Will the United devaluation change your credit card strategy?
#16
Suspended
Join Date: Aug 2005
Location: BOS
Posts: 15,027
However, I think it would be wise for Chase to expand its transfer partners and offset the devaluation of the Explorer card.
#17
Join Date: Jun 2011
Posts: 3,528
What vendors are you going through the mall for?
A lot of the vendors I used to shop at via the UR mall (eg, iTunes) have significantly reduced or disappeared. I do still like the earn with Orbitz or Travelocity, but I'm not sure that alone justifies the fee.
Chase's IHG card has no forex and a free hotel room for $49 AF.
A lot of the vendors I used to shop at via the UR mall (eg, iTunes) have significantly reduced or disappeared. I do still like the earn with Orbitz or Travelocity, but I'm not sure that alone justifies the fee.
My CSP AF is due next month, and I was planning on keeping it before the news, but I may just cancel... I would forgo my annual dividend, and I'd miss having a good travel card with no foreign fees. It's going to be a touch decision, because if I shift most of my spend to Amex PRG and use CSP for merchants that don't take Amex and foreign spend, I'm still not sure it'll justify the $95 AF.
#18
Join Date: Aug 2013
Posts: 160
I'm debating this myself mightily as well. Blew all my UR/UA points for a trip in July and was trying to generate as many new points as possible for the summer of 2015.
As my goal is business to Europe, the devaluation really hurts. AA/MR look way better except it is so much easier to generate URs - last month I got 2 points/dollar average, which I can't do on the others. And United's plan as crappy as it will be still isn't twice the cost of the other programs. So my tentative plan is to stay the course, but focus more on Chase and a lot less on United just in case.
My big worry though is come summer 2015 I will find zero availability even at the higher redemption levels. Finding four seats for this summer was bad enough!
Simultaneously generating AA points but need them for Asia- United's requirements for Asia are even worse.
As my goal is business to Europe, the devaluation really hurts. AA/MR look way better except it is so much easier to generate URs - last month I got 2 points/dollar average, which I can't do on the others. And United's plan as crappy as it will be still isn't twice the cost of the other programs. So my tentative plan is to stay the course, but focus more on Chase and a lot less on United just in case.
My big worry though is come summer 2015 I will find zero availability even at the higher redemption levels. Finding four seats for this summer was bad enough!
Simultaneously generating AA points but need them for Asia- United's requirements for Asia are even worse.
#19
Suspended
Join Date: Aug 2005
Location: BOS
Posts: 15,027
What vendors are you going through the mall for?
A lot of the vendors I used to shop at via the UR mall (eg, iTunes) have significantly reduced or disappeared. I do still like the earn with Orbitz or Travelocity, but I'm not sure that alone justifies the fee.
Chase's IHG card has no forex and a free hotel room for $49 AF.
A lot of the vendors I used to shop at via the UR mall (eg, iTunes) have significantly reduced or disappeared. I do still like the earn with Orbitz or Travelocity, but I'm not sure that alone justifies the fee.
Chase's IHG card has no forex and a free hotel room for $49 AF.
For me, the 7% annual bonus and shopping via the mall at Orbitz and Travelocity justifies the annual fee.
The only other card I considered before getting the CSP was AMEX Premier Rewards Gold card. However, the annual fee of the PRG is much higher and there is no way to earn extra points by going through a mall. On top of that, the transfer partners of Membership Rewards that are usefull to me (Delta, FlyingBlue) are as crappy as United. Adding insult to injury, AMEX charges a foreign transaction fee.
Last edited by Dieuwer; Nov 2, 2013 at 5:27 pm
#20
Join Date: Jun 2011
Posts: 3,528
As my goal is business to Europe, the devaluation really hurts. AA/MR look way better except it is so much easier to generate URs - last month I got 2 points/dollar average, which I can't do on the others. And United's plan as crappy as it will be still isn't twice the cost of the other programs. So my tentative plan is to stay the course, but focus more on Chase and a lot less on United just in case.
#21
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
For me, the 7% annual bonus and shopping via the mall at Orbitz and Travelocity justifies the annual fee.
The only other card I considered before getting the CSP was AMEX Premier Rewards Gold card. However, the annual fee of the PRG is much higher and there is no way to earn extra points by going through a mall. On top of that, the transfer partners of Membership Rewards that are usefull to me (Delta, FlyingBlue) are as crappy as United. Adding insult to injury, AMEX charges a foreign transaction fee.
The only other card I considered before getting the CSP was AMEX Premier Rewards Gold card. However, the annual fee of the PRG is much higher and there is no way to earn extra points by going through a mall. On top of that, the transfer partners of Membership Rewards that are usefull to me (Delta, FlyingBlue) are as crappy as United. Adding insult to injury, AMEX charges a foreign transaction fee.
#22
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
Posts: 4,904
Not on Ink -- 5X has essentially become 2.5X - 3X if you redeem for partner First. Find me a card that currently gets 3X miles in a program without YQ.
Only problem is $50k/yr cap.
That said, I will not be going for Premier status next year because I will not want to put $25k on a United card for 1.4X.
Only problem is $50k/yr cap.
That said, I will not be going for Premier status next year because I will not want to put $25k on a United card for 1.4X.
