Jul 3, 2014, 12:11 pm
Last edit by: muji
Please don't delete this Wiki.
Some of us still earn Delta miles with this card or may want information about past or grandfathered terms and conditions.
Please do not spread panic about miles not posting until after the 10th of each month.
In most cases, miles post in the evening on the 5th of each month if it's a business day, or else the evening of the next business day. "Miles post for purchases made between (inclusive) 5th day of prior month to 4th day of current month."
__________________________________________________ ____________
Current offer (as of March 2017) is for just 5,000 miles.
https://www.suntrust.com/personal-ba...les-debit-card
Most current 25,000 offer was in-branch only, through May 9, 2016:
History of Recent Past Offers:
Changes as of 7/25/15 :
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If SunTrust closed your account, it would be great if you could share a little info about the account history.
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Some of us still earn Delta miles with this card or may want information about past or grandfathered terms and conditions.
Please do not spread panic about miles not posting until after the 10th of each month.
In most cases, miles post in the evening on the 5th of each month if it's a business day, or else the evening of the next business day. "Miles post for purchases made between (inclusive) 5th day of prior month to 4th day of current month."
__________________________________________________ ____________
Current offer (as of March 2017) is for just 5,000 miles.
https://www.suntrust.com/personal-ba...les-debit-card
Most current 25,000 offer was in-branch only, through May 9, 2016:
INTRODUCING YOUR NEW EVERYDAY GETAWAY CARD: THE SKYMILES® DEBIT CARD.
Ready for a one-of-a-kind debit card that actually rewards you? Here's one that deposits miles directly into your SkyMiles account. You can earn up to 25,000 bonus miles with the SkyMiles World Debit Card from SunTrust. What's more, when you use your Card for everyday purchases, the miles add up quickly — and they'll never expire.
Here's how it works:
• Present this email at your nearest branch, or call 1-800-650-7277 and mention this offer.
• Get 5,000 bonus miles when you open or upgrade to a new qualifying SunTrust Signature Advantage Checking account with a Delta SkyMiles Debit Card and make your first qualifying purchase. If you already have a Signature Advantage Checking account, ask to upgrade your debit card to a Delta SkyMiles Debit Card.
• Get an additional 20,000 promotional bonus miles when you make 20 qualifying purchases within the first 90 days of account opening.
Continue to earn miles just for using your Card:
• Earn 1 mile for every dollar spent on everyday purchases like groceries, gas and restaurant purchases.1 (up to 4,000 per Card monthly)
• Earn 2 miles per dollar on all direct Delta purchases including flights, Delta Sky Club® passes, in-flight purchases of food and beverages and more.1
• Apply your miles toward upgrades and Award Travel to more than 1,000 destinations worldwide2 on Delta and its partner airlines.
• $75 Annual Fee (reduced fee may apply, ask for details).1
Hurry — this incredible 25,000 bonus mile offer is only available until May 9, 2016.
VISIT YOUR LOCAL BRANCH
Ready for a one-of-a-kind debit card that actually rewards you? Here's one that deposits miles directly into your SkyMiles account. You can earn up to 25,000 bonus miles with the SkyMiles World Debit Card from SunTrust. What's more, when you use your Card for everyday purchases, the miles add up quickly — and they'll never expire.
Here's how it works:
• Present this email at your nearest branch, or call 1-800-650-7277 and mention this offer.
• Get 5,000 bonus miles when you open or upgrade to a new qualifying SunTrust Signature Advantage Checking account with a Delta SkyMiles Debit Card and make your first qualifying purchase. If you already have a Signature Advantage Checking account, ask to upgrade your debit card to a Delta SkyMiles Debit Card.
• Get an additional 20,000 promotional bonus miles when you make 20 qualifying purchases within the first 90 days of account opening.
Continue to earn miles just for using your Card:
• Earn 1 mile for every dollar spent on everyday purchases like groceries, gas and restaurant purchases.1 (up to 4,000 per Card monthly)
• Earn 2 miles per dollar on all direct Delta purchases including flights, Delta Sky Club® passes, in-flight purchases of food and beverages and more.1
• Apply your miles toward upgrades and Award Travel to more than 1,000 destinations worldwide2 on Delta and its partner airlines.
