Wal-Mart, Amex take on banks with Bluebird debit card
Nov 17, 2012, 8:17 am
#2701
Join Date: Jan 2012
Location: Indianapolis, IN
Posts: 146
So if I verify that everything stated on any application is correct (income, ... etc.), then I will be pretty much free to charge whatever I want on any of my AMEX cards within my credit limit? If not, why do they want to waste money on their end doing an FR if they are going to pull my cards anyway?
Nov 17, 2012, 8:28 am
#2702
Join Date: Jun 2011
Location: Flyover Territory
Programs: Hilton Diamond
Posts: 687
Two options
TY, though the limit w/ debit card is $1k/mo. right? Or is that online only? Has anyone tried getting cash back w/ BB at wally World? Is it just right at any cashier? Or are we talking ATM?
Last my issue with ST since not within 2k miles of a branch is getting funds back into ST account. Only realistic option is the $500 daily check deposit and that means my other checking account will be getting check writing workout? anyone in same boat trying to finesse this?
Last my issue with ST since not within 2k miles of a branch is getting funds back into ST account. Only realistic option is the $500 daily check deposit and that means my other checking account will be getting check writing workout? anyone in same boat trying to finesse this?
Nov 17, 2012, 9:32 am
#2703
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,082
What is "ST"?
Nov 17, 2012, 9:37 am
#2704
Join Date: Jun 2011
Location: Flyover Territory
Programs: Hilton Diamond
Posts: 687
Nov 17, 2012, 9:38 am
#2705
Join Date: Aug 2010
Location: ORF
Programs: Amex Plat, AA, BA Silver, Marriott Plat, Choice Gold, HHonors Gold, IHG Diamond
Posts: 3,749
More likely than not, SunTrust: http://www.flyertalk.com/forum/miles...d-5-000-a.html.
Looks like it's time to update FT's Glossary!
Looks like it's time to update FT's Glossary!
Nov 17, 2012, 11:02 am
#2706
Join Date: May 2010
Posts: 437
As a newbie here, let me try to understand
Buy the VISA GC w/fee $3.95 at OD pay $500 with Chase Ink and get $496.05 worth and get 2,500 UR points
Then take this VISA GC and find a CVS/Office max or any other place to buy VR and pay $4.95 so essentially you end up paying $500 for $492.10 and 2,500 UR points
Then take this VR and reload it to BB and then write a check to pay your mortgage.
Am I missing something here?
1) Does BB have bonus points or benefits?
2) Instead of writing a check can we transfer money from BB to my checking account? If so what are the fees?
3) I see some people are using their Hilton credit cards and earn 6x miles. I checked Hilton Points website and the cheapest room is 30K points. So you have to spend $5,000 with the credit card which means 10 prepaid cards which means 40-50 dollars for 1 room. How can this be a good deal?
Buy the VISA GC w/fee $3.95 at OD pay $500 with Chase Ink and get $496.05 worth and get 2,500 UR points
Then take this VISA GC and find a CVS/Office max or any other place to buy VR and pay $4.95 so essentially you end up paying $500 for $492.10 and 2,500 UR points
Then take this VR and reload it to BB and then write a check to pay your mortgage.
Am I missing something here?
1) Does BB have bonus points or benefits?
2) Instead of writing a check can we transfer money from BB to my checking account? If so what are the fees?
3) I see some people are using their Hilton credit cards and earn 6x miles. I checked Hilton Points website and the cheapest room is 30K points. So you have to spend $5,000 with the credit card which means 10 prepaid cards which means 40-50 dollars for 1 room. How can this be a good deal?
Nov 17, 2012, 11:11 am
#2708
Join Date: Sep 2012
Location: Nomadic
Programs: A Few Here, A Few There
Posts: 76
As a newbie here, let me try to understand
Buy the VISA GC w/fee $3.95 at OD pay $500 with Chase Ink and get $496.05 worth and get 2,500 UR points
Then take this VISA GC and find a CVS/Office max or any other place to buy VR and pay $4.95 so essentially you end up paying $500 for $492.10 and 2,500 UR points
Then take this VR and reload it to BB and then write a check to pay your mortgage.
Am I missing something here?
1) Does BB have bonus points or benefits?
2) Instead of writing a check can we transfer money from BB to my checking account? If so what are the fees?
3) I see some people are using their Hilton credit cards and earn 6x miles. I checked Hilton Points website and the cheapest room is 30K points. So you have to spend 5,000 with the credit card which means 10 prepaid cards which means 40-50 dollars for 1 room. How can this be a good deal?
Buy the VISA GC w/fee $3.95 at OD pay $500 with Chase Ink and get $496.05 worth and get 2,500 UR points
Then take this VISA GC and find a CVS/Office max or any other place to buy VR and pay $4.95 so essentially you end up paying $500 for $492.10 and 2,500 UR points
Then take this VR and reload it to BB and then write a check to pay your mortgage.
Am I missing something here?
1) Does BB have bonus points or benefits?
