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-   -   All things PAYPAL [2013-2014 Master Thread] (https://www.flyertalk.com/forum/manufactured-spending/1423456-all-things-paypal-2013-2014-master-thread.html)

Songer5 Sep 27, 2014 6:17 pm


Originally Posted by GetawaysRus (Post 23591479)
I have a PayPal account (longstanding) and a PayPal Business Debit card (opened this year). I'm started making more use of my PP debit card. And now I'd like to get a PayPal Business Debit card for my wife as well. She does not currently have her own PayPal account.

3 questions:

1. Will it make a difference if I open a personal PayPal account for her or a business PayPal account?
2. After establishing a PayPal account in her name, how long should I wait until I put in an application for the PP Business Debit card?
3. Will it make any difference in getting the debit card approved if I fund her account with some cash first (from a PPMC card)?

Thanks.

I can't say this is the best way, but I've opened up a new paypal account for my wife and applied for her PPB Debit card the same day. Next day, she was approved. She had $0 in the account at the time. You should have no problem getting the debit card for her (as long as the ID checks out with her social, DOB, etc.).

st0ne Sep 27, 2014 7:48 pm

tried to buy one MyCash at rite aid today with amex credit card. but got transcation denied. anyone konw if mycash is hard coded cash only at rite aid?

CrediPig Sep 27, 2014 8:05 pm

All things PAYPAL [Master Thread]
 
Mycash is not hardcoded cash only at RA. I have had many credit cards deny those transactions for me... until I call the cc company, and tell them I will be making $500 - $3000 purchases there.

usalibido Sep 27, 2014 9:47 pm

Very weird. My paypal load limit got reset to $4,000. I thought the limit is on calendar month now?

st0ne Sep 27, 2014 9:52 pm


Originally Posted by CrediPig (Post 23591805)
Mycash is not hardcoded cash only at RA. I have had many credit cards deny those transactions for me... until I call the cc company, and tell them I will be making $500 - $3000 purchases there.

thanks, will tried again tomorrow.

ericdabbs Sep 27, 2014 10:32 pm


Originally Posted by usalibido (Post 23592062)
Very weird. My paypal load limit got reset to $4,000. I thought the limit is on calendar month now?

Mines still show $0.

ZzzzX Sep 28, 2014 8:12 am

I'm curious. I've been looking and searching the thread for data on using the PPBDMC to fund Serve but there aren't many discussions of this in the thread. The wiki says "Paypal" cards will get accounts flagged but I think this refers to the prepaid cards, not PPBDMC. I added my PPBDMC the other night and it loaded fine but I am wondering about long term use. (I never load and unload and I use the card for a lot of daily spend).

1) anyone else using PPBDMC as debit card as their debit funding source?
2) has anyone received the 1% for these loads? I recall seeing a post about this but now can't find it.
3) flame if you must. Because, you know. Flyer talk Serve thread.

dboston1 Sep 28, 2014 8:20 am


Originally Posted by ZzzzX (Post 23593284)
I'm curious. I've been looking and searching the thread for data on using the PPBDMC to fund Serve but there aren't many discussions of this in the thread. The wiki says "Paypal" cards will get accounts flagged but I think this refers to the prepaid cards, not PPBDMC. I added my PPBDMC the other night and it loaded fine but I am wondering about long term use. (I never load and unload and I use the card for a lot of daily spend).

1) anyone else using PPBDMC as debit card as their debit funding source?
2) has anyone received the 1% for these loads? I recall seeing a post about this but now can't find it.
3) flame if you must. Because, you know. Flyer talk Serve thread.

1) Yes
2) Yes
3) I'll resist. The info has been posted previously both in this thread and in the Serve thread though ;)

viag8 Sep 28, 2014 8:26 am


Originally Posted by ZzzzX (Post 23593284)
I'm curious. I've been looking and searching the thread for data on using the PPBDMC to fund Serve but there aren't many discussions of this in the thread. The wiki says "Paypal" cards will get accounts flagged but I think this refers to the prepaid cards, not PPBDMC. I added my PPBDMC the other night and it loaded fine but I am wondering about long term use. (I never load and unload and I use the card for a lot of daily spend).

1) anyone else using PPBDMC as debit card as their debit funding source?
2) has anyone received the 1% for these loads? I recall seeing a post about this but now can't find it.
3) flame if you must. Because, you know. Flyer talk Serve thread.

