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World of Hyatt Credit Card benefit details and notes

Anniversary Free Night Award (Category 1-4)

• Issued 10 weeks after cardmember anniversary date
• Expires 1 year after issuance
• Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards

Additional Free Night Award (Category 1-4) with $15k spend

• The spend counter for this benefit tracks total cumulative purchases during the current calendar year (excluding $95 annual fee and any other non-qualifying transactions).
• The spend counter for this benefit resets at the beginning of every calendar year. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Two Additional Night Credits" spend counter below.
• Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross $15k)
• Expires 1 year after issuance
• Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards
• Cardmembers are eligible for only 1 Additional Free Night Award per calendar year (e.g., spending $30k does not result in two Additional Free Night Awards

Two Additional Night Credits with every $5k spend

• The spend counter for this benefit tracks total cumulative purchases since account opening (excluding $95 annual fee and any other non-qualifying transactions)
• This spend counter never resets. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Additional Free Night Award" spend counter above.
• Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross a multiple of $5k)
• For World of Hyatt status qualification purposes, the night credits are associated with the TRANSACTION date of the triggering transaction, not the posting date and not the statement closing date. For example, triggering transactions on 12/31/2022 (transaction date) will result in 2 night credits for the 2022 status year, regardless of posting date or statement closing date. Based on FT reports, transaction date appears to be based on the US Eastern Time Zone.
• World of Hyatt Credit Card: timing for $5k spend 2 qualifying nights

Other Benefits

• 4 Bonus Points per $1 spent on purchases at Hyatt hotels
• 2 Bonus Points per $1 spent on restaurants, airline tickets purchased directly from the airline, local transit and commuting, and fitness club and gym memberships
• 1 Bonus Point per $1 spent on all other purchases
• Discoverist status every year
• 5 qualifying night credits every year
• No foreign transaction fees
• Travel & purchase coverage

Other notes and tips

Chase spending tracker

• The Chase spending tracker is useful for calculating your spend counter for the $15k Additional Free Night Award and your spend counter for the Two Additional Night Credits
• Chase mobile app: "View all transactions", then switch to the "Spending Summary" tab
• Chase website: From the main page, on the right hand side, click the "Spending & Budgeting" menu, then choose "Spending Summary"
• Remember to add spend from prior calendar year(s) as needed (see spend counter notes above), and to subtract $95 annual fee and any other non-qualifying transactions from all years
• Full list of non-qualifying transactions: returns, refunds, balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee

Sign-up bonus offer

Chase card overview and application page: Link

Current sign-up offer (as of Feb 1, 2022): Earn up to 60,000 Bonus Points

• 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening.
• Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Previous sign-up offer: Earn up to 50,000 Bonus Points and 10 Night Credits (last checked: Dec 22, 2020 - no mention of 10 night credits)

• Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
• Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases within the first 6 months of account opening.
• Apply by December 31, 2020 and get 10 qualifying night credits towards your next tier status in 2020 and 2021.

Previous sign-up offer: Earn up to 50,000 Bonus Points (ended Apr 14, 2020)

• Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
• Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.

Previous sign-up offer: Earn up to 60,000 Bonus Points (ended Jan 9, 2019)

• Earn 40,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
• Plus, earn an additional 20,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.