Momentum visa prepaid debit card
Jan 19, 2014, 2:23 pm
#53
Join Date: Apr 2013
Posts: 584
I picked up one of these today. Woman said they are changing the design a little bit on the black card. Need $10 to load, and $10 to purchase on the spot. Only thing else she needed from me was drivers license.
Looking over the fees, it looks clear that vanilla reloads are supposed to not cost $2. I haven't tried loading my temporary card yet, but the terms said you could make 3 loads onto the temporary card. I didn't see anything on the info I got saying you were limited to $2500 loading a month in beans, but it didn't talk about that much. Max card balance is 10K and the daily load limits in general are pretty high. ATM allows $1000 withdrawal each day, w/$2 fee.
The woman said 1 card allowed per person.
This isn't anything monumental, but diversity is great and if the money is earning 5% while sitting around, I won't be in any huge rush to get it out of there.
Looking over the fees, it looks clear that vanilla reloads are supposed to not cost $2. I haven't tried loading my temporary card yet, but the terms said you could make 3 loads onto the temporary card. I didn't see anything on the info I got saying you were limited to $2500 loading a month in beans, but it didn't talk about that much. Max card balance is 10K and the daily load limits in general are pretty high. ATM allows $1000 withdrawal each day, w/$2 fee.
The woman said 1 card allowed per person.
This isn't anything monumental, but diversity is great and if the money is earning 5% while sitting around, I won't be in any huge rush to get it out of there.
Jan 25, 2014, 12:10 pm
#55
Join Date: Mar 2008
Programs: Marriott Gold, UA Premier Executive, Hertz 5*
Posts: 53
Can anyone confirm if bill pay incurs a fee on the black pay as you go card?
It sounds like basically it's a $10 activation fee and then you can load with VR and unload with bill pay for no further fees? And does this card give the 6% savings account as well?
Thanks
It sounds like basically it's a $10 activation fee and then you can load with VR and unload with bill pay for no further fees? And does this card give the 6% savings account as well?
Thanks
Jan 26, 2014, 4:58 pm
#56
Join Date: Apr 2013
Posts: 584
Some data
1. Got permanent card. Tried using last 4 of SSN and was unable to activate it. Called number given and was able to activate it that way, no explanation as to why not working online.
2. My permanent card is the blue one. I had been trying to get the black. I did specify wanted pay as you go plan when I applied. Supposedly blue card is the only one they use now? It does have savings, and no fee for vanilla reload (I did my first two today).
3. Bill pay appears to be free, haven't used it yet, exploring it now as it doesn't look obvious.
4. Looks like you can't transfer everything into savings. I was only allowed to transfer in 999.
5. There is a thread on FW too. Somebody said they found their CC there for billpay...I'm still looking but not finding any yet. Somebody said they were able to add manually too? I'll let you know if I figure this out.
1. Got permanent card. Tried using last 4 of SSN and was unable to activate it. Called number given and was able to activate it that way, no explanation as to why not working online.
2. My permanent card is the blue one. I had been trying to get the black. I did specify wanted pay as you go plan when I applied. Supposedly blue card is the only one they use now? It does have savings, and no fee for vanilla reload (I did my first two today).
3. Bill pay appears to be free, haven't used it yet, exploring it now as it doesn't look obvious.
4. Looks like you can't transfer everything into savings. I was only allowed to transfer in 999.
5. There is a thread on FW too. Somebody said they found their CC there for billpay...I'm still looking but not finding any yet. Somebody said they were able to add manually too? I'll let you know if I figure this out.
Jan 29, 2014, 2:14 pm
#57
Join Date: Feb 2006
Location: Coppell, TX
Programs: AA EXP (1M+), HH Diamond, Hyatt Diamond
Posts: 384
Recently acquired a "black" momentum card at a MoneyMart a mile outside of OGG. (Had to run to Costco for cash from ATM as I didn't realize MoneyMart required $20 in cash per card to activate.) I'm now trying to add funds to the card via Beans and am getting an error code 26. Vanilla points their finger at Momentum and Momentum points their finger at Vanilla. A victorious cycle indeed. Any one ever had an issue with this error? Resolution? Hints?
I hope this helps someone else.
Jan 30, 2014, 3:13 pm
#58
Join Date: Apr 2013
Posts: 584
can anybody help on how to get money out of this card? Is there a way to get it out of savings? Bill pay does not include credit cards. Outside of overpaying a utility bill, I feel stuck. Does anybody know the routing number for the savings account? Can you pull money out? I tried and it didn't work.
Jan 31, 2014, 10:24 am
#60
Join Date: Feb 2006
Location: Coppell, TX
Programs: AA EXP (1M+), HH Diamond, Hyatt Diamond
Posts: 384
can anybody help on how to get money out of this card? Is there a way to get it out of savings? Bill pay does not include credit cards. Outside of overpaying a utility bill, I feel stuck. Does anybody know the routing number for the savings account? Can you pull money out? I tried and it didn't work.
The above options would obviously require moving it out of the "savings" account and into the "checking" account.