Wal-Mart, Amex take on banks with Bluebird debit card
Nov 16, 2012, 8:59 pm
#2686
Join Date: Jan 2003
Location: SAN
Programs: DL SM, Marriot PLT, Tall guy in need of legroom
Posts: 1,478
Last my issue with ST since not within 2k miles of a branch is getting funds back into ST account. Only realistic option is the $500 daily check deposit and that means my other checking account will be getting check writing workout? anyone in same boat trying to finesse this?
Nov 16, 2012, 9:03 pm
#2687
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
yes it is
again I only used Amex GCs I had bought thru big crumbs... the money I made outweighed the fees I got when buying Visa GCs at CVS when I was doing that.
Today if I were in OD I would buy the visa GC because its less $. Some CVSs may have limits as to what they may sell per transaction meaning you could probably buy a few beans there but have to do them one by one. Oh wait I should have waited for a certain miler to say that with pics lol
good night!
again I only used Amex GCs I had bought thru big crumbs... the money I made outweighed the fees I got when buying Visa GCs at CVS when I was doing that.
Today if I were in OD I would buy the visa GC because its less $. Some CVSs may have limits as to what they may sell per transaction meaning you could probably buy a few beans there but have to do them one by one. Oh wait I should have waited for a certain miler to say that with pics lol
good night!
Nov 16, 2012, 9:31 pm
#2688
Join Date: Jan 2012
Posts: 757
Last my issue with ST since not within 2k miles of a branch is getting funds back into ST account.
Nov 16, 2012, 9:38 pm
#2689
Join Date: Jun 2012
Posts: 289
Is the BB limit:
$5000 for swipe reload and $5000 for vanilla reload
Or is it the combined $5000.
$5000 for swipe reload and $5000 for vanilla reload
Or is it the combined $5000.
Nov 16, 2012, 9:57 pm
#2691
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 17,427
Cardinal (Donna) Fang asked me the same question in my Amex Financial Review (AMEX FR) last year "Why you want to use gift card to buy a gift card? Next words out of her mouth "You have to stop doing that."
It is all nonsense and stupidity until The Spanish Inquisition ties you to a stake and goes looking for matches.
It is all nonsense and stupidity until The Spanish Inquisition ties you to a stake and goes looking for matches.
For example, with the OD opportunity basically shut down, I've been buying some VR at CVS to help satisfy the spend requirement on a new SPG card. I find this quite useful, since I'm not a huge fan of $5000 spends. But the question becomes how much of the $5000 can I safely achieve with VRs. Nobody seems to have the foggiest idea.
Nov 16, 2012, 10:22 pm
#2693
Join Date: Nov 2002
Programs: MTD pass holder
Posts: 1,142
Chuck Berry
"Some will, some won't; Some do, some don't!
Nov 16, 2012, 10:32 pm
#2694
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,257
No referral fees for that. Don't hold your breath waiting for it.
Nov 16, 2012, 11:00 pm
#2696
Join Date: Nov 2007
Location: going left
Programs: Dime con quien andas,y te dire quien eres
Posts: 367
San Diego is not Bean Town
Could I get a PM tip on where there might be VR's in San Diego or North County.
Karma (the good kind) will come your way in return. Thanks!
Karma (the good kind) will come your way in return. Thanks!
Nov 17, 2012, 12:13 am
#2697
Join Date: Jan 2010
Posts: 1,708
Nobody other than the good folks who work at AMEX know what triggers FR. You can find lots of threads on the internet about AMEX FR where people try to make a list of things to avoid but then someone else will report that they do the same thing and have no problem. It's not a simple thing. If you have an AMEX history and you hardly ever use their cards at drug stores and then you begin spending 1k a week at CVS they might be afraid you are in poor health and thus a possible financial risk. If sudden spending increase on healthcare correlates with charge-offs in their database they might want to take a closer look at you. But if you never had one of their cards before they don't know what your normal spending pattern is. So perhaps now is the time to establish that your normal drug store spend is 1k per month, or week.
Nov 17, 2012, 12:56 am
#2698
Join Date: Jan 2011
Posts: 119
You're lucky you're even finding them in Walgreens and 7-11s. I've tried a few around SEA area and only seen them once. Cash only at that Walgreens sadly.
Nov 17, 2012, 5:19 am
#2699
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
If you feel so strongly about it, you should do your own research and publish your own piece.
Nov 17, 2012, 5:58 am
#2700
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
Instead of always pitching new credit cards, I wish one of the bloggers would tackle this Financial Review quesiton. Nobody seems to have a very good idea of exactly what triggers a FR, and how careful one should be buying gift cards.
For example, with the OD opportunity basically shut down, I've been buying some VR at CVS to help satisfy the spend requirement on a new SPG card. I find this quite useful, since I'm not a huge fan of $5000 spends. But the question becomes how much of the $5000 can I safely achieve with VRs. Nobody seems to have the foggiest idea.
For example, with the OD opportunity basically shut down, I've been buying some VR at CVS to help satisfy the spend requirement on a new SPG card. I find this quite useful, since I'm not a huge fan of $5000 spends. But the question becomes how much of the $5000 can I safely achieve with VRs. Nobody seems to have the foggiest idea.
I suppose when everyone starts using their amex hh cards to buy beans at cvs starting now like ill be doing, we will all hear of many fr postings. Im sure theyll nab me one day. And its not even a matter of lying... Once an entity has you in its cross hairs, you are in the cross hairs. Theres a "cost" to get out and time is also factored into it. Its a lot like having to go to a hearing to dispute a traffic ticket you know you can get out of. Even when you win you still missed a half day of work being there and maybe even had to pay some $20 filing fee you can get back. So the key is to be lucky to have never been stopped in the first place--whether you did something or not.