Sep 25, 2014, 2:08 am
Last edit by: eponymous_coward
American Express
Platinum ($450 Annual fee) http://www304.americanexpress.com/ge.../Platinum-Card
Plum Card (Business) ($250 Annual Fee) https://www.americanexpress.com/us/s...dit-cards/plum
Delta Reserve Card ($450 Annual Fee) https://www304.americanexpress.com/c...ta-credit-card
Delta Platinum Card ($195 Annual Fee) https://www304.americanexpress.com/credit-card/skymiles
Delta Gold Card ($95 Annual Fee) https://www304.americanexpress.com/c...delta-skymiles
Starwood Preferred Guest Card ($95 Annual Fee)https://www.americanexpress.com/us/c...referred-guest
Associated Credit Union Visa Platinum Preferred (no annual fee) http://www.acuonline.org/home/products/credit
Bank of America
Alaska Airlines Visa Signature cards, both personal and business ($75 Annual Fee) see the wikipost in this thread for signup links (which periodically change)
Amtrak Guests Rewards (two versions, one version with no annual fee) http://agr.amtrak.com/apply/
BankAmericard Travel Rewards (no annual fee; includes chip with online PIN as backup CVM) https://www.bankofamerica.com/credit...credit-card.go
Celebrity Cruises ($69 Annual Fee) https://www.bankofamerica.com/credit...credit-card.go
Barclays
Arrival Card ($0 Annual Fee) http://www.barclaycardarrival.com/ar...4&cellNumber=1
Arrival Plus Card ($89 Annual Fee) http://www.barclaycardarrival.com/
Carnival Cruises FunPoints ($0 Annual Fee) https://www.barclaycardus.com/apply/...2&cellNumber=2
Hawaiian Airlines ($89 Annual Fee) http://www.hawaiianairlinescard.com/
Lufthansa Miles & More Card ($79 Annual Fee, waived for certain miles & more members) https://www.barclaycardus.com/apply/...erid=BCSHP1214
Princess Cruises Card ($0 Annual Fee) https://www.barclaycardus.com/apply/...1&cellNumber=3
AAdvantage Aviator Red MasterCard ($89 Annual Fee; new applications not available)
Priceline Rewards ($0 Annual Fee)https://home.barclaycardus.com/cards...visa-card.html
Capital One --all cards http://www.capitalone.com/creditcard...ts/browse-all/ also see partner cards http://www.capitalone.com/creditcard...04_T_CCBRWPTNR
Chase
IHG Rewards Club Select ($49 fee, waived 1st yr, one free hotel night cert. yearly) https://creditcards.chase.com/credit...edit-card.aspx (previously known as Priority Club Select)
Hyatt ($75 annual fee, one free hotel night cert. yearly for category 1-4 hotels) https://creditcards.chase.com/credit...yatt-card.aspx
Marriott Rewards Premier ($85 annual fee, waived 1st yr, one free hotel night cert. yearly for category 1-5 hotels) https://creditcards.chase.com/credit...dit-cards.aspx
British Airways ($95 annual fee, 2-for-1 cert. after $30k annual spend) https://creditcards.chase.com/credit...edit-card.aspx
JP Morgan Select Visa (has both chip & signature and magnetic strip--$95 fee, waived 1st yr, has primary rental car coverage) https://creditcards.chase.com/credit...lect-card.aspx
Sapphire Preferred ($95 fee, waived 1st yr, 20% point discount on travel, 7% annual points bonus) https://creditcards.chase.com/credit...rred-card.aspx
United MileagePlus Club card ($395 annual fee, $100 statement credit, United Club membership, 2 free checked bags on UA, UA Premier Access) https://creditcards.chase.com/credit...edit-card.aspx
United MileagePlus Explorer card ($95 annual fee waived first year; 30K-55K sign-up bonus, depending on landing page offer [see UA forum for more info], free checked bag on UA, priority boarding on UA) https://creditcards.chase.com/credit...edit-card.aspx
Ink Bold Business ($95 annual fee, waived first year)
https://www.chase.com/online/busines...s/ink-bold.htm
Ink Plus Business ($95 annual fee, waived first year)
https://creditcards.chase.com/ink-bu.../ink-plus-card
Ritz-Carlton Rewards Credit Card (has both chip & signature and magnetic strip--$395 Annual fee. Has primary rental car coverage) https://creditcards.chase.com/credit...lton-card.aspx http://www.ritzcarltonrewardscard.com/home.php?pid=home
Citi
ThankYou Premier ($125 annual fee, waived 1st yr) https://www.citi.com/credit-cards/cr...er-credit-card
Prestige ($450 annual fee) https://www.citi.com/credit-cards/cr...-prestige-card
Executive AAdvantage ($450 annual fee) https://www.citi.com/credit-cards/cr...ite-mastercard
Expedia+ Voyager ($95 annual fee) https://www.citi.com/credit-cards/cr...a-plus-voyager
Hilton HHonors Reserve ($95 annual fee) https://www.citi.com/credit-cards/cr...s-reserve-card
AAdvantage Platinum MC ($95 annual fee, waived first year, retention offers may be possible subsequent years) -- as of 15 Nov 2015
Costco Anywhere Visa (no separate annual fee, requires a paid Costco Membership) https://www.citi.com/credit-cards/cr...sa-credit-card
Discover --all cards. no annual fee.