2) Instead of writing a check can we transfer money from BB to my checking account? If so what are the fees?
3) I see some people are using their Hilton credit cards and earn 6x miles. I checked Hilton Points website and the cheapest room is 30K points. So you have to spend 5,000 with the credit card which means 10 prepaid cards which means 40-50 dollars for 1 room. How can this be a good deal?
You purchase the $500 GC at OD with Ink/Bold and are charged $503.95. You charge the full amount. Netting you ~2520 UR points
Then take the $500 GC to another participating retailer and purchase VR for $496.05.
You can then use the VR to load BB as mentioned and pay bills/mortgage/whatever.
1) No.
2) Yes, no fees, not advisable because it appears to be laundering
3) There are plenty of ways to put good use to Hilton pts. Google AXON or GLOM or just SEARCH the forum.
Have fun!
Nov 17, 2012, 11:15 am
#2709
Join Date: May 2010
Posts: 437
Almost, but not quite:
You purchase the $500 GC at OD with Ink/Bold and are charged $503.95. You charge the full amount. Netting you ~2520 UR points
Then take the $500 GC to another participating retailer and purchase VR for $496.05.
You can then use the VR to load BB as mentioned and pay bills/mortgage/whatever.
1) No.
2) Yes, no fees, not advisable because it appears to be laundering
3) There are plenty of ways to put good use to Hilton pts. Google AXON or GLOM or just SEARCH the forum.
Have fun!
You purchase the $500 GC at OD with Ink/Bold and are charged $503.95. You charge the full amount. Netting you ~2520 UR points
Then take the $500 GC to another participating retailer and purchase VR for $496.05.
You can then use the VR to load BB as mentioned and pay bills/mortgage/whatever.
1) No.
2) Yes, no fees, not advisable because it appears to be laundering
3) There are plenty of ways to put good use to Hilton pts. Google AXON or GLOM or just SEARCH the forum.
Have fun!
Also, I googled but can not find anything for AXON or GLOM. Can you elaborate on how to better use the points for Hilton other than hotel rooms? Is it good for airlines?
Nov 17, 2012, 11:23 am
#2710
Join Date: Sep 2012
Location: Nomadic
Programs: A Few Here, A Few There
Posts: 76
Nov 17, 2012, 12:30 pm
#2711
Join Date: Sep 2012
Posts: 4,431
I've found a CVS that has VR and takes CC for it, but the cashier told me that I can't pay for VR using GC. Maybe I should've asked her to try or ask the manager to override? Another CVS has a sign by the GC stand that says "no CC, only cash or debit cards" to pay. Do you suppose using Visa GC will count as "debit card"?
Nov 17, 2012, 12:35 pm
#2712
Join Date: Aug 2011
Posts: 1,689
yes, you can transfer to miles, but it's not the best use of your hhonors points. (most redemptions ratios are 10 hhonors points = 1 airmile).
there are some properties for 7,500; 12,500; and 25,000 points as well.
But, the AXON / GLON allows you to book for fewer points per night
here is a good link for AXON / GLON as well.
http://boardingarea.com/blogs/dealsw...h-one-is-best/
Last edited by shoreline; Nov 17, 2012 at 12:40 pm
Nov 17, 2012, 12:41 pm
#2713
Join Date: Sep 2012
Location: Nomadic
Programs: A Few Here, A Few There
Posts: 76
The Visa GC itself does say debit on it, even though its not a pinned card.
The last time I was asked, "credit or debit" I said debit and the cashier rung it as debit and it went through no problems... she was however somewhat dumbfounded that it didn't ask me to put my pin in hehe.
The last time I was asked, "credit or debit" I said debit and the cashier rung it as debit and it went through no problems... she was however somewhat dumbfounded that it didn't ask me to put my pin in hehe.
Nov 17, 2012, 1:31 pm
#2714
Join Date: Jan 2010
Posts: 90
I just got back from my first trip to CVS. The one I was at has no problem paying for a VR with my CC. Only issue I ran into was that they only let me charge 2 VRs per transaction. I don't have a great redemption rates on any of my CCs yet at pharmacy, so just to test it out I used my Sapphire Preferred.
I tried to buy 3 initially, and the 2nd transaction was flagged by Chase as a potential fraud alert and was rejected, so I had to use a different card for the 3rd.
I tried to buy 3 initially, and the 2nd transaction was flagged by Chase as a potential fraud alert and was rejected, so I had to use a different card for the 3rd.
Nov 17, 2012, 1:58 pm
#2715
Join Date: Sep 2012
Posts: 4,431
The Visa GC itself does say debit on it, even though its not a pinned card.
The last time I was asked, "credit or debit" I said debit and the cashier rung it as debit and it went through no problems... she was however somewhat dumbfounded that it didn't ask me to put my pin in hehe.
The last time I was asked, "credit or debit" I said debit and the cashier rung it as debit and it went through no problems... she was however somewhat dumbfounded that it didn't ask me to put my pin in hehe.