Apr 20, 2018, 10:05 am
BofA Premium Rewards card
Mar 2, 2018, 9:09 am
#152
Join Date: Jun 1999
Location: NYC/LA
Programs: DL Plat, AA Plat Pro, Marriott Titanium, IHG Diamond Amb
Posts: 7,489
Not so sure about that; I thought amongst the bigger card issuers for those of us on FT (Chase, Citi, AMEX, etc) only Barclaycard cards had chip and PIN as a backup to chip and sign when in other countries (and only online PIN verification)
Mar 3, 2018, 11:15 am
#153
Join Date: Jan 2003
Location: Pekin, IL 61554
Posts: 67
Any further DP on timing on $100 incidental credit regarding year end purchases? The $100 credit posted to my account on 12/27/17 but the statement date was 1/14/18. Will this go against my 2017 calendar year credit or my 2018 calendar year credit. I am hoping that it is the former so that I can make another purchase right away and still receive the 2018 credit.
Mar 3, 2018, 12:48 pm
#154
Join Date: Aug 2014
Posts: 1,303
I'm kind of curious for folks who try the two for one on that. Is this card not a keeper with the 2.625% on every purchase? The only reason to try and go two for one on the $100 incidental would be if you plan to close the card after year one? Am I missing something?
Mar 3, 2018, 3:16 pm
#155
Join Date: Dec 2017
Posts: 29
Any further DP on timing on $100 incidental credit regarding year end purchases? The $100 credit posted to my account on 12/27/17 but the statement date was 1/14/18. Will this go against my 2017 calendar year credit or my 2018 calendar year credit. I am hoping that it is the former so that I can make another purchase right away and still receive the 2018 credit.
Mar 3, 2018, 7:49 pm
#156
Join Date: Jan 2003
Location: Pekin, IL 61554
Posts: 67
You can check on BofA site now whether you have any credit left for 2018... Click on Rewards tab, then click on the "View rewards and benefits" button (on the right side).... if the credit posted on 12/27 then it probably went towards 2017 and you should have another 100 left for this year.
Mar 3, 2018, 8:55 pm
#157
Join Date: Nov 2014
Location: NYC
Posts: 557
However, yes, Offline PIN support is the 'gold standard' for card acceptance. No consumer BOA cards I've seen have this. (Their corporate card is Offline PIN capable, though.)
Barclay consumer cards DO have Offline PIN support.
Mar 3, 2018, 10:40 pm
#158
Join Date: Jun 1999
Location: NYC/LA
Programs: DL Plat, AA Plat Pro, Marriott Titanium, IHG Diamond Amb
Posts: 7,489
<div style="text-align:left;">
<br /><br />Thanks, that’s actually really good to know, I had not heard that the BofA cards had this capability.<br /><br />However, I have two US-issued Barclaycard consumer cards, and have had no success using them at offline terminals in Europe, unfortunately.</div>
This card, specifically, has Online PIN at the end of the CVM list (above No CVM). Every BOA credit card I've seen does too.<br /><br />However, yes, Offline PIN support is the 'gold standard' for card acceptance. No consumer BOA cards I've seen have this. (Their corporate card is Offline PIN capable, though.)<br /><br />Barclay consumer cards DO have Offline PIN support.
Mar 13, 2018, 8:19 am
#160
Join Date: Aug 2014
Posts: 1,303
On the day I was enrolled in the preferred rewards program, I started making purchases on this card, but the bonus for the preferred rewards on those same day purchases did not post, as the other purchases the next day did (it may have taken 24 hours to take effect?) does anyone know how to secure message BofA like with Chase, I looked inside my account and couldn't find anything except a phone # and this issue isn't worth a 15 minute phone call.
Mar 13, 2018, 11:43 am
#161
Join Date: Oct 2001
Location: SW WA
Posts: 3,888
Mar 13, 2018, 11:00 pm
#162
Join Date: Nov 2014
Location: NYC
Posts: 557
On the day I was enrolled in the preferred rewards program, I started making purchases on this card, but the bonus for the preferred rewards on those same day purchases did not post, as the other purchases the next day did (it may have taken 24 hours to take effect?) does anyone know how to secure message BofA like with Chase, I looked inside my account and couldn't find anything except a phone # and this issue isn't worth a 15 minute phone call.
Mar 14, 2018, 1:35 am
#163
Join Date: Jun 2009
Programs: AMEX Business Centurion
Posts: 418
In what way is MC better than Visa when it comes to currency conversion? I agree Visa is dodgy, just had (perhaps improperly) assumed MC would be no different.
Mar 14, 2018, 7:10 am
#164
Join Date: Nov 2014
Location: NYC
Posts: 557
Look for the "FOREX - All cards" or something like that thread in Credit Card Programs. MasterCard has slightly more favorable rates between USD and a bunch of other currencies, on average, than Visa, and FTers have exhaustively tried to document it in that thread.
Mar 14, 2018, 8:32 am
#165
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958