1) Yes, I added the PPBDMC while I was waiting for the permanent Serve card and been loading fine ever since.
2) Yes

PolarPlunge Sep 28, 2014 9:31 am

It's PP, so unless you are looking to get shut down, tread lightly and mix it up. While loading serve/bb works just fine, I would mix in some everyday spend. Small transactions here and there. Also work in a MO or two every month. If you are only buying PPMC and funding serve, I would think you are risking a shutdown.

ACVid Sep 28, 2014 11:01 am


Originally Posted by dboston1 (Post 23593302)
1) Yes
2) Yes
3) I'll resist. The info has been posted previously both in this thread and in the Serve thread though ;)

I posted the same question on the serve forum, did not get any response. Thank you for the clarification. I did linked my PPBDMC to serve yesterday, but when I tried online debit load, it asked me to call CS. I guess I will have to upload copies of DL and the card for verification. I got 2%CB promotion from PP until the end of the year. It will be nice to get extra CB using it as debit. I have linked my Fidelity AMEX as CC, which also gives me 2% CB. My SO use my PPBDMC as a CC for lot of every day spending.

xraywinedrinker Sep 28, 2014 12:23 pm


Originally Posted by ZzzzX (Post 23593284)
I'm curious. I've been looking and searching the thread for data on using the PPBDMC to fund Serve but there aren't many discussions of this in the thread. The wiki says "Paypal" cards will get accounts flagged but I think this refers to the prepaid cards, not PPBDMC. I added my PPBDMC the other night and it loaded fine but I am wondering about long term use. (I never load and unload and I use the card for a lot of daily spend).

1) anyone else using PPBDMC as debit card as their debit funding source?
2) has anyone received the 1% for these loads? I recall seeing a post about this but now can't find it.
3) flame if you must. Because, you know. Flyer talk Serve thread.

1) Yes
2) Yes
3) google is your friend. It's Sunday... no flames today!

dboston1 Sep 28, 2014 12:37 pm


Originally Posted by ACVid (Post 23593891)
I posted the same question on the serve forum, did not get any response. Thank you for the clarification. I did linked my PPBDMC to serve yesterday, but when I tried online debit load, it asked me to call CS. I guess I will have to upload copies of DL and the card for verification. I got 2%CB promotion from PP until the end of the year. It will be nice to get extra CB using it as debit. I have linked my Fidelity AMEX as CC, which also gives me 2% CB. My SO use my PPBDMC as a CC for lot of every day spending.

Yes, I had to call Serve support and upload a picture of DL and the PPBDMC for them to activate it. I've also got the 2% back til the end of the year, which is a nice little bonus.

ZzzzX Sep 28, 2014 1:29 pm


Originally Posted by PolarPlunge (Post 23593532)
It's PP, so unless you are looking to get shut down, tread lightly and mix it up. While loading serve/bb works just fine, I would mix in some everyday spend. Small transactions here and there. Also work in a MO or two every month. If you are only buying PPMC and funding serve, I would think you are risking a shutdown.

I've been using MC to fund and using the card for other purchases. I might shift about 1 k a month to BB or Serve via WM. I might use it for buying dinner, movies, clothes....lunch...you name it. I may have purchased a MO in small amounts and used it on vacation for ATM withdrawals. I have not gone heavy on the card to load and drain in a week because I use it and don't want to get shut down. Oh. Also had some portal money go into it and shifted that small amount to a bank account. In other words, there is a lot going on so I don't want to risk getting shut down via adding the card to Serve.

And--damn me if I haven't been searching up and down in this thread and others for these answers. I always seemed to hit the OP's question or a half answer. So thanks for the responses.

Songer5 Sep 28, 2014 4:12 pm


Originally Posted by ZzzzX (Post 23594513)
I've been using MC to fund and using the card for other purchases. I might shift about 1 k a month to BB or Serve via WM. I might use it for buying dinner, movies, clothes....lunch...you name it. I may have purchased a MO in small amounts and used it on vacation for ATM withdrawals. I have not gone heavy on the card to load and drain in a week because I use it and don't want to get shut down. Oh. Also had some portal money go into it and shifted that small amount to a bank account. In other words, there is a lot going on so I don't want to risk getting shut down via adding the card to Serve.

And--damn me if I haven't been searching up and down in this thread and others for these answers. I always seemed to hit the OP's question or a half answer. So thanks for the responses.

I would think linking it to Serve would only help diversify. I do all the things you've mentioned, but have also earned $10/mo/card from the 1% earned on Serve loads (plus the points for loading that extra $1,000 on the PP Debit card).


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