Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Dec 17, 2019, 6:44 am
#1546
Join Date: Jul 2018
Posts: 354
In addition, I think a lot of us would agree that BoA is more sensitive now to various churner characteristics, HPs definitely included, than they used to be.
Dec 17, 2019, 7:24 pm
#1548
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,082
Dec 17, 2019, 7:27 pm
#1549
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,082
DP: Approved for an Alaska biz card at ~15/24 after having previously closed another Alaska biz card approximately 2 months prior. In both cases I applied under different EINs/businesses, and in both cases BofA requested a CD. It's tough to say for certain, but I suspect that anti-churning rules for card are based off the business credit report rather than the personal one - and that the BofA personal rules don't apply to the card.
Last edited by philemer; Dec 17, 2019 at 7:39 pm
Dec 17, 2019, 9:50 pm
#1550
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
They may pull business credit reports, but that would be in addition to pulling a personal credit report.
When they denied me earlier this year, it was on the basis of saying that my business credit history was too thin. Of course, that's because they used a business credit report which didn't show all banks that I had had business cards with (it couldn't have shown any Amex business cards, for example). But obviously they had to pull some business credit report to be able to make this (faulty) determination.
My personal credit history has one card that goes back 30ish years, another that goes back 20ish years, and I have a credit score well above 800 per CK. So the only thing they thought was thin was my business credit report (they claimed only 2 business cards and only in the past 2 years or so, and 1 of those was a previous BofA Alaska business card). By that time'd I'd had several Amex business cards over several years, a Citi business cards about 3 years ago, a couple Chase business cards in the past year or two, and a US Bank business card. I would guess that it was the US Bank card that was the other business card they saw, since that was the only bank other than BofA with which I'd had only one business card and only in the last 2 years or so.
When they denied me earlier this year, it was on the basis of saying that my business credit history was too thin. Of course, that's because they used a business credit report which didn't show all banks that I had had business cards with (it couldn't have shown any Amex business cards, for example). But obviously they had to pull some business credit report to be able to make this (faulty) determination.
My personal credit history has one card that goes back 30ish years, another that goes back 20ish years, and I have a credit score well above 800 per CK. So the only thing they thought was thin was my business credit report (they claimed only 2 business cards and only in the past 2 years or so, and 1 of those was a previous BofA Alaska business card). By that time'd I'd had several Amex business cards over several years, a Citi business cards about 3 years ago, a couple Chase business cards in the past year or two, and a US Bank business card. I would guess that it was the US Bank card that was the other business card they saw, since that was the only bank other than BofA with which I'd had only one business card and only in the last 2 years or so.
Last edited by sdsearch; Dec 17, 2019 at 9:56 pm
Dec 17, 2019, 11:00 pm
#1551
Join Date: Jul 2017
Posts: 95
Dec 21, 2019, 5:55 am
#1552
Join Date: Sep 2002
Location: USA
Posts: 165
Hate BoA but love Alaska. Low on miles so called up Alaska reservations, told the agent I was going to apply for business card, did he want me to add his employee # b/c application had spot for it, he gladly gave me his #, approved but with only 11.5k. Lent a friend 202k miles and she'll pay be back by charging 202K to my cards. Still hate BoA.
Dec 21, 2019, 8:21 am
#1553
Join Date: Feb 2019
Posts: 46
Recently applied for Biz class with legit business history of 10yrs. No history with BOFA. Application went pending.
Received an email asking to open $1K CD for recon. All done & was finally approved on 12/18. Recently denied AA Citi Biz card.
Am thinking of applying for personal one too, CS 785..what are the chances of it getting approved. Have not opened any new personal credit card in many years cause mostly all has been under business.
Received an email asking to open $1K CD for recon. All done & was finally approved on 12/18. Recently denied AA Citi Biz card.
Am thinking of applying for personal one too, CS 785..what are the chances of it getting approved. Have not opened any new personal credit card in many years cause mostly all has been under business.
Last edited by Neild; Dec 21, 2019 at 8:33 am
Dec 22, 2019, 5:35 am
#1554
Join Date: Sep 2002
Location: USA
Posts: 165
Feeling emboldened. Plan on opening a business Alaska cc for my husband this morn, after I call Alaska and get an employee # for the extra 2k. He's way under 5/24, but this month was approved for personal & business Chase SWA (it's his time to get the SWA CP as I'm finishing up my 2 yr SWA CP). I'd forgotten we used to rinse and repeat Alaska Air cards for years, but then stopped using them altogether (together we have about 30 cards). BoA cancelled the whole bunch (the nerve of them
). If I remember correctly, they always waivse the AF too. My shame: I never used the companion ticket, but will this go round. We still use the expired cards to get into museums for free. Love that benefit.
). If I remember correctly, they always waivse the AF too. My shame: I never used the companion ticket, but will this go round. We still use the expired cards to get into museums for free. Love that benefit.
Jan 8, 2020, 6:38 pm
#1559
Join Date: Feb 2015
Location: Seattle
Programs: AS
Posts: 2,293
that said, calling in and asking might be worth a try. BofA is not as customer service friendly- as Alaska airlines is.