Originally Posted by Stripy

Hi All

I'm looking for some advice to pass on to a cousin of mine who's looking to get his first card. He's an AU on a number of his parents' cards and has a score in the 750+ range but he's never had his own CC.

He tried to strike out on his own and, for reasons I am still trying to understand, he applied for the Club Carlson Visa and got declined (not enough credit history or something like that). Now he's coming to me for advice.

He'll be going abroad to study so a "no FT fee" card would seem sensible but my reading on here suggests that cards with no FT fees are often not the easiest to get when starting out (did I get that right?). What do I suggest he goes for? What card is he most likely to get approved for?

Thanks in advance for any help.