Last edit by: TravelinSperry
HSBC (USA) Premier has eleven airline transfer partners, and two hotel chain partners. Cards issued in other countries may have different partners and transfer ratios
ONE WORLD
British Airways (Avios) 1:25:1
Iberia (Avios) 1:25:1
Qantas 1:1
Qatar Airways (Avios) 1.25:1
SKYTEAM
Flying Blue 1.25:1
STAR
Avianca 1.25:1
Eva Air 1.25:1
TAP Portugal 1:1
Turkish 1.25:1
INDEPENDENT
Aer Lingus (Avios) 1:25:1
Emirates 1:1
HOTELS
Accor 2:1
Wyndham 1.25:1
ONE WORLD
British Airways (Avios) 1:25:1
Iberia (Avios) 1:25:1
Qantas 1:1
Qatar Airways (Avios) 1.25:1
SKYTEAM
Flying Blue 1.25:1
STAR
Avianca 1.25:1
Eva Air 1.25:1
TAP Portugal 1:1
Turkish 1.25:1
INDEPENDENT
Aer Lingus (Avios) 1:25:1
Emirates 1:1
HOTELS
Accor 2:1
Wyndham 1.25:1
HSBC Premier World MasterCard
#571
Join Date: Apr 2012
Location: SFO
Programs: AS MVP Gold 75K, UA Gold, Marriott LTT, Avis President's Club
Posts: 1,539
I'm a recent Premier customer (I like how having 5k/mo via Direct Deposit qualifies you). Looking at the CCs it seems the Premier World Mastercard is a no brainier as the AF is waived (I guess the con is that it burns a 5/24 slot). The Premier World Elite Mastercard has an effective AF of $195 after the travel and rideshare credit. A few questions I'm hoping some people may know.
- Is this card worth it? (I know that is subjective)
- Are there any other major benefits I'm not seeing on the website? Maybe some soft benefits?
- HSBC tech isn't that great. Do the credits post automatically or does it require calling in?
- Is the travel portal 1.5cpp and is that interface somewhat easy to navigate?
#572
Join Date: Feb 2013
Location: Miami, FL
Programs: UA 1MM, AA Plat, Marriott LT Titanium, Hyatt Glob, IHG ♢ Amb, Hilton ♢, Hertz Pres
Posts: 6,018
I'm a recent Premier customer (I like how having 5k/mo via Direct Deposit qualifies you). Looking at the CCs it seems the Premier World Mastercard is a no brainier as the AF is waived (I guess the con is that it burns a 5/24 slot). The Premier World Elite Mastercard has an effective AF of $195 after the travel and rideshare credit. A few questions I'm hoping some people may know.
- Is this card worth it? (I know that is subjective)
- Are there any other major benefits I'm not seeing on the website? Maybe some soft benefits?
- HSBC tech isn't that great. Do the credits post automatically or does it require calling in?
- Is the travel portal 1.5cpp and is that interface somewhat easy to navigate?
Travel portal cpp depends on redemptions. I always redeem for airlines miles and wait for their 30-40% bonus to do so.
I get card for free as Premier so that card is surely worth it. Works all over world, great exchange rates, and no or rare fraud nonsense like Cap One.
Also offers cell phone insurance so pay your cell bill with this card and they'll cover it against damage.
#573
Join Date: Apr 2012
Location: SFO
Programs: AS MVP Gold 75K, UA Gold, Marriott LTT, Avis President's Club
Posts: 1,539
Rideshare credits post automatically - no need to call. I've even gotten >$50 in some years... they have a weird way of calculating.
Travel portal cpp depends on redemptions. I always redeem for airlines miles and wait for their 30-40% bonus to do so.
I get card for free as Premier so that card is surely worth it. Works all over world, great exchange rates, and no or rare fraud nonsense like Cap One.
Also offers cell phone insurance so pay your cell bill with this card and they'll cover it against damage.
Travel portal cpp depends on redemptions. I always redeem for airlines miles and wait for their 30-40% bonus to do so.
I get card for free as Premier so that card is surely worth it. Works all over world, great exchange rates, and no or rare fraud nonsense like Cap One.
Also offers cell phone insurance so pay your cell bill with this card and they'll cover it against damage.
#575
Join Date: Apr 2012
Location: SFO
Programs: AS MVP Gold 75K, UA Gold, Marriott LTT, Avis President's Club
Posts: 1,539
#576
Join Date: Aug 2012
Posts: 779
#577
Join Date: Apr 2012
Location: SFO
Programs: AS MVP Gold 75K, UA Gold, Marriott LTT, Avis President's Club
Posts: 1,539
https://www.flyertalk.com/forum/31662404-post557.html
#578
Join Date: Apr 2012
Location: SFO
Programs: AS MVP Gold 75K, UA Gold, Marriott LTT, Avis President's Club
Posts: 1,539
Interesting data point. It seems the points from the HSBC Premier World Elite card post as the transactions clear. My first statement hasn't closed yet and I'm seeing points post to my account. That is pretty snazzy.
#579
Join Date: Oct 2006
Location: Newport Beach / San Francisco / Seattle
Programs: UA GS 1MM, Amex Centurion, Hyatt Globalist, Marriott Ambassador
Posts: 289
I noticed this as well - interesting! Have you noticed the rounding HSBC does with the Uber credit? I had a $23 ride round down to a $20 credit, and a $17 ride round UP to a $20 credit.
#580
Join Date: Apr 2012
Location: SFO
Programs: AS MVP Gold 75K, UA Gold, Marriott LTT, Avis President's Club
Posts: 1,539
I wish HSBC updated their IT. Their main website looks ok but once you login everything seems to be early 2000s.
#581
Join Date: Oct 2006
Location: Newport Beach / San Francisco / Seattle
Programs: UA GS 1MM, Amex Centurion, Hyatt Globalist, Marriott Ambassador
Posts: 289
The benefit for Uber/Lyft for the Premier cards are $50/$100 (depending on card) per calendar year. However, it’s up to $20 a ride. Another poster mentioned HSBCs odd rounding as well. You’d think on the $17 ride you’d just get a $17 credit.
I wish HSBC updated their IT. Their main website looks ok but once you login everything seems to be early 2000s.
I wish HSBC updated their IT. Their main website looks ok but once you login everything seems to be early 2000s.
And yea, the website (and mobile app) are a bit dated...
#582
Join Date: Jul 2003
Location: WAS/ Silver Spring, MD,USA
Programs: UA/AA
Posts: 857
Not to mention the glacial pace of an ACH transfer requiring 3 business days to complete. Or up to 5 days if you initiate the request on a Wednesday,Thursday or Friday. Most banks can complete the transfer in about one day. They just want to cash in on the float of your funds.
#583
Join Date: Apr 2012
Location: SFO
Programs: AS MVP Gold 75K, UA Gold, Marriott LTT, Avis President's Club
Posts: 1,539
Not to mention the glacial pace of an ACH transfer requiring 3 business days to complete. Or up to 5 days if you initiate the request on a Wednesday,Thursday or Friday. Most banks can complete the transfer in about one day. They just want to cash in on the float of your funds.
#585
Join Date: Aug 2012
Posts: 779
I just had an Uber trip in the amount of $21.28. I used an Uber code for 50% off. The total charged to my HSBC Premier card was $10.64. 3 days later, I got a rideshare benefit credit of $2.13. What is going on? Why is it only 10% of the ride (or 20% of the billed amount)?