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WoH Credit card! [Launched 2018] (Chase)

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Old Aug 11, 2018, 3:23 pm
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Last edit by: TravelinSperry

World of Hyatt Credit Card benefit details and notes


Anniversary Free Night Award (Category 1-4)
  • Issued 10 weeks after cardmember anniversary date
  • Expires 1 year after issuance
  • Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards
Additional Free Night Award (Category 1-4) with $15k spend
  • The spend counter for this benefit tracks total cumulative purchases during the current calendar year (excluding $95 annual fee and any other non-qualifying transactions).
  • The spend counter for this benefit resets at the beginning of every calendar year. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Two Additional Night Credits" spend counter below.
  • Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross $15k)
  • Expires 1 year after issuance
  • Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards
  • Cardmembers are eligible for only 1 Additional Free Night Award per calendar year (e.g., spending $30k does not result in two Additional Free Night Awards
Two Additional Night Credits with every $5k spend
  • The spend counter for this benefit tracks total cumulative purchases since account opening (excluding $95 annual fee and any other non-qualifying transactions)
  • This spend counter never resets. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Additional Free Night Award" spend counter above.
  • Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross a multiple of $5k)
  • For World of Hyatt status qualification purposes, the night credits are associated with the TRANSACTION date of the triggering transaction, not the posting date and not the statement closing date. For example, triggering transactions on 12/31/2022 (transaction date) will result in 2 night credits for the 2022 status year, regardless of posting date or statement closing date. Based on FT reports, transaction date appears to be based on the US Eastern Time Zone.
  • World of Hyatt Credit Card: timing for $5k spend 2 qualifying nights
Other Benefits
  • 4 Bonus Points per $1 spent on purchases at Hyatt hotels
  • 2 Bonus Points per $1 spent on restaurants, airline tickets purchased directly from the airline, local transit and commuting, and fitness club and gym memberships
  • 1 Bonus Point per $1 spent on all other purchases
  • Discoverist status every year
  • 5 qualifying night credits every year
  • No foreign transaction fees
  • Travel & purchase coverage

Other notes and tips


Chase spending tracker
  • The Chase spending tracker is useful for calculating your spend counter for the $15k Additional Free Night Award and your spend counter for the Two Additional Night Credits
  • Chase mobile app: "View all transactions", then switch to the "Spending Summary" tab
  • Chase website: From the main page, on the right hand side, click the "Spending & Budgeting" menu, then choose "Spending Summary"
  • Remember to add spend from prior calendar year(s) as needed (see spend counter notes above), and to subtract $95 annual fee and any other non-qualifying transactions from all years
  • Full list of non-qualifying transactions: returns, refunds, balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee

Sign-up bonus offer


Chase card overview and application page: Link

Current sign-up offer (as of Feb 1, 2022): Earn up to 60,000 Bonus Points
  • 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening.
  • Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Previous sign-up offer: Earn up to 50,000 Bonus Points and 10 Night Credits (last checked: Dec 22, 2020 - no mention of 10 night credits)
  • Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
  • Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases within the first 6 months of account opening.
  • Apply by December 31, 2020 and get 10 qualifying night credits towards your next tier status in 2020 and 2021.

Previous sign-up offer: Earn up to 50,000 Bonus Points (ended Apr 14, 2020)
  • Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
  • Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.

Previous sign-up offer: Earn up to 60,000 Bonus Points (ended Jan 9, 2019)
  • Earn 40,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
  • Plus, earn an additional 20,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.
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WoH Credit card! [Launched 2018] (Chase)

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Old Jun 24, 2019, 5:14 pm
  #1111  
 
Join Date: Jul 2013
Programs: Marriott Tit, Hyatt Diamond, AA EXP, UA Silver, IHG Plat
Posts: 427
I've scrolled through and haven't seen this mentioned.

The card provides 1x, but the extra 10k points at 70, 80, 90 and 100 nights changes the calculation.

I'll hit 60 nights organically. Thus: 25k spend nets 10 qualifying nights which includes 10k extra points. This comes out to 35k or 1.4 points per dollar. It's a nice alternative to the Freedom Unlimited (which I don't have) for non-bonus category spend.

