Nov 10, 2013, 11:26 am
Last edit by: mcdullhk88
Dead as of 10/13/14
FAQ's
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
Additionally, we have updated the terms and conditions of our User Agreement (https://payments.amazon.com/help/Personal-Accounts/User-Agreement-Policies/User-Agreement) that apply to your use of the products and services provided by Amazon Payments. Our updated User Agreement revises certain terms (including, among other things, the elimination of person-to-person payments). Our new User Agreement will become effective on October 13, 2014, which is more than 30 days from when we first posted our updated User Agreement. By continuing to use our services after October 13, 2014, you are agreeing to be bound by the terms and conditions of our new User Agreement.
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
- Associating one credit card number with more than one AP account (Be Careful if authorized user card has the same number as the primary card holder - in some instances the CC numbers are completely different)
- Associating one bank account with more than one AP account
Amazon Payments
Jan 1, 2013, 8:24 pm
#1231
Join Date: Jul 2007
Programs: Marriott Platinum
Posts: 274
well, I didn't want to either, but the system refused to let me transfer the balance to the bank account, so I was forced to enter the details. We will talk to them soon to figure out what's going on, will keep you folks posted.
Jan 1, 2013, 9:18 pm
#1232
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
YAY? Cardinal Biggles - is that you?
Why if people followed all the rules The Spanish Inquisition would be out of work. Pretty hard to find another job when all you have on your resume is administer torture, write confessions for people to sign, and burn heretics at the stake.
Why if people followed all the rules The Spanish Inquisition would be out of work. Pretty hard to find another job when all you have on your resume is administer torture, write confessions for people to sign, and burn heretics at the stake.
Jan 1, 2013, 9:24 pm
#1233
Join Date: Oct 2012
Posts: 970
Jan 1, 2013, 10:32 pm
#1234
Join Date: Feb 2001
Location: Ann Arbor, Michigan
Programs: Airline Free Agent, Fairmont Lifetime Platinum, Hyatt Globalist, Hilton Honors Diamond
Posts: 3,041
ADK>>>>>>>>>>>YAY? Cardinal Biggles - is that you?
farwest101>>>>>>>>>>>Just curious how some manage to avoid the wrath of the Mandarins?
You guys crack me up!
farwest101>>>>>>>>>>>Just curious how some manage to avoid the wrath of the Mandarins?
You guys crack me up!
Jan 1, 2013, 10:37 pm
#1235
Join Date: Jul 2012
Location: LAX
Posts: 298
AlohaDaveKennedy is right though, we should be glad the market for cardinals is so robust. Perhaps it's the reason the unemployment rate is dropping!
Jan 2, 2013, 11:53 am
#1238
Join Date: Oct 2012
Posts: 970
A few make a very good living "interpreting" to their best advantage around here.
Jan 3, 2013, 6:16 am
#1239
Join Date: Sep 2012
Location: Born and raised in South Carolina, now in New York City.
Posts: 534
Did I just get shut down?
"Important Message:
This functionality has been disabled on your account. We have failed in verifying the information submitted by you. Click here to find out more about these restrictions."
The restrictions include:
Certain features of restricted Amazon Payments accounts are disabled.
See the table below for more information:
Send money
Receive or request money from another account
Add or withdraw funds from your account
Shop on Amazon.com or purchase a Gift Card
Manage payment authorizations or auto deposits
Upgrade account type
Dispute, chargeback or request a refund on a purchase
"Important Message:
This functionality has been disabled on your account. We have failed in verifying the information submitted by you. Click here to find out more about these restrictions."
The restrictions include:
Certain features of restricted Amazon Payments accounts are disabled.
See the table below for more information:
Send money
Receive or request money from another account
Add or withdraw funds from your account
Shop on Amazon.com or purchase a Gift Card
Manage payment authorizations or auto deposits
Upgrade account type
Dispute, chargeback or request a refund on a purchase
Jan 3, 2013, 7:02 am
#1240
Join Date: Aug 2011
Posts: 1,689
Did I just get shut down?
"Important Message:
This functionality has been disabled on your account. We have failed in verifying the information submitted by you. Click here to find out more about these restrictions."
The restrictions include:
Certain features of restricted Amazon Payments accounts are disabled.