• $75 Annual Fee (reduced fee may apply, ask for details).1
Hurry — this incredible 25,000 bonus mile offer is only available until May 9, 2016.
VISIT YOUR LOCAL BRANCH
History of Recent Past Offers:
Changes as of 7/25/15 :
Balanced Banking (no longer available): 95a/f, 1mile/$2 up to 2000 miles, $3000 daily collected balance to avoid monthly fee
Signature Advantage: $75a/f, 1mile/$1 up to 4000 miles, $25000 daily collected balance to avoid monthly fee
Solid Choice: $95a/f, 2m/$1 up to 2000 miles, $5000 daily collected balance to avoid monthly fee
SunTrust has a list of items that aren't supposed to earn miles, but some do anyway: cash advances, cash back, ATM transactions, tax payments, payments for stored value cards, wire transfers, money transfers, money orders, cashier checks, quasi cash, travelers cheques, purchase of monetary instrumentsSignature Advantage: $75a/f, 1mile/$1 up to 4000 miles, $25000 daily collected balance to avoid monthly fee
Solid Choice: $95a/f, 2m/$1 up to 2000 miles, $5000 daily collected balance to avoid monthly fee
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If SunTrust closed your account, it would be great if you could share a little info about the account history.
----------------------------------------------------------
Truist (fka Suntrust) Skymiles Check Card [see WIKI for offers]
May 13, 2015, 6:18 am
#2146
Join Date: Aug 2012
Location: BOS/MHT/PVD/BDL
Programs: Belong to Many but No Longer Loyal to Any
Posts: 880
May 13, 2015, 6:50 am
#2147
Join Date: Dec 2010
Posts: 1,516
Yes, tax payments are also mentioned in the letter to be excluded from earnings. I'm not sure if it is implemented, since my april tax payments did earn miles.
May 13, 2015, 7:22 am
#2148
Join Date: May 2014
Location: PWM
Programs: Delta PM
Posts: 822
So the world is finally ending.... hah
I follow this thread and also am a ST Delta card holder but I have not received any change in terms yet. Unless somehow I threw it out but I usually open everything from ST. Should everyone have been notified at this point? I saw The Points Guy blog stating this is going in place July 25th.... Any chance this is only for people who have cards expiring this year? Prob not....
Also, I think the type of account I hold right now called Balanced Banking or something.
Anyone know what it takes to goto Signature Advantage? I will not have 100k+ in deposits.
I follow this thread and also am a ST Delta card holder but I have not received any change in terms yet. Unless somehow I threw it out but I usually open everything from ST. Should everyone have been notified at this point? I saw The Points Guy blog stating this is going in place July 25th.... Any chance this is only for people who have cards expiring this year? Prob not....
Also, I think the type of account I hold right now called Balanced Banking or something.
Anyone know what it takes to goto Signature Advantage? I will not have 100k+ in deposits.
May 13, 2015, 7:26 am
#2149
Join Date: Dec 2004
Posts: 7,905
So the world is finally ending.... hah
I follow this thread and also am a ST Delta card holder but I have not received any change in terms yet. Unless somehow I threw it out but I usually open everything from ST. Should everyone have been notified at this point? I saw The Points Guy blog stating this is going in place July 25th.... Any chance this is only for people who have cards expiring this year? Prob not....
Also, I think the type of account I hold right now called Balanced Banking or something.
Anyone know what it takes to goto Signature Advantage? I will not have 100k+ in deposits.
I follow this thread and also am a ST Delta card holder but I have not received any change in terms yet. Unless somehow I threw it out but I usually open everything from ST. Should everyone have been notified at this point? I saw The Points Guy blog stating this is going in place July 25th.... Any chance this is only for people who have cards expiring this year? Prob not....
Also, I think the type of account I hold right now called Balanced Banking or something.
