I have made purchases, loaded Serve online, and paid a bill with the debit card with one account, and only transferred with another account (hoping this one doesn't get shut down, but if it does it's a throwaway account)

Walgreens now carrying mycash reloads and allowing cc purchase.

Next thing to expect are shut down reports here.

+1
I opened an PP account in the Morning and they shut me down by the evening itself.

What did you do to get shut down on the same day?

I loaded Paypal Cash card and ACH to my Bank Account.
Stupid ppl, they cancelled the Already Processed ACH Transaction and then closed.
But I got one more, from my wife's account. So If I want I can use that.

Apparently we need a wiki in this thread too because what you did (Load and then ACH to a your bank account) is a huge NO NO. Let me guess you loaded $500 and then ACH $500. Not a smart move. You need to transfer those funds to another Paypal account and then ACH out.

Even if you really wanted to do what you had hoped, at least try to mask it by withdrawing a smaller amount...deposit $500 and then ACH like $200-300 a day or 2 later. Then wait a week later to withdraw the rest. #1 rule in doing anything MS is not to deposit and withdraw the same exact amount especially immediately. Are your funds locked up right now?

If you had read this thread you would have known that what you did would likely result in a shutdown...

Sorry, I forgot and wrote wrongly in my last post.
Just now recalled why the hell did I transferred the amount ?
I first took some thing called Paypal Prepaid Card from Bankcorp. And wanted to load money to this. For this, they said, I can load from my PayPal Account.

All I did was a two step process, Brought My Cash and Tried to transfer to to this card AND it gave me some ERROR, and did not let me complete this.

Got Tierd and wanted to get my money back, so Did a ACH Transfer, and they shot me down and got a Check for my Money.

I'm considering getting the PayPal Business Debit Mastercard:

https://www.paypal.com/webapps/mpp/debit-card

It says you get 1% on eligible purchases. I read that Serve debit loads count towards it.

My question is this: My PayPal account is a personal account (not Premier, not Business). Do I need to upgrade to business to get the 1%? Or can I just apply for the card and not upgrade, and get the 1%?

You will need to upgrade (it automatically makes you when you sign up for the debit card). Technically you are not allowed to load Serve with this as a DEBIT card. You can load Serve with this as your Credit Card though.

There have been reports of having the PP Business Debit linked to their Serve as a Debit Card. So YMMV.

You can use the DEBIT feature if you load via WM.

You can have one personal and one business PayPal account. I would consider just opening a new PayPal biz account, then apply for the Business Debit Mastercard. I believe your PayPal account has to be a biz account to qualify for 1%.

I loaded more than 20K last year, but was under 200 so didn't get anything. I'm not sure what would happen if I also had 200 Ebay transactions though.