If you value a TSU more than 10k points, then this is an even better deal

Edit: I upgraded my card Saturday and asked for expedited delivery. It arrived today (Monday) and the 5 nights have already posted. I also asked about the 2k upgrade offer and the agent said she couldn't find an email being sent to me about it and thus it wasn't an option.

Last edited by drewp123; Jun 24, 2019 at 5:19 pm
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Old Jun 24, 2019, 5:33 pm
  #1112  
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Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Upgrade to WoH Card?

I'm still debating on the upgrade of the other old Hyatt card in the family. We already have one main WoH card with status. This old Hyatt card was opened in early 2018 and won't get to 5/24 for quite some time. So the hope to land the new WoH card is pretty remote. I've resisted the urge to upgrade this card for some time since the marginal benefit is just the free night at $15k spend. At $15k spend, it is essentially a 2x spend, which is still quite good.

I do not see any other benefits from holding this 2nd Hyatt card other than the free night. We can cancel this card and hope to get the new WoH bonus, but it is going to be late 2020. Or just upgrade now and get the $15k spend free night and be done with it.
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Old Jun 24, 2019, 5:35 pm
  #1113  
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Join Date: Oct 2017
Location: Miami, Florida
Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold
Posts: 4,009
I'd just keep it the same for the free night and then get the new card next year, if eligible. Canceling now seems unwise, since Chase could go to 5/36 or require 48 months between same-family bonuses or something.
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Old Jun 25, 2019, 6:19 am
  #1114  
 
Join Date: Mar 2014
Location: NYC
Programs: DL Platinum, AA Plat Pro, Bonvoy Lifetime Platinum, JetBlue Mosaic 3, Amtrak Select
Posts: 966
Originally Posted by drewp123
I've scrolled through and haven't seen this mentioned.

The card provides 1x, but the extra 10k points at 70, 80, 90 and 100 nights changes the calculation.

I'll hit 60 nights organically. Thus: 25k spend nets 10 qualifying nights which includes 10k extra points. This comes out to 35k or 1.4 points per dollar. It's a nice alternative to the Freedom Unlimited (which I don't have) for non-bonus category spend.

If you value a TSU more than 10k points, then this is an even better deal

Edit: I upgraded my card Saturday and asked for expedited delivery. It arrived today (Monday) and the 5 nights have already posted. I also asked about the 2k upgrade offer and the agent said she couldn't find an email being sent to me about it and thus it wasn't an option.
Plus the free night for hitting 15k in spending. When done right this can be a great card for non bonus spending
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Old Jun 25, 2019, 8:33 am
  #1115  
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Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Originally Posted by uppereastsider

Plus the free night for hitting 15k in spending. When done right this can be a great card for non bonus spending
The $15k is likely way spent before we hit 60 nights. After that, this card is a $ loser (1.4x) unless you value the suite upgrade more than 10,000, or $160 or so.
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Old Jun 25, 2019, 6:33 pm
  #1116  
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Join Date: Oct 2014
Posts: 10,904
Originally Posted by drewp123
I've scrolled through and haven't seen this mentioned.

The card provides 1x, but the extra 10k points at 70, 80, 90 and 100 nights changes the calculation.

I'll hit 60 nights organically. Thus: 25k spend nets 10 qualifying nights which includes 10k extra points. This comes out to 35k or 1.4 points per dollar. It's a nice alternative to the Freedom Unlimited (which I don't have) for non-bonus category spend.

If you value a TSU more than 10k points, then this is an even better deal
I mentioned it, though in another thread: https://www.flyertalk.com/forum/31227633-post618.html

But yes, you are absolutely night. This card is much more valuable than a lot of people give it credit for. If I had to go down to 2 cards in my wallet, it would be the CSR and this one.
skywalkerLAX and drewp123 like this.
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Old Jun 25, 2019, 10:01 pm
  #1117  
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Join Date: Jan 2017
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Posts: 4,412
It really depends on what CCs you carry. After my 60 nights, this card won't see much use any more. Even my CSR spending has gone down quite a lot this year. I carry AmEx BBP, Gold and Plat. Chase Unlimited, Ink+, and all the 5% category cards. Also the CNB Crystal CC for family daily use. 1.4x card is not that attractive any more.
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Old Jun 29, 2019, 6:31 pm
  #1118  
 