See the table below for more information:
Send money
Receive or request money from another account
Add or withdraw funds from your account
Shop on Amazon.com or purchase a Gift Card
Manage payment authorizations or auto deposits
Upgrade account type
Dispute, chargeback or request a refund on a purchase
"Important Message:
This functionality has been disabled on your account. We have failed in verifying the information submitted by you. Click here to find out more about these restrictions."
The restrictions include:
Certain features of restricted Amazon Payments accounts are disabled.
See the table below for more information:
Send money
Receive or request money from another account
Add or withdraw funds from your account
Shop on Amazon.com or purchase a Gift Card
Manage payment authorizations or auto deposits
Upgrade account type
Dispute, chargeback or request a refund on a purchase
or did you do that already? if not, why not do it when it asked?
you might be out of business.
i have not logged into my account lately, but will be doing so within the next week.
i did enter the info. when prompted, so I am hoping not to have a problem. (I def. don't use it like many around here---I don't hit the monthly limit, so hoping to be fine).
Jan 3, 2013, 7:11 am
#1241
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Yep. Across all SSN linked accounts. Any funds in the accounts will be in time-out for 90 days.
Cardinal Fang is now wishing us a Happy New Year using our SSNs to household and suspend accounts.
AP has now officially gone the way of the mint. Cannot tell at this point how fast the shutdown sweep is proceeding, but:
1) take measures to cover yourself for the delayed 90 day + return of your money.
2) do not attempt reentry into the Jungle as any reentry will lead to further suspends and delayed money returns.
3) do not contact Amazon Payments for 90 days as Cardinal Fang will not return your calls. All you can expect is a RoboBiggles type reply.
From what I can tell, Cardinal Fang is conducting a full Spanish Inquisition and burning innocents and heretics in an effort to please the pope. That would be Pope Alexander VI, of La Familia Borja.
Cardinal Fang is now wishing us a Happy New Year using our SSNs to household and suspend accounts.
AP has now officially gone the way of the mint. Cannot tell at this point how fast the shutdown sweep is proceeding, but:
1) take measures to cover yourself for the delayed 90 day + return of your money.
2) do not attempt reentry into the Jungle as any reentry will lead to further suspends and delayed money returns.
3) do not contact Amazon Payments for 90 days as Cardinal Fang will not return your calls. All you can expect is a RoboBiggles type reply.
From what I can tell, Cardinal Fang is conducting a full Spanish Inquisition and burning innocents and heretics in an effort to please the pope. That would be Pope Alexander VI, of La Familia Borja.
Did I just get shut down?
"Important Message:
This functionality has been disabled on your account. We have failed in verifying the information submitted by you. Click here to find out more about these restrictions."
The restrictions include:
Certain features of restricted Amazon Payments accounts are disabled.
See the table below for more information:
Send money
Receive or request money from another account
Add or withdraw funds from your account
Shop on Amazon.com or purchase a Gift Card
Manage payment authorizations or auto deposits
Upgrade account type
Dispute, chargeback or request a refund on a purchase
"Important Message:
This functionality has been disabled on your account. We have failed in verifying the information submitted by you. Click here to find out more about these restrictions."
The restrictions include:
Certain features of restricted Amazon Payments accounts are disabled.
See the table below for more information:
Send money
Receive or request money from another account
Add or withdraw funds from your account
Shop on Amazon.com or purchase a Gift Card
Manage payment authorizations or auto deposits
Upgrade account type
Dispute, chargeback or request a refund on a purchase
Last edited by AlohaDaveKennedy; Jan 3, 2013 at 7:28 am
Jan 3, 2013, 7:13 am
#1242
Join Date: Aug 2011
Posts: 1,689
Jan 3, 2013, 7:18 am
#1243
Join Date: Sep 2012
Location: Born and raised in South Carolina, now in New York City.
Posts: 534
Damn... Oh well, was fun while it lasted. They are going to email me within 1-2 days to let me know for sure. I never crossed streams either only A->B->C never back to A. Maybe they are getting stricter.
Jan 3, 2013, 7:21 am
#1244
Join Date: Aug 2011
Posts: 1,689
Were you doing the $1k/month for each account?
Please keep us updated.
Jan 3, 2013, 7:25 am
#1245
Join Date: Dec 2010
Posts: 352
Didn't like contacting them (we basically do the $1,000 a month from me to her to meet some spending requirements) but since I can't do that anyway had no choice.
Will report back what I hear...