Yes, since a few weeks ago, Amazon Payments no longer allows new accounts to be created without an SSN and DOB. Also, after Dec 31, accounts without SSN/DOB info will be restricted from sending and receiving funds.

Thanks for the clarification. I was just thinking of starting with Amazon payments. Guess I gotta recruit a family member to partner with.

I just read the "fees" page on the amazon website, it states that sending money is free, but it looks like you pay a fee to receive money? And it also stated that for a personal account the monthy limit was $500. Can someone confirm these details or inform me that I am missing the boat somewhere? Thanks

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What are ADKs buddies...?

ADK = Aloha Dave Kennedy, one of our members here who is well versed in the dark arts of financial institutions, including financial reviews by, as he calls them, the Cardinals.

Let me offer some friendly advice. You've had some issues with the US Airways card and now this. Before you get yourself into any deeper issues, stop, get familiar with these devices, and quit trying to rack up a bunch of miles before you know what you're doing. You screw up now, you may not be able to get back into the miles game with credit cards for another ten years.

I see. Thanks for the info and advice!

However, I don't see much of an issue here (pls correct me if I'm wrong). All I'm trying to do here is sending money among multiple AP accounts to meet minimum spending requirements. Will CC companies have any problem with this? Won't the worst case be AP shutting me down?

I'm not well versed in the CC scene, however, I take the message above as stop and read and re read and re read, since you have had troubles with 2 routes at this point.

If a CC shuts you down, it could affect your credit and if that co. has multiple accounts (such as Chase, Amex, etc) you may be ban for years to come.

Avoid troubles as much as possible. From reading multiple threads, it appears many times, those with troubles are those pushing the limits and trying to use the miles games with limited knowledge or testing waters without care.

It's really your choice, but that was just a piece of advice that FT member was giving you.

IMHO, I think it's better to move slow and learn along the way.^

I think you missed the boat somewhere because I transfer and receive $1000 every month and have never once paid a fee. Maybe you are looking at fees associated with another type of transaction type?

B of H work as a purchase?
 

Anyone used a B of H (Bank of Hawaii) card with success? I searched and couldn't find a reference.

I just received my first B of H card and I'm ready to use it. Since B of A works I'm guessing this one will too ( I think they both use FIA back end). Just looking for empirical evidence.

Thanks & aloha!

Be warned guys, just got this today:

I didn't do anything new. Been doing the same transactions for over a year now and its been a week since I used this account, so it doesn't seem like anything in particular triggered this action.

Dad to Go......I think I might be looking at the wrong account type in trying to figure this all out. Can you tell if I understand this whole correctly? So I'm waiting for deposits to hit my account to verify. Once i do that, I'm ready to roll. And my boyfriend is setting up his account too. So I can send him money, up to $1,000 a month from my aa cc, he will receive it and withdraw it into his checking account assoc with his amazon account. And the same for my bf, he can send me money with his card, I withdraw that money into my checking. That simple, correct. Do I select "good and service". Or does it matter?

And with reading the post above, it says combined sending and receiving limit, so I cant send $1,000 and also receive $1,000. Because that would combine to $2,000, correct?

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The word "and" is the key. You can send "and" receive >$1000/month. I'd suggest reading the first few pages of this thread.