I am thinking if they really shutdown all the churners their revenue numbers are going to plunge thus they are not exactly eager to shut everyone down at once, like killing their off their expansion model?

I think they earn a few different ways their $, 1- the float as low as interest is when you leave your $$ on the card they dont pay any interest but have your $$ to do with what they please. 2- Fees but they are looking for a person who will use it to pay for the few items at the supermkt that might be $10 many times and not the 50 cents we pay them for getting $2k in MOs @ Wally. They never saw high amounts being used and are geared for those who dont or cant get a bank acct

If what you say is true then why would they set max limits, they would want everyone to run as much as they can thru their cards? Must be what we are doing doesnt max out their profits or let them make enough.

IMHO, Incomm might not care about high load/unload, as long as they are making money on it. However, government regulators might be pushing them into looking into these cases and closing the accounts.
It is similar to depositing MOs / cash into the banks. Banks are making money from your deposits; however, they sometime treat you like a criminal and can file SAR because of the government rules.

that would be so desperate! Is there any compulsion to do MS? Is it survival issue? life or death without MS?

This is the best business model ever!
No capital investment necessary
No working capital needed
Customers deposit the money,
Pay no interest, so no capital costs?
Dictate the terms,
Generate revenue/income by giving access to their own money
Right to Hostage taking at will (like Gangster)
Maintain Control by using Terrorism as a tool!
The business model of '0' down '0' risk
One can only have a Fantasy!

My question is how does this business help US economy?

they do employee alot of folks, and we help them keep their printing company extremely busy.Remember its not only the MVDs but the whole Vanilla network plus other cards as well

Sort of the same regarding the calling acrd companys. Who doesnt have a magic jack or vonage or skype, plenty of folks and thats why those companys get away with all the fees they assess as well, since its geared towards 1 type of person and they dont have much of a choice if they want to call back home while working or leaving over here. So the different type of GCs are their CCs which they arent able to get.Thats besides the GCs people now give as gifs, a VLVGC (variable load visa gift card) is alot better then a particuliar stores so the person getting it can use it wherever they chose. If they get lost or not used up pure gravy for the issuer

I see the MVDs as a sub for a banks DC or any CC and many folks who have fallen on hard times or here illegally cant get CCs or a DC if they dont have a bank acct. And not too many folks want to walk around these days with a pocket full of ca$h.

We are cautioning the Bancorp account terrorizing policies/actions. I discourage dealing with them and you like few others seem to always justify and explain actions by bancorp.
The fair solution I feel is when all VR are cash only!(truly for the unbanked, as intended?) it will happen if they not stop the fund hijacking! will be exposed all over TV and newspapers like US mint.

For the past few weeks, I have been loading with VRs on Mon-Tues of each week, then pulling 4K CA on Friday. Always leaving at least 1K on card. Went in to bank about 3 hours ago and teller (friend of mine so I know she wouldn't lie) swiped my card and told me the CA was denied. Ran a few other errands, but just logged on and account still saying active. May get out later and try a MO instead. Is the concensus of the board that my card is cooked and the site just hasn't updated yet or I'm still good and it was a hiccup at the bank? I have another card and 2 in wife's name, but didn't have my second card with me to try CA.

I was answering a question someone asked in order to help them avoid shutdown as long as they are using this technique. Obviously I don't recommend anyone actually use MVD for MS anymore, but if someone is going to they should be as safe as possible.

Could even be a hiccup with the other end @ InComm - they have occasional outages that actually prevent cards from working for any transaction (not only you but other MVD users as well). One just happened a few weekends ago where I got denied for a CA, and CS confirmed they were having system issues and it could take 2-3 hours to fix before even looking up my specific account info. LOL can you imagine a real credit card being that unreliable.

I'll bet anything that you've spent >$45K on the card this year and if you call MVD, the ignorant CSR will put you on hold for 10 minutes, come back to inform you that you've reached the $45K annually spend limit (which he/she has never heard of before)... they'll offer to create a "incident ticket #" for you, so you can call in 3-5 business days to find out that they still don't know if there really is an annual limit to spending.

Worst case: you get your money back in January
Best case: they ask you to verify some information and then leave you alone to run wild

Please explain 'run wild'

Data point:

I got 2 MVD's at the same time, earlier this month. I decided to do a side by side test for the benefit of myself and FTers everywhere. I used the first card solely for MO's and the second solely for CA. I loaded $2,500 to both and unloaded both within an hour. A week later (last week) I did the same thing. When I logged on today, card #2 seems to be shut down, but card #1 is still active as ever.

Are both cards under the same SSN?

Your trial does not mean a thing.

In either case U have not violated any TOC. If they hijack your account U should be informed of reason 'in good faith' so U or anyone do not fall in that hole again.