Feb 14, 2020, 2:22 pm
Last edit by: TravelinSperry
HSBC (USA) Premier has eleven airline transfer partners, and two hotel chain partners. Cards issued in other countries may have different partners and transfer ratios
ONE WORLD
British Airways (Avios) 1:25:1
Iberia (Avios) 1:25:1
Qantas 1:1
Qatar Airways (Avios) 1.25:1
SKYTEAM
Flying Blue 1.25:1
STAR
Avianca 1.25:1
Eva Air 1.25:1
TAP Portugal 1:1
Turkish 1.25:1
INDEPENDENT
Aer Lingus (Avios) 1:25:1
Emirates 1:1
HOTELS
Accor 2:1
Wyndham 1.25:1
ONE WORLD
British Airways (Avios) 1:25:1
Iberia (Avios) 1:25:1
Qantas 1:1
Qatar Airways (Avios) 1.25:1
SKYTEAM
Flying Blue 1.25:1
STAR
Avianca 1.25:1
Eva Air 1.25:1
TAP Portugal 1:1
Turkish 1.25:1
INDEPENDENT
Aer Lingus (Avios) 1:25:1
Emirates 1:1
HOTELS
Accor 2:1
Wyndham 1.25:1
HSBC Premier World MasterCard
Feb 20, 2016, 2:23 pm
#331
Join Date: Sep 2000
Location: NYC, USA
Posts: 205
I originally opened the HSBC Premier World MasterCard together with a HSBC Premier checking account. I closed the checking account two years ago because of the horrible web site, the extremely slow ACH transfers and the substandard customer service. I kept the credit card, because it has no annual fee.
Today I noticed that the terms and conditions for the HSBC Premier credit card have changed. They have added language to say that they will assess a $95 annual fee if you don't have a corresponding checking account. As I barely use the account, I decided to close it.
Just a heads up to anyone who might be in the same situation.
Today I noticed that the terms and conditions for the HSBC Premier credit card have changed. They have added language to say that they will assess a $95 annual fee if you don't have a corresponding checking account. As I barely use the account, I decided to close it.
Just a heads up to anyone who might be in the same situation.
Feb 20, 2016, 3:54 pm
#333
Join Date: Jun 2013
Location: SJC/SFO
Posts: 373
Feb 20, 2016, 3:58 pm
#334
Join Date: Jun 2013
Location: SJC/SFO
Posts: 373
Feb 20, 2016, 3:58 pm
#335
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
Answer varies by country of issue, and circumstances. If you benefit from the account relationship the USA credit card is a useful aspect.
Why HSBC Premier? We have two homes, one in Miami, one in London, HSBC branch within walking distance of each. Instantaneous transfers between USD and GBP accounts, UK cards issued based on USA relationship with same credit limit.
Why credit card? USA MasterCard Chip & Signature. Contactless works in UK. No foreign transaction fee. No annual fee. $1 = 1 point = 1 mile @ BA, CX, SQ. Targeted earning promotions with low caps. Transfer bonuses to BA.
UK MasterCard Chip & PIN. No contactless. 2.99% Foreign transaction fee. No annual fee. Rewards program recently revised due to EU transaction fee cap GBP 2 = 2 points = 1 mile @ BA, CX, EY, SQ.
Why HSBC Premier? We have two homes, one in Miami, one in London, HSBC branch within walking distance of each. Instantaneous transfers between USD and GBP accounts, UK cards issued based on USA relationship with same credit limit.
Why credit card? USA MasterCard Chip & Signature. Contactless works in UK. No foreign transaction fee. No annual fee. $1 = 1 point = 1 mile @ BA, CX, SQ. Targeted earning promotions with low caps. Transfer bonuses to BA.
UK MasterCard Chip & PIN. No contactless. 2.99% Foreign transaction fee. No annual fee. Rewards program recently revised due to EU transaction fee cap GBP 2 = 2 points = 1 mile @ BA, CX, EY, SQ.
Last edited by mia; Feb 20, 2016 at 4:07 pm
Apr 26, 2016, 10:47 am
#337
Join Date: Nov 2008
Location: London, UK
Programs: AA Plat, LAN Comodoro, LH SEN, Flying Blue Plat
Posts: 491
Has anyone used their US HSBC Premier debit card at a non-US ATM that charges third-party fees (e.g. most ATMs in Thailand)? I know HSBC explicitly states they will refund third-party ATM fees in the US (ex-NY) but I for sure received a nearly $7 refund from US HSBC when I was charged by a Chilean ATMs for making a withdrawal there back in 2013... not sure if the refund was a glitch on the parts of HSBC or this still works..
I am particularly interested to hear about experiences of using HSBC debit cards in Thai ATMs where most (maybe except for Citibank) ATMs charges non-Thai issued debit cards a 200 THB fee... Did you eventually get a refund from US HSBC?
I am particularly interested to hear about experiences of using HSBC debit cards in Thai ATMs where most (maybe except for Citibank) ATMs charges non-Thai issued debit cards a 200 THB fee... Did you eventually get a refund from US HSBC?
