What is the most useful frequent flyer blog?
Mar 14, 2013, 7:57 am
#1891
Original Member, Ambassador: External Miles and Points Resources
Join Date: May 1998
Location: Digital Nomad Wandering the Earth - Currently in LIMA, PERU
Posts: 58,624
Mar 14, 2013, 9:10 am
#1892
Join Date: Feb 2001
Location: Ann Arbor, Michigan
Programs: Airline Free Agent, Fairmont Lifetime Platinum, Hyatt Globalist, Hilton Honors Diamond
Posts: 3,041
Please be nice, we were all newbies once
Mar 14, 2013, 9:25 am
#1893
Join Date: Nov 2012
Location: 1A with Dom Perignon
Programs: Platinum Sky Pimp
Posts: 86
HA - had to love TPG's post today... opening paragraph
"TPG contributor Jason Steele is back with another in-depth look at the Chase Ink family of credit cards and how you can maximize their category spending bonsues and gift cards."
"Another" is definately an understatement...
"TPG contributor Jason Steele is back with another in-depth look at the Chase Ink family of credit cards and how you can maximize their category spending bonsues and gift cards."
"Another" is definately an understatement...
Nooooooooooooooooo..This had full potential to write one new topic for each restaurant as I proposed yesterday. Jason, you'd be making a bank at $50 a pop for "How to maximize UR points at ___________"
Staples Restaurants: Applebee’s, Chili’s, Coldstone Creamery, Red Lobster, Ruby Tuesday, Panera, PF Chang, and Subway.
Office Max Restaurants: Baja Fresh, Cheesecake Factory, Chili’s, Ihop, Olive Garden, Outback Steakhouse, Panera, PF Chang’s, Pizza Hut, Red Lobster, Red Robin, Starbucks, Subway, and TGI Friday.
Office Max Restaurants: Baja Fresh, Cheesecake Factory, Chili’s, Ihop, Olive Garden, Outback Steakhouse, Panera, PF Chang’s, Pizza Hut, Red Lobster, Red Robin, Starbucks, Subway, and TGI Friday.
Mar 14, 2013, 9:56 am
#1894
Join Date: Feb 2001
Location: Ann Arbor, Michigan
Programs: Airline Free Agent, Fairmont Lifetime Platinum, Hyatt Globalist, Hilton Honors Diamond
Posts: 3,041
Now that my Chase Freedom card looks like it will not earn the 10+10% I better go and buy a Panera GC from my local Office Max to get 5x. Thank you fishdance for the tip. We should have a prize how many Ink related posts appear in blogs in a single day or which blogger posts the very next one ( I am sure many are working them right NOW)
Mar 14, 2013, 11:17 am
#1895
Used to be garyjr316
Join Date: Feb 2011
Location: LAX or SBA
Programs: AAdvantage, MileagePlus, Gold Passport, Hilton HHonors, Marriott
Posts: 800
Mar 14, 2013, 11:46 am
#1896
Join Date: Feb 2013
Posts: 212
Thanks, hsilman, for your kind words. Much appreciated. I have already benefited from advice offered here and on milepoint, as well as on selected blogs, and am happy to contribute when I have something to say!
Mar 14, 2013, 2:35 pm
#1897
Join Date: Nov 2011
Posts: 6,385
The argument I've heard is the opposite (and keep in mind what I'm saying after this is just what I've heard, but it makes sense):
With Chip + PIN, the bank assumes that if the transaction goes through, then you must have authorized it. Who else would know the PIN? I've heard it is very difficult to dispute transactions.
With signature based transactions in the U.S. the responsibility lies with the merchant to prove that it was an authorized transaction. When you dispute a charge, the bank can go to the merchant and tell them to prove you were there. I've never had any problem disputing a charge in the past.
Now, maybe a PIN makes it hard to get a bad charge to go through in the first place, but if god forbid someone should figure it out, then you're screwed as far as I see it.
With Chip + PIN, the bank assumes that if the transaction goes through, then you must have authorized it. Who else would know the PIN? I've heard it is very difficult to dispute transactions.
With signature based transactions in the U.S. the responsibility lies with the merchant to prove that it was an authorized transaction. When you dispute a charge, the bank can go to the merchant and tell them to prove you were there. I've never had any problem disputing a charge in the past.
Now, maybe a PIN makes it hard to get a bad charge to go through in the first place, but if god forbid someone should figure it out, then you're screwed as far as I see it.
With PINs, yes, it could go either way. Yes, that's why you make your pin random. Ideally though I'd like chip and signature.
Why I think it's safe in Canada (and I could be wrong) is that simply I haven't heard as much fraud in Canada vs. the States. I've heard several bloggers (as well as several horror stories from my American friends) where there are strange charges on your card. Yes, the fraud protection does help I think, but there's a much greater chance of fraud. I've never heard of unauthorized charges in Canada since the chip and pin switchover several years ago. It could be because of the stripe, but then I'm not sure about that.
Mar 14, 2013, 3:26 pm
#1898
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
For me I don't think it's the pin or signature that's the issue. It's the chip vs. the magnetic stripe. Because AFAIK it's easy to swipe the stripe, but much harder to duplicate the chip.
With PINs, yes, it could go either way. Yes, that's why you make your pin random. Ideally though I'd like chip and signature.
Why I think it's safe in Canada (and I could be wrong) is that simply I haven't heard as much fraud in Canada vs. the States. I've heard several bloggers (as well as several horror stories from my American friends) where there are strange charges on your card. Yes, the fraud protection does help I think, but there's a much greater chance of fraud. I've never heard of unauthorized charges in Canada since the chip and pin switchover several years ago. It could be because of the stripe, but then I'm not sure about that.
With PINs, yes, it could go either way. Yes, that's why you make your pin random. Ideally though I'd like chip and signature.
Why I think it's safe in Canada (and I could be wrong) is that simply I haven't heard as much fraud in Canada vs. the States. I've heard several bloggers (as well as several horror stories from my American friends) where there are strange charges on your card. Yes, the fraud protection does help I think, but there's a much greater chance of fraud. I've never heard of unauthorized charges in Canada since the chip and pin switchover several years ago. It could be because of the stripe, but then I'm not sure about that.
http://www.cbc.ca/news/canada/montre...-montreal.html
Mar 14, 2013, 6:18 pm
#1899
Join Date: May 2009
Location: South Park, CO
Programs: Tegridy Elite
Posts: 5,678
Mar 14, 2013, 6:34 pm
#1900
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
Posts: 4,904
Mar 14, 2013, 6:38 pm
#1901
Join Date: Feb 2010
Location: ORD
Programs: US Air, UA BA LH AI DELTA MARRIOTT CHOICE SGP
Posts: 9,883
Mar 14, 2013, 6:55 pm
#1903
Join Date: Jan 2005
Location: DEN
Programs: UA Gold-MM, AA Gold-MM, F9-Silver, Hyatt Something, Marriott Gold, IHG Plat, Hilton Diamond
Posts: 6,393
Considering my wife once mistakenly ordered us a $25 pot of tea in China, I certainly wish the Sapphire card had existed back then. I think I heard that it earns 2X at restaurants. And no FX fees! No FX fees! Did you know that????
Mar 14, 2013, 7:06 pm
#1904
Join Date: Nov 2011
Posts: 6,385
Use a debit machine that has a chip reader.
Interesting how they targeted debit cards and bank accounts. I wonder if you can restrict cash advances...
Mar 14, 2013, 7:24 pm
#1905
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
Guard the pin - well these guys had access to regular cashier machines
Use cash - wow did they have Einstein write that one?