Wells Fargo Prepaid Cards
Nov 29, 2012, 9:48 pm
#556
Join Date: Apr 2010
Location: LAX
Posts: 546
Nov 29, 2012, 9:58 pm
#557
Join Date: Aug 2011
Posts: 188
Chase internally defiantly sees this as a cash advance...
I have a card with a 5k credit limit 0 balance but a 1200 cash advance limit.
I tried to load 2500 and it got rejected saying I was over the limit (I have not loaded in over a month). I then tried to load 1100 and it got accepted.
I have a card with a 5k credit limit 0 balance but a 1200 cash advance limit.
I tried to load 2500 and it got rejected saying I was over the limit (I have not loaded in over a month). I then tried to load 1100 and it got accepted.
Nov 29, 2012, 10:52 pm
#558
Join Date: Sep 2011
Posts: 75
Chase internally defiantly sees this as a cash advance...
I have a card with a 5k credit limit 0 balance but a 1200 cash advance limit.
I tried to load 2500 and it got rejected saying I was over the limit (I have not loaded in over a month). I then tried to load 1100 and it got accepted.
I have a card with a 5k credit limit 0 balance but a 1200 cash advance limit.
I tried to load 2500 and it got rejected saying I was over the limit (I have not loaded in over a month). I then tried to load 1100 and it got accepted.
I wonder why it does that.
Nov 30, 2012, 12:29 am
#560
Join Date: Oct 2012
Location: USA
Programs: UA, Delta, AA Plat
Posts: 27
Nov 30, 2012, 5:22 am
#561
Join Date: Jan 2003
Location: Fairfield County, CT USA
Programs: AA PLT+2MM / DL DM+1MM / A3 *G / Fairmont LT Plat / Ritz Gold / SPG Gold
Posts: 4,077
Chase internally defiantly sees this as a cash advance...
I have a card with a 5k credit limit 0 balance but a 1200 cash advance limit.
I tried to load 2500 and it got rejected saying I was over the limit (I have not loaded in over a month). I then tried to load 1100 and it got accepted.
I have a card with a 5k credit limit 0 balance but a 1200 cash advance limit.
I tried to load 2500 and it got rejected saying I was over the limit (I have not loaded in over a month). I then tried to load 1100 and it got accepted.
Nov 30, 2012, 8:52 am
#562
Join Date: Apr 2006
Posts: 1,259
No, it's $5000 total from beans and WF. There is a separate $1000 bucket for debit reloads, which means loading via BB website with a fee, with max $100 per day.
See https://bluebird.com/legal/#d-cash-funding for details.
This means the WF card is only good for feeding $5000 per calendar month to BB, per account.
See https://bluebird.com/legal/#d-cash-funding for details.
This means the WF card is only good for feeding $5000 per calendar month to BB, per account.
Nov 30, 2012, 1:23 pm
#563
Join Date: Jul 2010
Location: PDX
Posts: 200
It shows the "Cash Advance Limit" and "Available for Cash Advance", both the same amount. When you do a load to WF, you will see the available number go down. After a few days it is re-categorized as a purchase and it goes back up.
This was covered earlier in the thread and some take it as cause for concern that chase will crack down on heavy spending on WF as the purchases can't be masked as easily. Though I don't think there have been any reports yet of Chase shutdown due to this.
Nov 30, 2012, 7:58 pm
#564
Join Date: Jan 2003
Location: Fairfield County, CT USA
Programs: AA PLT+2MM / DL DM+1MM / A3 *G / Fairmont LT Plat / Ritz Gold / SPG Gold
Posts: 4,077
No, it's $5000 total from beans and WF. There is a separate $1000 bucket for debit reloads, which means loading via BB website with a fee, with max $100 per day.
See https://bluebird.com/legal/#d-cash-funding for details.
This means the WF card is only good for feeding $5000 per calendar month to BB, per account.
See https://bluebird.com/legal/#d-cash-funding for details.
This means the WF card is only good for feeding $5000 per calendar month to BB, per account.
Nov 30, 2012, 7:59 pm
#565
Join Date: Jan 2003
Location: Fairfield County, CT USA
Programs: AA PLT+2MM / DL DM+1MM / A3 *G / Fairmont LT Plat / Ritz Gold / SPG Gold
Posts: 4,077
Chase initially sees it as a cash advance. You can see this on your account details page.
It shows the "Cash Advance Limit" and "Available for Cash Advance", both the same amount. When you do a load to WF, you will see the available number go down. After a few days it is re-categorized as a purchase and it goes back up.
This was covered earlier in the thread and some take it as cause for concern that chase will crack down on heavy spending on WF as the purchases can't be masked as easily. Though I don't think there have been any reports yet of Chase shutdown due to this.
It shows the "Cash Advance Limit" and "Available for Cash Advance", both the same amount. When you do a load to WF, you will see the available number go down. After a few days it is re-categorized as a purchase and it goes back up.
This was covered earlier in the thread and some take it as cause for concern that chase will crack down on heavy spending on WF as the purchases can't be masked as easily. Though I don't think there have been any reports yet of Chase shutdown due to this.
Dec 1, 2012, 10:13 am
#566
Join Date: Oct 2002
Location: SF Eastbay
Programs: AA Plt-Lite 2MM,HH Gld, MR Plat
Posts: 613
Has anyone used the Merrill lynch VISA for this program? I tried using the ML card. The transaction posted as the following:
Card type: Visa
Transaction type: Purchases
Merchant description: MEMBER FINANCIAL INSTITUTIONS - MERCHANDISE AND SERVICE
NO "JOY" since no points posted to my account for WF. Later transactions(i.e. gas, grocery) have posted the points.
Card type: Visa
Transaction type: Purchases
Merchant description: MEMBER FINANCIAL INSTITUTIONS - MERCHANDISE AND SERVICE
NO "JOY" since no points posted to my account for WF. Later transactions(i.e. gas, grocery) have posted the points.
Dec 1, 2012, 10:29 am
#567
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,047
Has anyone used the Merrill lynch VISA for this program? I tried using the ML card. The transaction posted as the following:
Card type: Visa
Transaction type: Purchases
Merchant description: MEMBER FINANCIAL INSTITUTIONS - MERCHANDISE AND SERVICE
NO "JOY" since no points posted to my account for WF. Later transactions(i.e. gas, grocery) have posted the points.
Card type: Visa
Transaction type: Purchases
Merchant description: MEMBER FINANCIAL INSTITUTIONS - MERCHANDISE AND SERVICE
NO "JOY" since no points posted to my account for WF. Later transactions(i.e. gas, grocery) have posted the points.
Dec 1, 2012, 10:33 am
#568
Join Date: Oct 2002
Location: SF Eastbay
Programs: AA Plt-Lite 2MM,HH Gld, MR Plat
Posts: 613
Dec 2, 2012, 8:14 pm
#570
Join Date: Jan 2000
Location: Ashburn, VA (IAD/DCA/BWI)
Posts: 2,748
Has anyone used the Merrill lynch VISA for this program? I tried using the ML card. The transaction posted as the following:
Card type: Visa
Transaction type: Purchases
Merchant description: MEMBER FINANCIAL INSTITUTIONS - MERCHANDISE AND SERVICE
NO "JOY" since no points posted to my account for WF. Later transactions(i.e. gas, grocery) have posted the points.
Card type: Visa
Transaction type: Purchases
Merchant description: MEMBER FINANCIAL INSTITUTIONS - MERCHANDISE AND SERVICE
NO "JOY" since no points posted to my account for WF. Later transactions(i.e. gas, grocery) have posted the points.