Join Date: Jan 2006
Programs: Rapid Rewards, Marriott Rewards
Posts: 50
I am still on the old WOH card (my 3rd yr having it). Other than paying for the annual, I didn't make any other charges this year. Would I still receive the anniversary free night>
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Old Jun 29, 2019, 8:35 pm
  #1119  
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Join Date: Oct 2017
Location: Miami, Florida
Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold
Posts: 4,009
Yes, you’ll get it.
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Old Jul 1, 2019, 2:37 am
  #1120  
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Join Date: Jul 2005
Location: Seat 2A
Programs: AA EXP LT GLD 1MM, BA GLD, NH/UA*G, Hyatt Dia, Marr Tit LT PLT, IHG Spire,HH Dia, MGM NOIR,Hertz PC
Posts: 10,571
Originally Posted by VegasGambler
I mentioned it, though in another thread: https://www.flyertalk.com/forum/31227633-post618.html

But yes, you are absolutely night. This card is much more valuable than a lot of people give it credit for. If I had to go down to 2 cards in my wallet, it would be the CSR and this one.
Totally. I've reduced my cards to 5 now
  • CSR
  • Hyatt Visa
  • IHG Mastercard
  • Marriott BonVoy (former SPG) Amex
  • Amex Gold Charge Card (downgraded from Platinum)
All of the hotel cards more than pay for themselves through the annual free night. The boost of annual qualification nights with both Hyatt and Bonvoy is an added bonus.
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Old Jul 1, 2019, 3:40 pm
  #1121  
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Join Date: Oct 2014
Posts: 10,904
Originally Posted by skywalkerLAX
Totally. I've reduced my cards to 5 now
  • CSR
  • Hyatt Visa
  • IHG Mastercard
  • Marriott BonVoy (former SPG) Amex
  • Amex Gold Charge Card (downgraded from Platinum)
All of the hotel cards more than pay for themselves through the annual free night. The boost of annual qualification nights with both Hyatt and Bonvoy is an added bonus.
How many nights a year do you spend in a hotel?
VegasGambler is offline  
Old Jul 1, 2019, 11:24 pm
  #1122  
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Join Date: Jul 2005
Location: Seat 2A
Programs: AA EXP LT GLD 1MM, BA GLD, NH/UA*G, Hyatt Dia, Marr Tit LT PLT, IHG Spire,HH Dia, MGM NOIR,Hertz PC
Posts: 10,571
Originally Posted by VegasGambler
How many nights a year do you spend in a hotel?
130 +/- on average.
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Old Jul 1, 2019, 11:33 pm
  #1123  
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Join Date: Oct 2014
Posts: 10,904
Originally Posted by skywalkerLAX
130 +/- on average.
Oh yeah, then having 3 hotel cards makes a lot of sense
VegasGambler is offline  
Old Jul 2, 2019, 12:01 am
  #1124  
FlyerTalk Evangelist
 
Join Date: Jul 2005
Location: Seat 2A
Programs: AA EXP LT GLD 1MM, BA GLD, NH/UA*G, Hyatt Dia, Marr Tit LT PLT, IHG Spire,HH Dia, MGM NOIR,Hertz PC
Posts: 10,571
Originally Posted by VegasGambler
Oh yeah, then having 3 hotel cards makes a lot of sense
Thinking about adding the Hilton one as well as I use IHG/Hilton only at select properties and the cards help to maintain Platinum/Diamond status without doing anything.

Hyatt & SPG/Marriott are my main chains where I usually clock in ~ 40-50 nights each.
skywalkerLAX is offline  
Old Jul 15, 2019, 9:44 am
  #1125  
 
Join Date: Jan 2015
Programs: Hyatt Diamond; HHonors Dia; Langham Voyager; Marriot & SPG Gold; UA Gold; AA Plat
Posts: 54
Originally Posted by afmiami
Does anybody know how spending at a SLH is treated using the WoH card? Bonus points like a Hyatt?
According to the WoH Card T & C's, SLH properties get 4x when utilising this card.

I have no use-case anecdotal evidence, however.
yoganeck is offline  


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