ponickka

Is there any way to get more value out of the points? I have the points posted and was wondering if I should just cash out on them (Plat member).

trikotret

I think that's the best value.

aGeist

Yes. I used it on a seat upgraded and it triggered quickly.

Blind and Green

Applied today. Denied. Recon said too many new accounts. I'm at 5/12, 11/24.

EWRHKG

I got over 6 cards this year and was approved instantly...

ed765

I received an E-mail saying I was approved, but today got a phone call saying on further review they had canceled the card since I had too many BOA cards. The issues was not one of exposure since they had reallocated credit from another card for this.

I had 15 BOA personal cards accumulated from years of being a customer.

I consolidated the credit lines on three travel cards and also on 3 other cards that were little used. I did make the mistake of keeping the oldest of the travel cards, which I now realize may cost me a few points on the travel card I was using.

While at the time I could think of no reason for keeping three travel cards, I now realize that having my teenage sons on card with a limit of over $100,000 is not ideal.

I did learn they had no lower age limit for authorized users so I put my youngest on also (elementary school), but I do not plan to give him access to the card. The idea is that when he does want credit, he will have a long history.

The hope was that after a few days I could apply again, but she could not promise. anything. I was told that within 30 days they would use the credit report on file.

Has anyone had any experience with this situation, and how long I should wait before applying again.

calwatch

If you cycle over your CL in a month, sure; but petty MS at Simon or CVS will not shut you down.

lsquare

I'm sort of new to the CC game here. I only have one BoA card and it's a basic Visa that I've had for about 11 years. I'm assuming the BoA Premium Rewards card is the best travel card from BoA? Is this card easy for me to upgrade to? My credit score is in the 750 range according to my BoA account. I don't see any income requirement on the website. Is there one? What should I do to maximize my chance of getting this card?

Thanks!

lsquare

Wow! That Uber Visa is hell of a card and no AF? How can BoA compete against Uber?

lsquare

I would like to know too. I'm assuming any BoA checking account will count including their ancient history e-bank account?

BoeingOrNotGoing

Travel credit data point:

• 10/30 in flight purchase - credited on 11/04
• 11/06 bag fee - credited on 11/09
• 11/14 $50 AA egift card - credited on 11/18

s3riously

Nope.. I just collected my bonus into an e-bank account. No 10% CB on top of the deposit.

jnb_tx

If you are a Preferred Rewards member, your bonus is calculated at the time the rewards are earned for the Travel and Premium Rewards cards. So the amount you deposit includes your bonus, there is no additional bonus at the time of deposit (like how the Cash Rewards card works). I assume this is also the case for the 10% bonus for being a BoA checking/savings customer, but it looks like the 10% bonus is not applicable on the Premium card.

cdog999

I plan on just cashing out Rewards. Does it make more sense to get the cash rewards version? Or is it better to get eh Travel Rewards?

trikotret

It all depends if you can take advantage of the airline credits with Bofa premium card. You will be making 2.625-3.5 if you are a preferred client. You can also cash out the rewards with Bofa premium card at 1%