Nov 10, 2013, 11:26 am
Last edit by: mcdullhk88
Dead as of 10/13/14
FAQ's
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
Additionally, we have updated the terms and conditions of our User Agreement (https://payments.amazon.com/help/Personal-Accounts/User-Agreement-Policies/User-Agreement) that apply to your use of the products and services provided by Amazon Payments. Our updated User Agreement revises certain terms (including, among other things, the elimination of person-to-person payments). Our new User Agreement will become effective on October 13, 2014, which is more than 30 days from when we first posted our updated User Agreement. By continuing to use our services after October 13, 2014, you are agreeing to be bound by the terms and conditions of our new User Agreement.
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
- Associating one credit card number with more than one AP account (Be Careful if authorized user card has the same number as the primary card holder - in some instances the CC numbers are completely different)
- Associating one bank account with more than one AP account
Amazon Payments
Jan 3, 2013, 8:31 am
#1282
Join Date: Sep 2012
Location: Born and raised in South Carolina, now in New York City.
Posts: 534
Got this about 30 mins ago. My info was entered correctly (as far as I know).
Hello,
I’m sorry for the troubles you’ve had with your account. Looking into this, I see that we have been unable to confirm the information that was entered when your Amazon Payments account was created.
In order to verify your Amazon Payments account, you will need to re-enter information that was provided when the Amazon Payments account was created. This information includes contact information for the person who is responsible for the Amazon Payments account, tax information, and date of birth (for accounts owned by an individual or sole proprietor).
To enter this information, please sign into https://payments.amazon.com and follow the instructions in the banner to complete your payment profile and provide the missing or incorrect information. Please make sure to enter the information exactly as it appears on your tax information and legal documents.
You can also verify your account by following these steps:
1) Sign into your Amazon Payments account
2) Click the Edit My Account Settings link at the top of the page
3) Click Verify My Account Information and submit the requested information.
If this option is not available, please look for “Edit my SSN, legal name, primary address” to change your personal information including your primary address, SSN or EIN, and other required information.
If you have any questions about this process or believe we have made a mistake, you can send an e-mail directly to our account specialists at the e-mail below:
[email protected]
To review the eligibility requirements for an Amazon Payments account, please see section 2.1 of our User Agreement
https://payments.amazon.com/sdui/sdu...User-Agreement
I hope this helps, and thank you for using Amazon Payments.
XXXXXX
Amazon Payments
https://payments.amazon.com
Hello,
I’m sorry for the troubles you’ve had with your account. Looking into this, I see that we have been unable to confirm the information that was entered when your Amazon Payments account was created.
In order to verify your Amazon Payments account, you will need to re-enter information that was provided when the Amazon Payments account was created. This information includes contact information for the person who is responsible for the Amazon Payments account, tax information, and date of birth (for accounts owned by an individual or sole proprietor).
To enter this information, please sign into https://payments.amazon.com and follow the instructions in the banner to complete your payment profile and provide the missing or incorrect information. Please make sure to enter the information exactly as it appears on your tax information and legal documents.
You can also verify your account by following these steps:
1) Sign into your Amazon Payments account
2) Click the Edit My Account Settings link at the top of the page
3) Click Verify My Account Information and submit the requested information.
If this option is not available, please look for “Edit my SSN, legal name, primary address” to change your personal information including your primary address, SSN or EIN, and other required information.
If you have any questions about this process or believe we have made a mistake, you can send an e-mail directly to our account specialists at the e-mail below:
[email protected]
To review the eligibility requirements for an Amazon Payments account, please see section 2.1 of our User Agreement
https://payments.amazon.com/sdui/sdu...User-Agreement
I hope this helps, and thank you for using Amazon Payments.
XXXXXX
Amazon Payments
https://payments.amazon.com
Jan 3, 2013, 8:43 am
#1290
Join Date: Apr 2011
Programs: UA Gold, AA Gold, Hyatt Plat, SPG Gold, Marriott Plat, Hilton Gold, Hertz Pres Circle, etc etc
Posts: 382
Not suspended on my or SO. Able to edit accts.
Always done me>SO (withdraw) and 2 weeks later SO>3rd party (to pay legit monthly bill). Totally coloring within lines, so did not expect any issues this AM, but does confirm it is selective Fang activity and not system wide shutdown.
Always done me>SO (withdraw) and 2 weeks later SO>3rd party (to pay legit monthly bill). Totally coloring within lines, so did not expect any issues this AM, but does confirm it is selective Fang activity and not system wide shutdown.