Anyone know what it takes to goto Signature Advantage? I will not have 100k+ in deposits.
https://www.suntrust.com/PersonalBan...vantageBanking
May 13, 2015, 8:39 am
#2151
Join Date: May 2014
Location: PWM
Programs: Delta PM
Posts: 822
To avoid a monthly fee, you need $25k.
https://www.suntrust.com/PersonalBan...vantageBanking
https://www.suntrust.com/PersonalBan...vantageBanking
No. I'm not up for renewal until halfway through 2016.
May 14, 2015, 6:17 am
#2153
Join Date: Dec 2004
Posts: 7,905
It's not a signature card. It's a signature checking account. After you login, click account details. It will show the type of account, for example Balanced Banking.
May 14, 2015, 6:57 am
#2154
Join Date: Mar 2014
Posts: 279
Since this card is in it's final phase out. Does anyone have any helpful tips on how to maximize it for the final few months that they would not mind sharing?
I have been doing the usual, Bluebird, Evolve money, WM Billpay and occasional Money order. Nothing overly aggressive on any of these and only getting about 10-12k a month.
Appreciate any helpful insights are appreciated here or via PM.
TIA
I have been doing the usual, Bluebird, Evolve money, WM Billpay and occasional Money order. Nothing overly aggressive on any of these and only getting about 10-12k a month.
Appreciate any helpful insights are appreciated here or via PM.
TIA
May 14, 2015, 6:58 am
#2155
Join Date: Jun 2005
Location: DFW/DAL
Programs: AA 1MM Gold, Marriott Gold, Hilton Diamond, Hyatt Discoverist
Posts: 1,524
As others have said, there is still some value to be gained, but that totally sucks. If the rate wasn't 1mile/$2, I wouldn't be on the fence about this one - but considering that we're in DFW and have never used any of the Delta miles we've acquired, I'm tempted to just close it when next annual fee comes up. I have barely used the card compared to most of you with only $4-5k/mo ha. We spend a lot of time on other carriers and cashback.
May 14, 2015, 9:42 am
#2156
Join Date: Dec 2004
Posts: 7,905
The new terms start July 25th. There's a footnote number 2 next to the "30 day" references, but I don't know what the footnote says. I think the 30 days must correspond with my statement date.
I assume any charge made on July 20th, for example, is not subject to the cap even though miles earned that day won't post until August. Another way to read this is they could apply a cap to any statement that prints after July 25th. For example if your statement prints on July 31st, a cap could apply to charges made between July 2nd and July 31st.
How are others interpreting this?
I assume any charge made on July 20th, for example, is not subject to the cap even though miles earned that day won't post until August. Another way to read this is they could apply a cap to any statement that prints after July 25th. For example if your statement prints on July 31st, a cap could apply to charges made between July 2nd and July 31st.
How are others interpreting this?
May 14, 2015, 6:25 pm
#2157
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
Since this card is in it's final phase out. Does anyone have any helpful tips on how to maximize it for the final few months that they would not mind sharing?
I have been doing the usual, Bluebird, Evolve money, WM Billpay and occasional Money order. Nothing overly aggressive on any of these and only getting about 10-12k a month.
Appreciate any helpful insights are appreciated here or via PM.
TIA
I have been doing the usual, Bluebird, Evolve money, WM Billpay and occasional Money order. Nothing overly aggressive on any of these and only getting about 10-12k a month.
Appreciate any helpful insights are appreciated here or via PM.
TIA
May 14, 2015, 7:53 pm
#2158
Join Date: May 2015
Posts: 441
Since this card is in it's final phase out. Does anyone have any helpful tips on how to maximize it for the final few months that they would not mind sharing?
I have been doing the usual, Bluebird, Evolve money, WM Billpay and occasional Money order. Nothing overly aggressive on any of these and only getting about 10-12k a month.
Appreciate any helpful insights are appreciated here or via PM.
TIA
I have been doing the usual, Bluebird, Evolve money, WM Billpay and occasional Money order. Nothing overly aggressive on any of these and only getting about 10-12k a month.
Appreciate any helpful insights are appreciated here or via PM.
TIA
May 14, 2015, 8:30 pm
#2159
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,952
Wow. That's a pretty low monthly. I'm surprised you got shut down. Did they take any points away or just close you out and let them post.