http://www.discovercard.com/credit-cards/
HSBC--several cards (But be careful--many of these cards have *very* low limits. The
Premier card, no annual fee, is a notable exception.) http://www.premiercardbenefits.com/1/2/3/
PenFed --all cards
examples:
Amex (no annual fee) https://www.penfed.org/productsandra...cards/amex.asp
Promise Visa (no annual fee) https://www.penfed.org/productsandra...romisecard.asp
Petal https://www.petalcard.com/ (Issued by WebBank, no AF, 1-1.5% cashback based on on timely payment, non-traditional approvals without credit scoring possible)
Navy Federal Credit Union --all cards
https://www.navyfederal.org/products...reditcards.php
Andrews FCU GlobeTrek Rewards Visa (No Annual Fee/Supports Chip & Pin) https://www.andrewsfcu.org/credit_ca...k_rewards.html
State Dept FCU Visa Platinum EMV Card (No Annual Fee/Supports Chip & Pin) https://www.sdfcu.org/emv-creditcards
San Francisco Fire Credit Union Platinum Visa (no annual fee) http://www.sffirecu.org/loans/credit-cards
Synchrony Bank/Cathay Pacific Signature Visa ($95 AF, no waiver, 1.5 Asia Miles per USD): https://us.cathaypacific.com/offers/credit-card/
Union Bank Graphite American Express ($99 annual fee, waived first year)
https://www.unionbank.com/personal-b...ards/index.jsp
**please check UA Fan's excellent list to see current bonus sign-up offers**
http://www.flyertalk.com/forum/miles...er-thread.html
Platinum ($450 Annual fee) http://www304.americanexpress.com/ge.../Platinum-Card
Plum Card (Business) ($250 Annual Fee) https://www.americanexpress.com/us/s...dit-cards/plum
Delta Reserve Card ($450 Annual Fee) https://www304.americanexpress.com/c...ta-credit-card
Delta Platinum Card ($195 Annual Fee) https://www304.americanexpress.com/credit-card/skymiles
Delta Gold Card ($95 Annual Fee) https://www304.americanexpress.com/c...delta-skymiles
Starwood Preferred Guest Card ($95 Annual Fee)https://www.americanexpress.com/us/c...referred-guest
Associated Credit Union Visa Platinum Preferred (no annual fee) http://www.acuonline.org/home/products/credit
Bank of America
Alaska Airlines Visa Signature cards, both personal and business ($75 Annual Fee) see the wikipost in this thread for signup links (which periodically change)
Amtrak Guests Rewards (two versions, one version with no annual fee) http://agr.amtrak.com/apply/
BankAmericard Travel Rewards (no annual fee; includes chip with online PIN as backup CVM) https://www.bankofamerica.com/credit...credit-card.go
Celebrity Cruises ($69 Annual Fee) https://www.bankofamerica.com/credit...credit-card.go
Barclays
Arrival Card ($0 Annual Fee) http://www.barclaycardarrival.com/ar...4&cellNumber=1
Arrival Plus Card ($89 Annual Fee) http://www.barclaycardarrival.com/
Carnival Cruises FunPoints ($0 Annual Fee) https://www.barclaycardus.com/apply/...2&cellNumber=2
Hawaiian Airlines ($89 Annual Fee) http://www.hawaiianairlinescard.com/
Lufthansa Miles & More Card ($79 Annual Fee, waived for certain miles & more members) https://www.barclaycardus.com/apply/...erid=BCSHP1214
Princess Cruises Card ($0 Annual Fee) https://www.barclaycardus.com/apply/...1&cellNumber=3
AAdvantage Aviator Red MasterCard ($89 Annual Fee; new applications not available)
Priceline Rewards ($0 Annual Fee)https://home.barclaycardus.com/cards...visa-card.html
Capital One --all cards http://www.capitalone.com/creditcard...ts/browse-all/ also see partner cards http://www.capitalone.com/creditcard...04_T_CCBRWPTNR
Chase
IHG Rewards Club Select ($49 fee, waived 1st yr, one free hotel night cert. yearly) https://creditcards.chase.com/credit...edit-card.aspx (previously known as Priority Club Select)
Hyatt ($75 annual fee, one free hotel night cert. yearly for category 1-4 hotels) https://creditcards.chase.com/credit...yatt-card.aspx
Marriott Rewards Premier ($85 annual fee, waived 1st yr, one free hotel night cert. yearly for category 1-5 hotels) https://creditcards.chase.com/credit...dit-cards.aspx
British Airways ($95 annual fee, 2-for-1 cert. after $30k annual spend) https://creditcards.chase.com/credit...edit-card.aspx
