Mar 12, 14, 4:53 pm
Last edit by: muji
As an additional resource for these cards see this thread: Alaska Airlines Visa
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
- $50 per company, $25 per card (Business Level Earning Plan)
- $0 per company, $75 per card (Individual Level Earning Plan)
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
Alaska Airlines card offers, Personal & Business [2012-2016]
Mar 28, 16, 10:30 am
#3211
Join Date: Jun 2014
Programs: 747 Upper Deck QF J LAX-BNE; A380 SQ SuiteC+D SYD-SIN & SIN-HKG; 777 CX F HKG-JFK; Park Hyatt Sydney
Posts: 513
Mar 28, 16, 11:03 am
#3212
Suspended
Join Date: Dec 2013
Posts: 632
Has anyone snuck in apps in under three months? I applied 1/12 and wanted to get 2 new apps in before the 30k app comes out, but I'm more than a bit hesitant. Credit limit lowered on all my cards last night, so that should be good.
Mar 28, 16, 11:23 am
#3213
Join Date: Jul 2011
Posts: 763
start with a reservation when the wiki has the $100 offer --- or am I missing something?
Mar 28, 16, 12:09 pm
#3214
Join Date: Sep 2013
Location: New York
Posts: 81
Any data points on getting multiple BOFA cards when having opened 5-10+ other (Non BOFA) cards in last 6-12 months? Seeing more and more banks now looking and declining for too many new products across the board.
Mar 28, 16, 12:53 pm
#3215
Join Date: Mar 2011
Location: NY, NY
Posts: 689
I currently have personal AS (total CL of 18K) and biz AS cards (total CL of 35K). I have opened 6 cards YTD, and 11 in the last 6 months.
I applied for a personal four weeks ago via the link above, and got rejected because of too many recent open accounts.
Today I froze my Experieen report, applied for a personal card via the link in the wiki. It got rejected (as expected). I called the Business card Recon Line, had them transfer me to the consumer lending side. The analyst who attended my call informed me that the reject was due to their inability to pull the report. I asked if he could pull TU, he said yes, and came back not two minutes later and congratulated me on being approved for a personal card with a CL of $18,000 (i.e. doubling my existing personal CL).
Last AS app (that failed): 2/25/2016
Last personal AS app (that succeeded): April 2015
Last business AS app (that succeeded): Oct 2015
I applied for a personal four weeks ago via the link above, and got rejected because of too many recent open accounts.
Today I froze my Experieen report, applied for a personal card via the link in the wiki. It got rejected (as expected). I called the Business card Recon Line, had them transfer me to the consumer lending side. The analyst who attended my call informed me that the reject was due to their inability to pull the report. I asked if he could pull TU, he said yes, and came back not two minutes later and congratulated me on being approved for a personal card with a CL of $18,000 (i.e. doubling my existing personal CL).
Last AS app (that failed): 2/25/2016
Last personal AS app (that succeeded): April 2015
Last business AS app (that succeeded): Oct 2015
Mar 29, 16, 12:13 am
#3218
Join Date: Apr 2011
Posts: 1,221
Quick question: Should I first cancel my 3 Alaska Airlines Signature Visa cards (2 personal, 1 business) before applying for more?
Mar 29, 16, 1:14 am
#3219
Join Date: Dec 2014
Location: SEA, ATL
Programs: Hyatt Globalist -> AA Executive Platinum, BAEC Gold, Spirit Lifetime Somebody
Posts: 131
I requested upgrades via credit consolidation from my 3 Platinum Plus cards into 2 Visa Signatures and the first one has been finalized. It took a little over a month, but the 20k extra points posted (as 19k + 1k separate line items, for some reason) to my AS account without having to ask for them.
Mar 29, 16, 7:38 am
#3220
Join Date: Dec 2010
Posts: 1,510
If your app is declined, then I would say you have ~0% chance to get it approved via recon. Nowadays, Bofa is very very sensitive to the number of inquires. You may have a chance (especially, if you have a banking/investing relationship with BoFA), but it's a gamble.
Mar 29, 16, 7:47 am
#3221
Join Date: Sep 2013
Location: New York
Posts: 81
So if they are sensitive to inquiries (as opposed to new accounts) is it worth it to Freeze EX first? I assume then the app will be auto declined and Ill need to call recon to pull TU instead.
Mar 29, 16, 7:52 am
#3222
Join Date: Aug 2015
Posts: 214
Wouldn't hurt to close a personal, but three personals can be done. Any more and you'd be pushing it. Lower your limits before you apply too, if you haven't already.
Mar 29, 16, 8:10 am
#3223
Join Date: Sep 2013
Location: New York
Posts: 81
On my most recent AS app in Feb, I had 9 apps in the last year. 6 were EX - the bureau they pull for me - and one of those was another AS card, which was still open at the time. I lowered it to a $2k CL two weeks before applying. Auto approval with one of the largest CLs I've ever gotten.
Also -when you did this in Feb, how many were you able to get?
Mar 29, 16, 10:59 am
#3224
Join Date: Aug 2015
Posts: 214
I didn't freeze because I wasn't worried enough about my odds of approval vs the cost and trouble of having a frozen report. I'm fortunate I live in an area where Chase and Barclays pull TU, and Citi and Amex pull EX, so my apps have been pretty spread out for the last few years. Now that Chase apps are virtually impossible for me now, a freeze is certainly a consideration I will be making soon.
Mar 29, 16, 12:40 pm
#3225
Join Date: Apr 2011
Posts: 1,221
Wouldn't hurt to close a personal, but three personals can be done. Any more and you'd be pushing it. Lower your limits before you apply too, if you haven't already.
