Last edit by: MDtR-Chicago
US Bank Flexperks credit cards
U.S. Bank FlexPerks® Gold American Express® Card
U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card
U.S. Bank FlexPerks® Select+ American Express® Card
__________________________________________________ _________
Flexperks FAQ: http://www.flexperks.com/credit/rewardsRedemption.do
application page: http://www.flexperks.com/credit/welc...w&lang=en&exp=
Flexperks Real-Time Rewards Confirmed Merchants:
Flexperks listed examples: "United, American, British Airways, Emirates, JetBlue, Southwest, Delta, Sun Country", however BEWARE that "non U.S. merchants" are not supposed to work (i.e. British Airway & Emirates). Supervisor has said that this list hasn't been updated to exclude non-US airlines. Note that it will be difficult to get any transactions covered if Real-time Rewards do not work automatically.
Airlines:
Lodging:
Other:
U.S. Bank FlexPerks® Gold American Express® Card
U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card
U.S. Bank FlexPerks® Select+ American Express® Card
__________________________________________________ _________
Flexperks FAQ: http://www.flexperks.com/credit/rewardsRedemption.do
application page: http://www.flexperks.com/credit/welc...w&lang=en&exp=
Flexperks Real-Time Rewards Confirmed Merchants:
Flexperks listed examples: "United, American, British Airways, Emirates, JetBlue, Southwest, Delta, Sun Country", however BEWARE that "non U.S. merchants" are not supposed to work (i.e. British Airway & Emirates). Supervisor has said that this list hasn't been updated to exclude non-US airlines. Note that it will be difficult to get any transactions covered if Real-time Rewards do not work automatically.
Airlines:
- American Airlines
- Delta
- Southwest
- Sun Country
- United Airlines
Lodging:
Other:
- Uber
U.S. Bank FlexPerks
#961
Join Date: Nov 2011
Location: SFO/SJC
Programs: whatever comes with CCs
Posts: 1,082
I had the most awesome redemption yesterday. I booked a one way IST-DXB flight on Emirates that was going for $399.4
At times like these I feel pretty happy about this card. I will continue to maximize thsi program
At times like these I feel pretty happy about this card. I will continue to maximize thsi program
#962
Join Date: Jul 2009
Location: RDU
Programs: Delta silver, HH silver, IHG platinum, SPG gold, AMEX platinum
Posts: 400
#963
Join Date: Aug 2005
Programs: AA LTP, UA, DL, HH, Marriott/SPG
Posts: 585
Pay no foreign transaction fees starting 9/1/14
Per the brochure I got in the mail today:
"Pay in euros, pesos or pounds with no added fees.
Starting September 1, when you use your Flexperks Travel Rewards Visa Signature card for purchases in non-U.S. currencies, you pay no foreign transaction fees. And with the improved overseas acceptance you get with our chip technology, you'll only need one travel card.3. Learn more at flexperkspromos.usbank.com."
"3. Foreign Transaction Fees.. No fees will be charged for foreign transactions occurring on or after September 1, 2014."
"Pay in euros, pesos or pounds with no added fees.
Starting September 1, when you use your Flexperks Travel Rewards Visa Signature card for purchases in non-U.S. currencies, you pay no foreign transaction fees. And with the improved overseas acceptance you get with our chip technology, you'll only need one travel card.3. Learn more at flexperkspromos.usbank.com."
"3. Foreign Transaction Fees.. No fees will be charged for foreign transactions occurring on or after September 1, 2014."
Last edited by I Love to Travel; Aug 27, 2014 at 6:18 pm Reason: Edited to add #3 listed in the T&Cs on the brochure.
#964
Join Date: Dec 2003
Location: St. Paul, MN
Programs: Walmart Super Elite
Posts: 727
Per the brochure I got in the mail today:
"Pay in euros, pesos or pounds with no added fees.
Starting September 1, when you use your Flexperks Travel Rewards Visa Signature card for purchases in non-U.S. currencies, you pay no foreign transaction fees. And with the improved overseas acceptance you get with our chip technology, you'll only need one travel card.3. Learn more at flexperkspromos.usbank.com."
"Pay in euros, pesos or pounds with no added fees.
Starting September 1, when you use your Flexperks Travel Rewards Visa Signature card for purchases in non-U.S. currencies, you pay no foreign transaction fees. And with the improved overseas acceptance you get with our chip technology, you'll only need one travel card.3. Learn more at flexperkspromos.usbank.com."
#966
Join Date: Nov 2010
Location: Washington, DC
Posts: 393
#967
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Atlanta, GA, USA
Programs: Frontier Gold, DL estranged 1MMer, Spirit VIP, CO/NW/UA/AA once gold/plat/comped gold now dust.
Posts: 38,166
Of course, the whole invention and imposition of the "conversion fees" a few years ago was really a collusion example (invent a fee with little or no cost basis, see if others match). Capital One was the real hero in not going along, as were some credit unions and smaller operators that had either 0% or 1% (the 1% more than enough to cover the occasional volatility whipsaws).
U.S. Bank obviously figured out they're losing lots of business as savvy frequent travelers resist the fees. It's also notable that both U.S. Bank and CapOne are POINTS-BASED, which can be positive because the award tickets count as paid tickets, earn miles, get status perks, etc. That model is also open for competition, whereas banks partnering exclusively with airlines works against that on the miles-based side.