JP Morgan Select Visa (has both chip & signature and magnetic strip--$95 fee, waived 1st yr, has primary rental car coverage) https://creditcards.chase.com/credit...lect-card.aspx
Sapphire Preferred ($95 fee, waived 1st yr, 20% point discount on travel, 7% annual points bonus) https://creditcards.chase.com/credit...rred-card.aspx
United MileagePlus Club card ($395 annual fee, $100 statement credit, United Club membership, 2 free checked bags on UA, UA Premier Access) https://creditcards.chase.com/credit...edit-card.aspx
United MileagePlus Explorer card ($95 annual fee waived first year; 30K-55K sign-up bonus, depending on landing page offer [see UA forum for more info], free checked bag on UA, priority boarding on UA) https://creditcards.chase.com/credit...edit-card.aspx
Ink Bold Business ($95 annual fee, waived first year)
https://www.chase.com/online/busines...s/ink-bold.htm
Ink Plus Business ($95 annual fee, waived first year)
https://creditcards.chase.com/ink-bu.../ink-plus-card
Ritz-Carlton Rewards Credit Card (has both chip & signature and magnetic strip--$395 Annual fee. Has primary rental car coverage) https://creditcards.chase.com/credit...lton-card.aspx http://www.ritzcarltonrewardscard.com/home.php?pid=home
Citi
ThankYou Premier ($125 annual fee, waived 1st yr) https://www.citi.com/credit-cards/cr...er-credit-card
Prestige ($450 annual fee) https://www.citi.com/credit-cards/cr...-prestige-card
Executive AAdvantage ($450 annual fee) https://www.citi.com/credit-cards/cr...ite-mastercard
Expedia+ Voyager ($95 annual fee) https://www.citi.com/credit-cards/cr...a-plus-voyager
Hilton HHonors Reserve ($95 annual fee) https://www.citi.com/credit-cards/cr...s-reserve-card
AAdvantage Platinum MC ($95 annual fee, waived first year, retention offers may be possible subsequent years) -- as of 15 Nov 2015
Costco Anywhere Visa (no separate annual fee, requires a paid Costco Membership) https://www.citi.com/credit-cards/cr...sa-credit-card
Discover --all cards. no annual fee.
http://www.discovercard.com/credit-cards/
HSBC--several cards (But be careful--many of these cards have *very* low limits. The
Premier card, no annual fee, is a notable exception.) http://www.premiercardbenefits.com/1/2/3/
PenFed --all cards
examples:
Amex (no annual fee) https://www.penfed.org/productsandra...cards/amex.asp
Promise Visa (no annual fee) https://www.penfed.org/productsandra...romisecard.asp
Petal https://www.petalcard.com/ (Issued by WebBank, no AF, 1-1.5% cashback based on on timely payment, non-traditional approvals without credit scoring possible)
Navy Federal Credit Union --all cards
https://www.navyfederal.org/products...reditcards.php
Andrews FCU GlobeTrek Rewards Visa (No Annual Fee/Supports Chip & Pin) https://www.andrewsfcu.org/credit_ca...k_rewards.html
State Dept FCU Visa Platinum EMV Card (No Annual Fee/Supports Chip & Pin) https://www.sdfcu.org/emv-creditcards
San Francisco Fire Credit Union Platinum Visa (no annual fee) http://www.sffirecu.org/loans/credit-cards
Synchrony Bank/Cathay Pacific Signature Visa ($95 AF, no waiver, 1.5 Asia Miles per USD): https://us.cathaypacific.com/offers/credit-card/
Union Bank Graphite American Express ($99 annual fee, waived first year)
https://www.unionbank.com/personal-b...ards/index.jsp
**please check UA Fan's excellent list to see current bonus sign-up offers**
http://www.flyertalk.com/forum/miles...er-thread.html
USA Cards with no Foreign Transaction Fees
Aug 6, 2013, 1:55 pm
#316
Join Date: Oct 2012
Posts: 8
where to find best intro offer with no foreign transaction fees
Right now I put all of my spending on Delta AMEX platinum and Chase Freedom but need to stop the Delta spend to maximize my MQM rollover for next year...not flying much with them next year and want to maintain my (low) status. I'm also going to be overseas for 5 months next year, so would like to find a card with a good intro offer and no foreign transaction fees. I have an unused Chase Sapphire, called to ask if their intro offer would apply if I upgraded and got a wishy washy "no" on that.
