Apr 20, 2018, 10:05 am
BofA Premium Rewards card
Oct 23, 2017, 6:03 pm
#76
Original Poster
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,125
That's correct. You don't yield additional bonus on top of the 50k bonus
Oct 26, 2017, 2:53 pm
#77
Join Date: Mar 2011
Posts: 137
Thanks so much 0limits for providing the detailed insurance information. This has helped me a lot in deciding whether this new card is better than my travel rewards card.
It looks to me the covered reasons are the same as what the airlines already offer. In the past, I successfully claimed refunds for non-refundable tickets from multiple airlines. All I needed was appropriate documentation.
At least to me, this premium card does not look better than my travel rewards card. It gives lower rebates for travel (3.5% vs. 4.125% with preferred rewards or 2% vs. 3% w/o) and offers no significant benefits to justify the annual fee.
It looks to me the covered reasons are the same as what the airlines already offer. In the past, I successfully claimed refunds for non-refundable tickets from multiple airlines. All I needed was appropriate documentation.
At least to me, this premium card does not look better than my travel rewards card. It gives lower rebates for travel (3.5% vs. 4.125% with preferred rewards or 2% vs. 3% w/o) and offers no significant benefits to justify the annual fee.
Oct 27, 2017, 2:57 pm
#80
Join Date: Jun 2012
Posts: 3,384
That's important to some people (see: me)
Depending on your valuation/usage of the $100 reimbursement, it might still be worth it
Oct 28, 2017, 9:04 am
#81
Join Date: Jun 1999
Location: NYC/LA
Programs: DL Plat, AA Plat Pro, Marriott Titanium, IHG Diamond Amb
Posts: 7,489
Plus, the BofA Premium card is 3.5% back on ALL travel vs 3.0% back on the new Uber card, and it only covers airlines, hotels and AirBNB type lodging.
Nov 1, 2017, 12:42 pm
#82
Join Date: Aug 2011
Programs: Marriott Gold, Hilton Diamond, Radisson Rewards Gold, Best Western Diamond Select
Posts: 1,856
Applied yesterday, got a call from fraud department today, asked if it was really me who applied. They sent a text with a code, and after that approved.
Nov 1, 2017, 3:40 pm
#83
Join Date: Oct 2014
Posts: 76
I'm a BOA platinum honors member having a travel rewards card, which is also my oldest credit card. Planning to apply for the premium rewards card and convert this travel rewards into cash rewards card (to retail history).
Thinking of buying AA giftcards every year to get the $100 incidental charge and planning to sell the gc's in marketplace. I will lose $15 dollars by doing this with a net loss of $10 as the annual fee is $95.
Hoping to more than cover this loss by
Additional cashback in gas and grocery in Cash rewards card
Additional cashback in Travel and Dining in Premium rewards card.
I do international travel yearly for atleast $5K and also travel on local trains.
Any points to consider before I apply?
Thanks
Thinking of buying AA giftcards every year to get the $100 incidental charge and planning to sell the gc's in marketplace. I will lose $15 dollars by doing this with a net loss of $10 as the annual fee is $95.
Hoping to more than cover this loss by
Additional cashback in gas and grocery in Cash rewards card
Additional cashback in Travel and Dining in Premium rewards card.
I do international travel yearly for atleast $5K and also travel on local trains.
Any points to consider before I apply?
Thanks
Nov 1, 2017, 4:33 pm
#84
Join Date: Sep 2015
Location: San Francisco
Posts: 91
I'm a BOA platinum honors member having a travel rewards card, which is also my oldest credit card. Planning to apply for the premium rewards card and convert this travel rewards into cash rewards card (to retail history).
Thinking of buying AA giftcards every year to get the $100 incidental charge and planning to sell the gc's in marketplace. I will lose $15 dollars by doing this with a net loss of $10 as the annual fee is $95.
Hoping to more than cover this loss by
Additional cashback in gas and grocery in Cash rewards card
Additional cashback in Travel and Dining in Premium rewards card.
I do international travel yearly for atleast $5K and also travel on local trains.
Any points to consider before I apply?
Thanks
Thinking of buying AA giftcards every year to get the $100 incidental charge and planning to sell the gc's in marketplace. I will lose $15 dollars by doing this with a net loss of $10 as the annual fee is $95.
Hoping to more than cover this loss by
Additional cashback in gas and grocery in Cash rewards card
Additional cashback in Travel and Dining in Premium rewards card.
I do international travel yearly for atleast $5K and also travel on local trains.
Any points to consider before I apply?
Thanks
Uber is no AF while the Premium is $95. I don't think the BOA premium card is worth getting now.
Nov 1, 2017, 5:33 pm
#85
Join Date: Jun 1999
Location: NYC/LA
Programs: DL Plat, AA Plat Pro, Marriott Titanium, IHG Diamond Amb
Posts: 7,489
Nov 1, 2017, 10:16 pm
#86
Join Date: Sep 2015
Location: San Francisco
Posts: 91
Yup, I agree. I was addressing the poster's question about the Premium card since he already has the Travel Rewards card. I would use both Travel Rewards and Uber (both non-AF cards), instead of the applying for the Premium card.
Nov 1, 2017, 11:46 pm
#87
Join Date: Jul 2005
Programs: Hilton Diamond, Starwood Platinum, AA, SW, Delta
Posts: 885