Feb 7, 2017, 7:28 pm
Last edit by: muji
The JCB Marukai card earns up to 3% cash back on all purchases.
As of January 3, 2018, JCBUSA is no longer accepting new applications.
It had been available only to people in the following states:
California, Nevada, Oregon, Hawaii, Washington, Connecticut, Illinois, New Jersey, New York.
No annual fee for the first year.
$15.00 annual fee beginning the second year.
application: https://www.jcbusa.com/for_consumers...mium-jcb-card/
As of January 3, 2018, JCBUSA is no longer accepting new applications.
It had been available only to people in the following states:
California, Nevada, Oregon, Hawaii, Washington, Connecticut, Illinois, New Jersey, New York.
No annual fee for the first year.
$15.00 annual fee beginning the second year.
application: https://www.jcbusa.com/for_consumers...mium-jcb-card/
JCB Marukai Premium Card - All USA accounts to close April 2018.
Jun 13, 2015, 4:24 pm
#211
Join Date: May 2008
Posts: 13
I was doing heavy MS with this card in the past, mainly at Rite Aid, never a problem, but I almost stopped using it since Barclays upgraded Priceline card, which basically gives me 3.3% everywhere and 8.3% at Priceline, as well as no FTF, no AF, and no $100 minimum spend for rewards. They pay rewards even for 1c spend, unlike JCB. I will probably cancel this card next year after receiving $50 for yearly $5k spend. The CL on this JCB is pretty low at $2500 compared to $25k on Priceline.
https://www.pricelinevisa.com/
Jun 13, 2015, 4:27 pm
#212
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
Oh I forgot to update. It took some back and forth but their response was basically "we don't know whether it'll be chip and sig or chip and PIN". I guess we'll see next year.
Jun 13, 2015, 7:24 pm
#213
Join Date: Nov 2009
Location: BOS
Posts: 314
Where's the 3% everywhere? I don't see it anywhere on the webiste.
https://www.pricelinevisa.com/
https://www.pricelinevisa.com/
Jul 13, 2015, 8:57 pm
#214
Join Date: Jul 2015
Posts: 10
I got mine for a couple weeks.
Accepted
* food truck using square reader
* target
* westfield online food ordering
Rejected
* comcast
* verizon
* venmo
Add to google wallet is buggy. After adding the card in mobile app, the screen stuck forever and never appear in the card list, but it is listed only on website and usable for purchasing.
Accepted
* food truck using square reader
* target
* westfield online food ordering
Rejected
* comcast
* verizon
* venmo
Add to google wallet is buggy. After adding the card in mobile app, the screen stuck forever and never appear in the card list, but it is listed only on website and usable for purchasing.
Last edited by ddu; Jul 13, 2015 at 9:02 pm
Sep 23, 2015, 4:23 pm
#215
Join Date: Jul 2014
Location: JRF
Programs: AA Gold, Marriott Platinum, Hilton Diamond, National Executive Elite
Posts: 1,784
For those of us with credit scores at dangerously low levels from applying too much, be aware JCB will freeze your account when your score goes below 650, and ask for income verification. Have had to do this twice already its very aggravating.
If you fail the review it was implied to me your account will be closed by them. Between that and giving out next to no credit to cardholders, makes you wonder how exactly do they make money.
If you fail the review it was implied to me your account will be closed by them. Between that and giving out next to no credit to cardholders, makes you wonder how exactly do they make money.
Oct 2, 2015, 11:13 am
#217
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
Oct 2, 2015, 2:18 pm
#218
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,722
Interesting experience when charging larger amounts...
Attempted to pay $3k in taxes earlier this year - REJECTED by 800-USAtax
Charged $800 for furniture at local store - APPROVED. The next day, charged $450 for auto repairs at my local indy mechanic - APPROVED. Later that day I receive a call from a nice Japanese lady to verify the furniture charge.
JCB definitely watches your account like a hawk, but that's okay with me if it reduces fraud. But could be a problem if it flags international charges. Has anyone tried using overseas outside Japan?
Attempted to pay $3k in taxes earlier this year - REJECTED by 800-USAtax
Charged $800 for furniture at local store - APPROVED. The next day, charged $450 for auto repairs at my local indy mechanic - APPROVED. Later that day I receive a call from a nice Japanese lady to verify the furniture charge.
JCB definitely watches your account like a hawk, but that's okay with me if it reduces fraud. But could be a problem if it flags international charges. Has anyone tried using overseas outside Japan?