I'd appreciate any ideas. Rewards can be airlines, hotels, cash, as long as they're easy to use or transfer (not US aiways). Thanks!
I'd appreciate any ideas. Rewards can be airlines, hotels, cash, as long as they're easy to use or transfer (not US aiways). Thanks!
Aug 6, 2013, 2:31 pm
#318
Join Date: Aug 2006
Posts: 756
Right now I put all of my spending on Delta AMEX platinum and Chase Freedom but need to stop the Delta spend to maximize my MQM rollover for next year...not flying much with them next year and want to maintain my (low) status. I'm also going to be overseas for 5 months next year, so would like to find a card with a good intro offer and no foreign transaction fees. I have an unused Chase Sapphire, called to ask if their intro offer would apply if I upgraded and got a wishy washy "no" on that.
I'd appreciate any ideas. Rewards can be airlines, hotels, cash, as long as they're easy to use or transfer (not US aiways). Thanks!
I'd appreciate any ideas. Rewards can be airlines, hotels, cash, as long as they're easy to use or transfer (not US aiways). Thanks!
I think the current best offer is the Chase Sapphire Preferred card. Dont remember the details but think someone had said you could apply for the Sapp. Prefer card and still get the sign on bonus as Chase considers this as a different card than the regular Sapp. card. Could give it a try. Or the Chase United Explorer card as I think they are now forex free.
Aug 6, 2013, 3:57 pm
#320
Join Date: Nov 2011
Location: Pennsylvania
Programs: American Gold, Hilton Diamond, Wyndham Diamond, Hyatt Explorist
Posts: 271
Quote:
Originally Posted by mitre10
Right now I put all of my spending on Delta AMEX platinum and Chase Freedom but need to stop the Delta spend to maximize my MQM rollover for next year...not flying much with them next year and want to maintain my (low) status. I'm also going to be overseas for 5 months next year, so would like to find a card with a good intro offer and no foreign transaction fees. I have an unused Chase Sapphire, called to ask if their intro offer would apply if I upgraded and got a wishy washy "no" on that.
I'd appreciate any ideas. Rewards can be airlines, hotels, cash, as long as they're easy to use or transfer (not US aiways). Thanks!
I think the current best offer is the Chase Sapphire Preferred card. Dont remember the details but think someone had said you could apply for the Sapp. Prefer card and still get the sign on bonus as Chase considers this as a different card than the regular Sapp. card. Could give it a try. Or the Chase United Explorer card as I think they are now forex free.
Originally Posted by mitre10
Right now I put all of my spending on Delta AMEX platinum and Chase Freedom but need to stop the Delta spend to maximize my MQM rollover for next year...not flying much with them next year and want to maintain my (low) status. I'm also going to be overseas for 5 months next year, so would like to find a card with a good intro offer and no foreign transaction fees. I have an unused Chase Sapphire, called to ask if their intro offer would apply if I upgraded and got a wishy washy "no" on that.
I'd appreciate any ideas. Rewards can be airlines, hotels, cash, as long as they're easy to use or transfer (not US aiways). Thanks!
I think the current best offer is the Chase Sapphire Preferred card. Dont remember the details but think someone had said you could apply for the Sapp. Prefer card and still get the sign on bonus as Chase considers this as a different card than the regular Sapp. card. Could give it a try. Or the Chase United Explorer card as I think they are now forex free.
Aug 21, 2013, 8:03 pm
#321
Join Date: Aug 2008
Programs: AA EXP
Posts: 1,714
Advice Please: Which No Foreign Transaction Fee Card?