Apr 26, 2016, 6:52 pm
#338
Join Date: Feb 2013
Location: Miami, FL
Programs: UA 1MM, AA Plat, Marriott LT Titanium, Hyatt Glob, IHG ♢ Amb, Hilton ♢, Hertz Pres
Posts: 6,017
Has anyone used their US HSBC Premier debit card at a non-US ATM that charges third-party fees (e.g. most ATMs in Thailand)? I know HSBC explicitly states they will refund third-party ATM fees in the US (ex-NY) but I for sure received a nearly $7 refund from US HSBC when I was charged by a Chilean ATMs for making a withdrawal there back in 2013... not sure if the refund was a glitch on the parts of HSBC or this still works..
I am particularly interested to hear about experiences of using HSBC debit cards in Thai ATMs where most (maybe except for Citibank) ATMs charges non-Thai issued debit cards a 200 THB fee... Did you eventually get a refund from US HSBC?
I am particularly interested to hear about experiences of using HSBC debit cards in Thai ATMs where most (maybe except for Citibank) ATMs charges non-Thai issued debit cards a 200 THB fee... Did you eventually get a refund from US HSBC?
A trick to save is to go to Citibank on Sukhumvit & Asoke where they allow you to take out 30,000 THB at a time (so at least lowering the number of times you have to eat that fee).
Apr 27, 2016, 12:19 am
#339
Join Date: Oct 2005
Location: SF
Programs: UA, VX, QF, EY, VA
Posts: 756
I have used it in Thailand in January and did not get a refund. The system likely can't tell the difference because it's all just one crazy lumped converted amount. That is, in America you take out $500 and get hit with $3 and the system sees $503 and refunds $3. In Thailand I take out 20,000 THB and they add 200 THB but that's $569.23 and so the system doesn't know how to refund properly. I've used HSBC debit card for years in Thailand (and most recently in Jan) and again have never had a refund.
A trick to save is to go to Citibank on Sukhumvit & Asoke where they allow you to take out 30,000 THB at a time (so at least lowering the number of times you have to eat that fee).
A trick to save is to go to Citibank on Sukhumvit & Asoke where they allow you to take out 30,000 THB at a time (so at least lowering the number of times you have to eat that fee).
Apr 28, 2016, 7:37 am
#340
Join Date: Feb 2013
Location: Miami, FL
Programs: UA 1MM, AA Plat, Marriott LT Titanium, Hyatt Glob, IHG ♢ Amb, Hilton ♢, Hertz Pres
Posts: 6,017
Hmmm, that's interesting. I have a Citigold ATM card that also reimburses fees. I always get reimbursed domestically, and never abroad. So basically HSBC Premier and Citigold ATM don't reimburse Internationally (and I've been to 70+ countries). Wild to see a card that reimburses. Might have to look into it.
Apr 30, 2016, 4:34 pm
#341
Join Date: Sep 2000
Location: NYC, USA
Posts: 205
the terms state a annual fee if not premier, but again, no timeframe when the fee would hit. the rep did not know about the annual fee at all.
ialto
Last edited by IaLTO; May 1, 2016 at 6:24 am
Jul 1, 2016, 1:22 pm
#342
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
HSBC Premier MasterCard (USA) transfer bonus:
Based on prior promotions this will likely be USA-only. Other markets have their own promotional calendar.
Get a 30% bonus from HSBC and British Airways Executive Club July 1-July 31, 2016.
Jul 1, 2016, 3:16 pm
#343
Join Date: Feb 2013
Location: Miami, FL
Programs: UA 1MM, AA Plat, Marriott LT Titanium, Hyatt Glob, IHG ♢ Amb, Hilton ♢, Hertz Pres
Posts: 6,017
https://www.us.hsbc.com/1/2/home/per...r-world-mc/ba?
Jul 8, 2016, 9:28 pm
#344
Join Date: Nov 2011
Posts: 149
the 30% bonus seems tempting but has anyone recalled any past promotions to otherairlines? wondering if i should wait because i dont fly to england and if i do, i would jump on a airfare deal, and when they appear online, theres only a small chance with there being so many airlines, that it would be a flight sale from BA.
unless i can convert the avios points from them into cathay pacific asia miles?
example:
route 10,000 hsbc pts into BA, becomes 13,000 avios pts
route 13,000 avios into cathay asia miles pts
unless i can convert the avios points from them into cathay pacific asia miles?
example:
route 10,000 hsbc pts into BA, becomes 13,000 avios pts
route 13,000 avios into cathay asia miles pts
Last edited by abc5; Jul 8, 2016 at 9:43 pm
Jul 9, 2016, 7:50 am
#345
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
BA points cannot be converted to Asia Miles, but they can be redeemed for travel on flights operated by all OneWorld alliance airlines including American Airlines and Cathay Pacific. Spend some time reading this thread, including all of the posts 1 - 11:
http://www.flyertalk.com/forum/briti...os-2016-a.html
http://www.flyertalk.com/forum/briti...os-2016-a.html