Oct 3, 2015, 6:01 pm
#219
Join Date: Jul 2009
Posts: 721
BTW the customer service person who responded to the email that I sent over the holiday claims 2016 for EMV/chip support. There will be a PIN but it's still unclear whether it'll be Barclay's style (where it's only for kiosks) or whether it'll nearly always be required. I'll see if I can get clarification.
On another note, I'm wondering if this is a good card for international travel (one would of course want a backup due to uncertain acceptance) due to the 3% cashback. See, I have two cards that have no FTF whereas when I look at the terms that came with my new JCB it says -1.1% exchange fee. Well that nets out to +1.9%, whereas my two FTF-free cards are only 1% cashback, hmmm.
Oct 3, 2015, 6:12 pm
#220
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
Yes, my card expired and today the new one arrived. I thought for sure it would have a chip but no.
On another note, I'm wondering if this is a good card for international travel (one would of course want a backup due to uncertain acceptance) due to the 3% cashback. See, I have two cards that have no FTF whereas when I look at the terms that came with my new JCB it says -1.1% exchange fee. Well that nets out to +1.9%, whereas my two FTF-free cards are only 1% cashback, hmmm.
On another note, I'm wondering if this is a good card for international travel (one would of course want a backup due to uncertain acceptance) due to the 3% cashback. See, I have two cards that have no FTF whereas when I look at the terms that came with my new JCB it says -1.1% exchange fee. Well that nets out to +1.9%, whereas my two FTF-free cards are only 1% cashback, hmmm.
Oct 3, 2015, 6:45 pm
#221
Join Date: Oct 2015
Posts: 4
Yes, my card expired and today the new one arrived. I thought for sure it would have a chip but no.
On another note, I'm wondering if this is a good card for international travel (one would of course want a backup due to uncertain acceptance) due to the 3% cashback. See, I have two cards that have no FTF whereas when I look at the terms that came with my new JCB it says -1.1% exchange fee. Well that nets out to +1.9%, whereas my two FTF-free cards are only 1% cashback, hmmm.
On another note, I'm wondering if this is a good card for international travel (one would of course want a backup due to uncertain acceptance) due to the 3% cashback. See, I have two cards that have no FTF whereas when I look at the terms that came with my new JCB it says -1.1% exchange fee. Well that nets out to +1.9%, whereas my two FTF-free cards are only 1% cashback, hmmm.
Oct 3, 2015, 8:42 pm
#222
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
Interesting experience when charging larger amounts...
Attempted to pay $3k in taxes earlier this year - REJECTED by 800-USAtax
Charged $800 for furniture at local store - APPROVED. The next day, charged $450 for auto repairs at my local indy mechanic - APPROVED. Later that day I receive a call from a nice Japanese lady to verify the furniture charge.
JCB definitely watches your account like a hawk, but that's okay with me if it reduces fraud. But could be a problem if it flags international charges. Has anyone tried using overseas outside Japan?
Attempted to pay $3k in taxes earlier this year - REJECTED by 800-USAtax
Charged $800 for furniture at local store - APPROVED. The next day, charged $450 for auto repairs at my local indy mechanic - APPROVED. Later that day I receive a call from a nice Japanese lady to verify the furniture charge.
JCB definitely watches your account like a hawk, but that's okay with me if it reduces fraud. But could be a problem if it flags international charges. Has anyone tried using overseas outside Japan?
Oct 10, 2015, 9:15 pm
#223
Join Date: Sep 2015
Posts: 39
How soon after an online payment does your credit become available again? Is it instant? I'm trying to determine how often I could recycle a small JCB credit limit. I know Discover has a quirk where if you make a payment less three days after a previous one, the additional credit doesn't become available for up to 8 days, so it's possible that even if your payment is usually credited immediately, it won't be if you pay again a day or two later.
Oct 10, 2015, 10:37 pm
#224
Join Date: Nov 2009
Location: BOS
Posts: 314
Oct 10, 2015, 11:41 pm
#225
Join Date: Apr 2013
Posts: 250
How soon after an online payment does your credit become available again? Is it instant? I'm trying to determine how often I could recycle a small JCB credit limit. I know Discover has a quirk where if you make a payment less three days after a previous one, the additional credit doesn't become available for up to 8 days, so it's possible that even if your payment is usually credited immediately, it won't be if you pay again a day or two later.
Right before I was about to get ready to hang up, she asked me what I was purchasing just out of curiosity and I told her a lot of heavenly discounted items such as tv's and electronics and would give to friends/neighbors and they would pay me back.
