Are serve loads still counting as a debit signature purchase? I tried it for the first time last week and it counted as a debit pin purchase. Maybe bc I loaded at money center?

Still counts as sig purchase for me.

If you enter your PIN for PPMC, obviously it will be a PIN based purchased.

Don't confuse loading Serve at WM with loading Serve online.

What was your load and unload pattern? Please share..thanks

It does not matter. He withdrew to a bank account, which is why he was shut down. You can fully load and unload a PP account over the next two days (since there is a $3,000 spend limit per day) without ever being shut down. Just do not withdraw to a bank account...

Unloading all of it to a bank is a no-no. But in a mix of other activity, small amounts could work.

IME with 4 cards all 6 y/o, I load only 2 accounts that send random amounts to the other 2 that are constantly receiving. These accounts that receive money never sends money to the other 2. For the accounts that receive money fee free using F&F, I let them sit in the account for a couple of days to one week before withdrawing to a bank account. Have done this for the last 2 years now and have not gotten a warning that it's not allowed.

I do not suggest this strategy for new cards less than a year old with no online or ebay purchase history. As always, we do what we can, and prepare for whatever consequence(s) there is.

Does anyone know if the PP Debit MC works with paying Property Tax? Does it earn the 1%? TIA

thank you. i think i will stop by WM tomorrow... :)

If I'm just small fry loading $4000 per month from CC to PPMC to fund Serve via debit I shouldn't expect any problems, right?

You are loading the paypal monthly max and draining it? You should always expect a problem. Maybe not this week, maybe not tomorrow, but possibly, at some point.

I'd consider using the account in additional ways. I'd also consider how much in your PP account you can live without for several months--if they freeze it. I have an upper and lower bar. I won't let the account go above (don't want that much frozen) or below certain amounts (I want at least that much available for spending and unplanned extra spending). I never drained to 0. Never drain all of it to Serve.

Loading at cashiers (as debit with a pin) in WM is debit pin.

IME, PPBDMC codes as credit, not debit for property tax. You'll earn 1% from PP but not worth it for the 2+/- % charged by the tax authority. Of course, YMMV, so you should try it for yourself to find out for sure. After plugging in all info, you should be able to see how much you're charged in fees before the final payment submission. Same goes for federal estimated tax, it codes as credit. Unfortunate, because I have huge property and personal tax bills :(

Did anyone encounter the denied card with tender not allow message when unloading PPBDC in Walmart money center express (kiosk)?

Last load was a week ago. It was fine then. On occasion, I've gotten that message and on a second swipe it's fine.