tmiw

There's a Chevron station here which was the first in the San Diego area to have contactless readers outside (that I know of, anyway). It was always extremely unreliable, mostly only accepting AmEx. In addition, there was a period in which the contactless readers were disabled altogether, probably due to complaints. Inside, they still had old style MX800 series PIN pads without chip slots and was one of the few places that still did ID checks in my experience.

Well...contactless now works outside for at least Visa (haven't tried the others). Still MSD only, though, and the card slot outside also seemed to still not have EMV enabled--but at least there isn't a ZIP code prompt for the former. Inside now has EMV enabled MX915s with what looks like the same UI that Arco uses; the four dots appear as soon as the first item's scanned. Still had to choose Credit after tapping, confirm the amount and sign for a ~$2 purchase--but no ID checks now. Receipts from both inside and outside:



Also, today was the first time I've been to Baskin-Robbins in a while and it appears that they support EMV contactless now. The receipt looks a lot different, however, and doesn't have much in the way of EMV data--but that could very well be on another receipt that's not supposed to be given to customers (or potentially only printed if one actually inserts):



Oh, and here's a photo of the new order kiosks at 85C. I don't expect these to actually be considered unmanned terminals, though (plus I think PIN's disabled on their Clover devices anyway, but someone tell me if I'm mistaken on that):

wco81

Paris is about to launch a contactless card which can be tied to a bank card (credit card) or topped up.

Starting on 6/12.

Apparently they have some setup which allows Samsung phones to work but no word on Apple Pay.

https://www.thelocal.fr/20190520/thi...s-on-june-12th


Geez, when was the Oyster card introduced by the TFL? Now that TFL and the MTA support mobile wallets, Paris is just getting on proprietary contactless card?

tmiw

Wouldn't that also be the case for PIN preference? AFAIK it seems to be an option available for all corporate cardholders.

I'm thinking along the lines of there basically being no online PIN support on contactless in some/most countries, or potentially even causing declines due to misconfigured/misprogrammed terminals. At least in theory one runs across offline PIN enabled terminals and/or chip and signature related inconveniences often enough overseas to make PIN preference on the contact interface worthwhile to add as an option.

RedLight2015

Adelphos

tmiw

I went to an In-N-Out that wasn't on the Google Pay app but was on the MC map and had working contactless. I suppose it could have been enabled very recently but I'm not sure that's actually the case. In any event, it shows how much we don't know about how stores end up on the former.

EDIT: also, another possibility as to why AmEx corporate cards don't have contactless: Quick Chip could very well mean that PIN ends up becoming mandatory for most transactions, instead of just larger ones (since the amount sometimes isn't known, CVM can't be skipped). That might end up being more hassle for cardholders than it's worth. Then again, perhaps some people might want PIN to be asked for all contactless transactions if they're particularly untrusting of the technology.

RedLight2015

ecs0013

Points Scrounger

Earlier I mentioned the American fellow in Budapest whose transaction was canceled by a merchant claiming he could not bypass the PIN request. After asking more questions, it was a Capital One credit card.

Two Samsung Pay transactions today in Czech Republic over the contactless limit, each went through as CDCVM.

tmiw

MC or Visa? Though I'm not sure it matters as both seem to be signature-only as of the time when they were added to the EMV database.

Points Scrounger

Unfortunately, I'm not in a position to ask him more about the transaction. He did confirm that this is the first time he has ever been asked for a PIN with that card; if there were instructions that a PIN might be needed on occasion, I'd assume he missed that?

rasheed

I also went to an In-N-Out yesterday that had contactless also working (first time seen with existing equipment), so it is possible they have made the rollout. I was using my Savor physical card to tap. Of course, cashier says insert chip as usual, but after tapping she said, "Or, you can do that." Receipt indicates R (instead of S or whatever letter is used for chip) with no new details except usual old school auth number and last four digits.

I went to an independent restaurant open for many years that had the usual table service with take the card away for payment, and they were using central chip processing machines. They probably do 200-300 covers a day. Then, I saw this Apple Pay sticker on a computer in the takeout area. I had already paid and he used the chip on my Savor card, so I didn't get to test. I asked how the Apple Pay works, and he showed a wireless terminal they can bring to the table upon request. I will try to request that one next time. I lament the Apple Pay term being used for contactless as already mentioned by others. Of course, if it propels adoptions, it shouldn't be a bad thing. I think the SPay folks know what to do even when they see Apple Pay indicated (and it is still a phone), but I dislike how it discourages physical card tap to pay because the chip is there too.

tmiw

If it were a Capital One debit card, then I'd say that it's expected behavior since that's definitely online PIN preferring. I'm not sure they've ever bothered putting PIN support on any of their credit cards. Maybe it's just a terminal that's misconfigured somehow, especially if other signature-preferring cards worked as expected.

The one thing I wish they did was hand the terminal out the drive-through. Considering that PIN is completely disabled (or at least I think so, anyway), though, I can see why they don't. Now that contactless works, maybe they'll eventually change that.

(Oh, and maybe allow people to tap/insert any time during the transaction, since they're already doing Quick Chip. This might be controversial among people in this thread, though.)

Maybe that one is standalone (vs. attached to the POS like the others), hence why it's only brought on request? They probably prefer to have the POS integration if a physical card's being used.

tmiw

I saw Kroger Pay and Kroger debit card advertising/signage at a local Ralphs today. I was short on time, however, so I couldn't test Chase Pay. Not that I particularly want to encourage Kroger but at least it'd be an option that doesn't rely on having a Samsung device with MST support for the few times I go into one.

cjw2001

More progress on dual interface cards: https://www.bloomberg.com/news/artic...-moves-forward

OMNY usage first weekend of operation: https://www.nydailynews.com/new-york...2wy-story.html