^^^ This might deserve a standalone thread in a more prominent forum just to alert people that a second major issuer has dropped the conversion fees.
#968
Join Date: Nov 2011
Location: SFO/SJC
Programs: whatever comes with CCs
Posts: 1,082
+1. It's one of those all-too-infrequent examples of banks COMPETING rather than colluding (i.e. one raises fees, the rest follow).
U.S. Bank obviously figured out they're losing lots of business as savvy frequent travelers resist the fees. It's also notable that both U.S. Bank and CapOne are POINTS-BASED, which can be positive because the award tickets count as paid tickets, earn miles, get status perks, etc. That model is also open for competition, whereas banks partnering exclusively with airlines works against that on the miles-based side.
U.S. Bank obviously figured out they're losing lots of business as savvy frequent travelers resist the fees. It's also notable that both U.S. Bank and CapOne are POINTS-BASED, which can be positive because the award tickets count as paid tickets, earn miles, get status perks, etc. That model is also open for competition, whereas banks partnering exclusively with airlines works against that on the miles-based side.
while dropping forex fees is good news for this card, I'm still not going to use this card abroad. I use this card exclusively at grocery stores and I don't really go to grocery stores when abroad. You can use the gas station or airlines category, assuming you remember not to spend much in other bonus categories.
In the best case this is a 2% everywhere and 4% bonus card. For non bonused spend, I prefer the arrival for 2.2% as arrival points far easier to redeem. I think the higher AF is worth it ($89 vs $49).
I think capone venture is 2% everywhere with $59 fee? That is also much better than flexperks.
In short, flexperks cards are only worthwhile for bonus categories and even in those you have good options to this card
#969
Join Date: Apr 2006
Location: LIS/ATL/other
Programs: UA 1K, Avis PC, Hertz PC, Sixt Plat, Marriott Gold, HH Silver
Posts: 1,983
#971
Join Date: Feb 2004
Location: NYC
Programs: Amtrak Select Plus, Marriott Platinum, Marriott Lifetime Gold, Hilton Diamond
Posts: 3,123
#972
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
I would expect they would, if you cancel. However, I think there's still a no-annual-fee version of the card available (which earns points only half as fast). That's the one I've had for years. If you can convert to the no-AF FlexPerks card, that would seem to be the way to keep the points (up to 5 years from when you earn them) while not continuing to pay the annual fee. Just make sure you're done earning via spending before you convert (because of the poorer earning rate on the no-AF card).
#973
Join Date: Feb 2009
Posts: 699
received a mailing advertising no foreign transaction fees and almost missed the promo on the same mailing (noticed it just as i was about to shred it ).
register at flexperkspromos.usbank.com
from the registered promo tab:
"This fall, get 3,500 bonus FlexPoints for using your FlexPerks® Visa® card.
Fall is the perfect time for quick family getaways. It's also a great time to quickly accumulate FlexPoints. When you spend $1500 with your FlexPerks Travel Rewards Visa Signature from September 1–October 31, 2014, you'll earn 3,500 bonus FlexPoints. Then use your earnings to redeem rewards from our wide selection of electronics, fashion, sports gear, gift cards and more."
i registered a family member's card and they had earn 3500 pts with $750 in purchases!
register at flexperkspromos.usbank.com
from the registered promo tab:
"This fall, get 3,500 bonus FlexPoints for using your FlexPerks® Visa® card.
Fall is the perfect time for quick family getaways. It's also a great time to quickly accumulate FlexPoints. When you spend $1500 with your FlexPerks Travel Rewards Visa Signature from September 1–October 31, 2014, you'll earn 3,500 bonus FlexPoints. Then use your earnings to redeem rewards from our wide selection of electronics, fashion, sports gear, gift cards and more."
i registered a family member's card and they had earn 3500 pts with $750 in purchases!
#974
Join Date: Apr 2006
Location: LIS/ATL/other
Programs: UA 1K, Avis PC, Hertz PC, Sixt Plat, Marriott Gold, HH Silver
Posts: 1,983
received a mailing advertising no foreign transaction fees and almost missed the promo on the same mailing (noticed it just as i was about to shred it ).
register at flexperkspromos.usbank.com
from the registered promo tab:
"This fall, get 3,500 bonus FlexPoints for using your FlexPerks® Visa® card.
Fall is the perfect time for quick family getaways. It's also a great time to quickly accumulate FlexPoints. When you spend $1500 with your FlexPerks Travel Rewards Visa Signature from September 1–October 31, 2014, you'll earn 3,500 bonus FlexPoints. Then use your earnings to redeem rewards from our wide selection of electronics, fashion, sports gear, gift cards and more."
i registered a family member's card and they had earn 3500 pts with $750 in purchases!
register at flexperkspromos.usbank.com
from the registered promo tab:
"This fall, get 3,500 bonus FlexPoints for using your FlexPerks® Visa® card.
Fall is the perfect time for quick family getaways. It's also a great time to quickly accumulate FlexPoints. When you spend $1500 with your FlexPerks Travel Rewards Visa Signature from September 1–October 31, 2014, you'll earn 3,500 bonus FlexPoints. Then use your earnings to redeem rewards from our wide selection of electronics, fashion, sports gear, gift cards and more."
i registered a family member's card and they had earn 3500 pts with $750 in purchases!