Citicards 60 day/ one application policy
Dec 1, 2008, 1:25 pm
#452
Join Date: Jun 2006
Location: Manchester,UK and NYC
Programs: One Pass, BAEC, AA
Posts: 708
Citi pull Experian for my wife and I - we apply for 2 cards each on same day - and the 2 hard pulls get merged into 1 inquiry
Dec 1, 2008, 1:44 pm
#453
Join Date: Oct 2008
Posts: 164
Hey guys,
I got my AA Amex on 9/28. Its been over 60 days. Should I apply for another AA card given that:
1) I have been declined for a Chase United MP even tho I was pre-approved when i was at Chase. I declined because it offered only 20k miles. I went o united.com to apply for the 30k miles card and got declined, wth?
2) Last time I checked, my credit score is 730.
Also, should I call Chase and ask try to get the United MP card approved? I was able to do that with the buy.com card before.
Thanks,
I got my AA Amex on 9/28. Its been over 60 days. Should I apply for another AA card given that:
1) I have been declined for a Chase United MP even tho I was pre-approved when i was at Chase. I declined because it offered only 20k miles. I went o united.com to apply for the 30k miles card and got declined, wth?
2) Last time I checked, my credit score is 730.
Also, should I call Chase and ask try to get the United MP card approved? I was able to do that with the buy.com card before.
Thanks,
Dec 1, 2008, 7:46 pm
#454
Join Date: Jul 2005
Location: Washington, D.C.
Programs: AA PLT (MM), UA 1K, Marriott Ti, IHG Diamond
Posts: 929
Dec 2, 2008, 9:02 am
#456
Join Date: Apr 2001
Location: Varies :-)
Programs: AS; AA; UA; DL; VS; BA; Nat'l Emer. Exec.; AGR
Posts: 2,250
Hrmph... They wrote to me that I was limited to one application every 60 days. I called yesterday to ask about this, and the phone rep confirmed that, and in fact told me I'd have to wait until late December since my last application (not approval) was in late October (after I had waited 31 days to reapply from a late September rejection). Don't know why I would be on a lower tier than others here with the status I have with Citi... 
Grrr.
Grrr.
The DW and I both just submitted the latest Citi app and BOTH were instantly approved. Never seen this before and both card were each at 10k. (Normally 20k when they arrive in the mail). Good to know. Last card was 30 days ago. Card before that was 65 days earlier. Still expecting the 2 apps in 60 days unless anyone can report otherwise. Not sure why anyone is recommending 3 personal apps in 60 days, unless there is something I dont know?
Jim
Jim
Dec 2, 2008, 10:02 am
#457
Join Date: Jul 2006
Location: PBI/FLL
Programs: AAdvantage 300k Lifetime Miles, WN Rapid Rewards
Posts: 111
Hrmph... They wrote to me that I was limited to one application every 60 days. I called yesterday to ask about this, and the phone rep confirmed that, and in fact told me I'd have to wait until late December since my last application (not approval) was in late October (after I had waited 31 days to reapply from a late September rejection). Don't know why I would be on a lower tier than others here with the status I have with Citi...
Grrr.
Grrr.
Dec 2, 2008, 10:28 am
#458
Join Date: Jul 2006
Location: PBI/FLL
Programs: AAdvantage 300k Lifetime Miles, WN Rapid Rewards
Posts: 111
I'm waiting on a $20 refund to a credit card with a balance of $0 that I'm about to cancel. If the refund hits after I cancel, will they send me a check? I'd hate to lose $20... anyone else run into this problem?
Dec 2, 2008, 11:27 am
#459
Join Date: May 2008
Location: MIA-SJO
Programs: AA, UA, DL
Posts: 83
The DW and I both just submitted the latest Citi app and BOTH were instantly approved. Never seen this before and both card were each at 10k. (Normally 20k when they arrive in the mail). Good to know. Last card was 30 days ago. Card before that was 65 days earlier. Still expecting the 2 apps in 60 days unless anyone can report otherwise. Not sure why anyone is recommending 3 personal apps in 60 days, unless there is something I dont know?
Jim
Jim
Maybe next they'll get rid of the customer retention team. Or those guys who always call to check if the credit limit is OK...
Dec 2, 2008, 11:48 am
#460
Join Date: Feb 2008
Location: CHS
Programs: Delta, AA, BA, United, Hyatt Globalist, Hilton Honors Diamond, SPG Marriott Gold, Sixt Platinum
Posts: 1,145
Dec 2, 2008, 11:58 am
#461
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,804
It only works if the refund actually hit the card. Note: he is expecting, not seeing it yet.
He should keep the closed card info on the website so he can still access it and see when the refund shows up.
When the credit shows up on the closed card, he can call to ask for a check mailed to him. Otherwise the check will still be sent automatically after 3 months lapse. I believe it is required by law that a credit balance must be returned to cardholder after 3 months time.
He should keep the closed card info on the website so he can still access it and see when the refund shows up.
When the credit shows up on the closed card, he can call to ask for a check mailed to him. Otherwise the check will still be sent automatically after 3 months lapse. I believe it is required by law that a credit balance must be returned to cardholder after 3 months time.
Dec 2, 2008, 1:20 pm
#462
Join Date: Dec 2006
Posts: 242
I am waiting on a dispute with an online merchant to be resolved before I cancel one of mine.
Dec 2, 2008, 2:47 pm
#463
In Memoriam
Join Date: May 2001
Location: Southern California
Programs: Hertz 5 star, Priceline Hotel bidder. AA PLT, 1MM.
Posts: 2,910
Hey guys,
1) I have been declined for a Chase United MP even tho I was pre-approved when i was at Chase. I declined because it offered only 20k miles. I went o united.com to apply for the 30k miles card and got declined, wth?
2) Last time I checked, my credit score is 730.
Also, should I call Chase and ask try to get the United MP card approved? I was able to do that with the buy.com card before.
Thanks,
1) I have been declined for a Chase United MP even tho I was pre-approved when i was at Chase. I declined because it offered only 20k miles. I went o united.com to apply for the 30k miles card and got declined, wth?
2) Last time I checked, my credit score is 730.
Also, should I call Chase and ask try to get the United MP card approved? I was able to do that with the buy.com card before.
Thanks,
I was doing alot of Real Estate stuff at that time. Had no trouble getting high limits applying for credit union V/MC's. CU's are much better to deal with. 
Dec 2, 2008, 6:06 pm
#465
Join Date: Mar 2007
Location: On the road
Programs: Too many to list
Posts: 1,051
^ Have to agree. Low interest rates (7.9%) that we never use, points given for no fee balance transfers until recently... Then they up and change the program, but still much easier to deal with!