Hi All
I'm looking for some advice to pass on to a cousin of mine who's looking to get his first card. He's an AU on a number of his parents' cards and has a score in the 750+ range but he's never had his own CC.
He tried to strike out on his own and, for reasons I am still trying to understand, he applied for the Club Carlson Visa and got declined (not enough credit history or something like that). Now he's coming to me for advice.
He'll be going abroad to study so a "no FT fee" card would seem sensible but my reading on here suggests that cards with no FT fees are often not the easiest to get when starting out (did I get that right?). What do I suggest he goes for? What card is he most likely to get approved for?
Thanks in advance for any help.
I'm looking for some advice to pass on to a cousin of mine who's looking to get his first card. He's an AU on a number of his parents' cards and has a score in the 750+ range but he's never had his own CC.
He tried to strike out on his own and, for reasons I am still trying to understand, he applied for the Club Carlson Visa and got declined (not enough credit history or something like that). Now he's coming to me for advice.
He'll be going abroad to study so a "no FT fee" card would seem sensible but my reading on here suggests that cards with no FT fees are often not the easiest to get when starting out (did I get that right?). What do I suggest he goes for? What card is he most likely to get approved for?
Thanks in advance for any help.
Aug 21, 2013, 9:41 pm
#325
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
The two cards that come to mind that shouldn't be too hard to get is
1. Discover.
2. BoA Travel Rewards.
Both should be much easier to get than any no fee card from Chase like United or Sapphire and those aren't easy to get without a credit history.
I very highly doubt that Chase would give your friend the CSP as his first card.
I have limited knowledge about cards from Capital One etc, so I can only talk about cards that I have owned.
If he's just looking for a card that has no FT fee then how about getting a secured card from BoA to build credit and the Charles Schwab debit card that not only has no FT fee, it also has zero ATM fees ANYWHERE IN THE WORLD and there's no limit.
1. Discover.
2. BoA Travel Rewards.
Both should be much easier to get than any no fee card from Chase like United or Sapphire and those aren't easy to get without a credit history.
I very highly doubt that Chase would give your friend the CSP as his first card.
I have limited knowledge about cards from Capital One etc, so I can only talk about cards that I have owned.
If he's just looking for a card that has no FT fee then how about getting a secured card from BoA to build credit and the Charles Schwab debit card that not only has no FT fee, it also has zero ATM fees ANYWHERE IN THE WORLD and there's no limit.
Aug 22, 2013, 1:55 am
#326
Join Date: Nov 2012
Posts: 3,537
Hi All
I'm looking for some advice to pass on to a cousin of mine who's looking to get his first card. He's an AU on a number of his parents' cards and has a score in the 750+ range but he's never had his own CC.
He tried to strike out on his own and, for reasons I am still trying to understand, he applied for the Club Carlson Visa and got declined (not enough credit history or something like that). Now he's coming to me for advice.
He'll be going abroad to study so a "no FT fee" card would seem sensible but my reading on here suggests that cards with no FT fees are often not the easiest to get when starting out (did I get that right?). What do I suggest he goes for? What card is he most likely to get approved for?
Thanks in advance for any help.
I'm looking for some advice to pass on to a cousin of mine who's looking to get his first card. He's an AU on a number of his parents' cards and has a score in the 750+ range but he's never had his own CC.
He tried to strike out on his own and, for reasons I am still trying to understand, he applied for the Club Carlson Visa and got declined (not enough credit history or something like that). Now he's coming to me for advice.
He'll be going abroad to study so a "no FT fee" card would seem sensible but my reading on here suggests that cards with no FT fees are often not the easiest to get when starting out (did I get that right?). What do I suggest he goes for? What card is he most likely to get approved for?
Thanks in advance for any help.
Aug 22, 2013, 2:20 pm
#330
FlyerTalk Evangelist
Join Date: Dec 2009
Location: HaMerkaz/Exit 145
Programs: UA, LY, BA, AA
Posts: 13,167
So I'd recommend the Bank of America TravelRewards card. No annual fee, no foreign transaction fee, relatively decent conversion rate, and comes with a chip. It's Chip & Signature, though I haven't used it yet at unattended kiosks to try the cash advance PIN to see if that works.
But it's good when you're not in the touristy places, and especially in France.
Plus, it's very easy to get approved for someone's first credit card.
But it's good when you're not in the touristy places, and especially in France.
Plus, it's very easy to get approved for someone's first credit card.