how to get the money out of the account except for overpaying bills or using an ATM.
Just picked up a blue card today. The lady at the Money Mart said they phasing out the black version and replacing it with a green version. The green version, from my recollection, sounded the same as the black, just merely a different color.
I was told that the max amount that could be on the blue card was $10k in the checking side, plus $5k for the savings account for a total of $15k. I took that to mean (but didn't verify) that I could load $10k/month onto the card, assuming my balance was $0 when I started. I went with the $10/month flat fee option. Only needed $20, my drivers license, and SS# to get started. I've registered my card online and have looked at the bill pay, but I don't see any credit card companies listed, nor do I see any way to ACH at this point. I was given a temporary blue card and should receive the permanent card with my name on it in a week or so.
My 2 cents on this one are: Load limits look appealing for VR's, but I'm unsure how to get the money out of the account except for overpaying bills or using an ATM.
Maybe one could do a cash advance, or MO etc. This is beginning to look like a MVD shutdown waiting to happen.
Feb 15, 2014, 3:29 pm
#70
Join Date: May 2012
Location: New England
Programs: DL PM, HH Gold, the rest come and go
Posts: 313
Just picked up a "green" (it's physically green) card at MoneyMart in Philly.
The "application" (one page of a trifold brochure) had a check box to select "flat fee" or "pay as you go." On the back, there's a picture of a physically blue (I'm saying "physically" to distinguish the metaphysical "blue" and "black" cards discussed above in this thread, which no one has linked to any pictures of) card above "flat fee" and physically green card above "pay as you go."
Underneath the information about each card is a single space headed "card limits," suggesting that the blue and green cards have the same card limits.
The temporary, green, card they gave me at MoneyMart does not have my name on it. It says "preferred customer."
Any questions?
The "application" (one page of a trifold brochure) had a check box to select "flat fee" or "pay as you go." On the back, there's a picture of a physically blue (I'm saying "physically" to distinguish the metaphysical "blue" and "black" cards discussed above in this thread, which no one has linked to any pictures of) card above "flat fee" and physically green card above "pay as you go."
Underneath the information about each card is a single space headed "card limits," suggesting that the blue and green cards have the same card limits.
The temporary, green, card they gave me at MoneyMart does not have my name on it. It says "preferred customer."
Any questions?
Feb 15, 2014, 3:37 pm
#71
Join Date: Feb 2013
Location: PHL, maybe EWR
Programs: Plat IHG, Marriott Rewards Silver, CSP, Ink Bold, USDM, *Wood Gold, AA, Club Carl
Posts: 285
Did the CVS at the corner have any VR?
The 40 times or so I'v been in there always an empty slot.
The 40 times or so I'v been in there always an empty slot.
Just picked up a "green" (it's physically green) card at MoneyMart in Philly.
The "application" (one page of a trifold brochure) had a check box to select "flat fee" or "pay as you go." On the back, there's a picture of a physically blue (I'm saying "physically" to distinguish the metaphysical "blue" and "black" cards discussed above in this thread, which no one has linked to any pictures of) card above "flat fee" and physically green card above "pay as you go."
Underneath the information about each card is a single space headed "card limits," suggesting that the blue and green cards have the same card limits.
The temporary, green, card they gave me at MoneyMart does not have my name on it. It says "preferred customer."
Any questions?
The "application" (one page of a trifold brochure) had a check box to select "flat fee" or "pay as you go." On the back, there's a picture of a physically blue (I'm saying "physically" to distinguish the metaphysical "blue" and "black" cards discussed above in this thread, which no one has linked to any pictures of) card above "flat fee" and physically green card above "pay as you go."
Underneath the information about each card is a single space headed "card limits," suggesting that the blue and green cards have the same card limits.
The temporary, green, card they gave me at MoneyMart does not have my name on it. It says "preferred customer."
Any questions?
Feb 15, 2014, 3:43 pm
#72
Join Date: May 2012
Location: New England
Programs: DL PM, HH Gold, the rest come and go
Posts: 313
Feb 22, 2014, 1:52 pm
#75
Join Date: Jan 2014
Posts: 22
So I called them (using my one free call per month!) and they told me that while the "old" cards have the savings account, these cards don't support the savings account feature yet, but they plan on adding it "eventually" -- I asked if it was because I had the blue card, and she said she understood that neither of the new card varieties had the savings feature.
So now I've got a whole bunch of money on the card and will have to either pull it out by ATM ($2 fee, $1k per day), or I guess money order?
Also, CSR said I'd be charged $2 per VR load, so I agreed to switch to the monthly plan to avoid that, for now. This stinks.