#24
Join Date: Aug 2011
Posts: 157
Same here, I will not use and renew my United card.
#25
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
#27
Join Date: Aug 2001
Location: SFO
Programs: AC SE, AA EXP MM, UA Gold MM, Hyatt Glob, Marriott Titanium, HH Dia, IHG Plat
Posts: 4,777
That said, I redeem mainly for domestic trips on UA, and those aren't seeing devaluation, plus I usually get 2 to 3 cents per mile of value even in Y class at today's high airfares.
#28
Join Date: Sep 2012
Posts: 217
Maybe I'm in the minority now, but I still find UA miles immensely valuable for those of us whose main purpose of travel is to visit and enjoy as many destinations as possible around the world. I couldn't care less about "trying new product" when I fly. I'm not like some of the bloggers who spend most of their time flying or gushing over the upgraded suite, instead of getting to know the destination.
I hear gasps of horror...I know..shocking concept. I've discovered for myself that UA miles are way too valuable to waste on the excess of first class.
Some of the reasons are...
1. 10k mile bonus, so with $25k of manufactured spending at about $270 cost of GCs + MOs, I have myself 60k miles, enough for roundtrip to Europe or South America, with a free one-way left over.
2. Generous routing with two open-jaws and stopover, I can still do RTW trips that would cost close to $3k to buy, for 60-80k miles in coach.
3. Flexibility to change flights while the itinerary has started. Very useful for unexpected changes of plans due to weather, illness, etc..
For the occasional treat, I can always book biz or first using the much less flexible/valuable US miles or do an AA distance award.
I hear gasps of horror...I know..shocking concept. I've discovered for myself that UA miles are way too valuable to waste on the excess of first class.
Some of the reasons are...
1. 10k mile bonus, so with $25k of manufactured spending at about $270 cost of GCs + MOs, I have myself 60k miles, enough for roundtrip to Europe or South America, with a free one-way left over.
2. Generous routing with two open-jaws and stopover, I can still do RTW trips that would cost close to $3k to buy, for 60-80k miles in coach.
3. Flexibility to change flights while the itinerary has started. Very useful for unexpected changes of plans due to weather, illness, etc..
For the occasional treat, I can always book biz or first using the much less flexible/valuable US miles or do an AA distance award.
#29
Join Date: Feb 2013
Posts: 1,818
Maybe I'm in the minority now, but I still find UA miles immensely valuable for those of us whose main purpose of travel is to visit and enjoy as many destinations as possible around the world. I couldn't care less about "trying new product" when I fly. I'm not like some of the bloggers who spend most of their time flying or gushing over the upgraded suite, instead of getting to know the destination.
I hear gasps of horror...I know..shocking concept. I've discovered for myself that UA miles are way too valuable to waste on the excess of first class.
Some of the reasons are...
1. 10k mile bonus, so with $25k of manufactured spending at about $270 cost of GCs + MOs, I have myself 60k miles, enough for roundtrip to Europe or South America, with a free one-way left over.
2. Generous routing with two open-jaws and stopover, I can still do RTW trips that would cost close to $3k to buy, for 60-80k miles in coach.
3. Flexibility to change flights while the itinerary has started. Very useful for unexpected changes of plans due to weather, illness, etc..
For the occasional treat, I can always book biz or first using the much less flexible/valuable US miles or do an AA distance award.
I hear gasps of horror...I know..shocking concept. I've discovered for myself that UA miles are way too valuable to waste on the excess of first class.
Some of the reasons are...
1. 10k mile bonus, so with $25k of manufactured spending at about $270 cost of GCs + MOs, I have myself 60k miles, enough for roundtrip to Europe or South America, with a free one-way left over.
2. Generous routing with two open-jaws and stopover, I can still do RTW trips that would cost close to $3k to buy, for 60-80k miles in coach.
3. Flexibility to change flights while the itinerary has started. Very useful for unexpected changes of plans due to weather, illness, etc..
For the occasional treat, I can always book biz or first using the much less flexible/valuable US miles or do an AA distance award.
For the bloggers and other hardcore point collectors out there, they've pretty much seen the world, or at least already seen the parts of the world they've wanted.
Some refuse to fly trans-atlantic/pacific in coach because it is such a literally painful experience. As always, it really depends on each individual.
As for me, if I am planning a nice trip for the SO and I, i'm going to save for J or F seats. For a huge family trip, i'll still collect the UA miles for econ. Regardless, since I have no plans as to which i'm doing next, it's just safer for me to leave points in UR and/or MR, as leaving points in a single airline can be detrimental.
Last edited by SuperKirby; Nov 2, 2013 at 10:34 pm Reason: typo
#30
Join Date: Sep 2012
Posts: 217
Some refuse to fly trans-atlantic/pacific in coach because it is such a literally painful experience. As always, it really depends on each individual.
As for me, if I am planning a nice trip for the SO and I, i'm going to save for J or F seats. For a huge family trip, i'll still collect the UA miles for econ. Regardless, it's just saver for me to leave points in UR and MR, as leaving points in a single airline can still be detrimental.
Btw, the other issue to consider is miles do run out eventually. There's only so many CC bonuses one can sign up for, and especially with Chase, it might be wise to ration points and get more trips out of them for those who aren't heavy spenders or who naturally accumulate a lot of travel miles.