Citicards 60 day/ one application policy
Jan 13, 2008, 12:18 pm
#1
Original Poster
Join Date: Jan 2008
Posts: 263
Citicards 60 day/ one application policy
Does anyone know if this just applies to one specific type of card or for all citicards? In other words, can I apply for one Aadvantage card and one Thankyou rewards card every 60 days or just one total?
Also are there are any other good citicards I should be doing besides the two I mentioned? I am already doing business versions of each though.
Also are there are any other good citicards I should be doing besides the two I mentioned? I am already doing business versions of each though.
Jan 13, 2008, 3:14 pm
#2
Join Date: Jul 2005
Location: Washington, D.C.
Programs: AA PLT (MM), UA 1K, Marriott Ti, IHG Diamond
Posts: 929
Does anyone know if this just applies to one specific type of card or for all citicards? In other words, can I apply for one Aadvantage card and one Thankyou rewards card every 60 days or just one total?
Also are there are any other good citicards I should be doing besides the two I mentioned? I am already doing business versions of each though.
Also are there are any other good citicards I should be doing besides the two I mentioned? I am already doing business versions of each though.
Oh, I think I heard there's a 6 citicard limit... Meaning you can't hold more than 6 citibank credit cards at one time...
Also, business cards are every 90 days, unlike personal cards which are 60 days as you stated...
Jan 13, 2008, 5:10 pm
#3
Join Date: Jun 2006
Location: Manchester,UK and NYC
Programs: One Pass, BAEC, AA
Posts: 708
It's one per flavor of card... So unless it's the same card, you can have multiple within a 60 day period... Just can't apply for the same flavor of card within 60 days, so AAdvantage and TY are just fine...
Oh, I think I heard there's a 6 citicard limit... Meaning you can't hold more than 6 citibank credit cards at one time...
Also, business cards are every 90 days, unlike personal cards which are 60 days as you stated...
Oh, I think I heard there's a 6 citicard limit... Meaning you can't hold more than 6 citibank credit cards at one time...
Also, business cards are every 90 days, unlike personal cards which are 60 days as you stated...
I also hold more than 6 Citicards as well.
Different people have different experiences - so you just have to try and apply. Good luck
Jan 13, 2008, 9:17 pm
#5
Original Poster
Join Date: Jan 2008
Posts: 263
Jan 14, 2008, 8:21 pm
#8
FlyerTalk Evangelist
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,475
i used to be able to get more than 1 card in the 60 day period, but recently around the time their CEO was fired I got rejected and they reason was that i could get only 1 per 60 days. i guess at that time they were increasing their criteria due to the credit crunch. ever since that they have imposed that rule whenever i apply. i guess if they currently don't enforce it on you, don't overdo it.
Jan 15, 2008, 1:32 am
#9
Join Date: Jun 2006
Location: Manchester,UK and NYC
Programs: One Pass, BAEC, AA
Posts: 708
The above link if for many brands of Visa cards - scroll down to Citibank, and you will see the AAdvantage card. 20,000 miles after $250 spend
Jan 19, 2008, 12:45 pm
#13
Join Date: Jun 2001
Location: Vancouver, WA
Programs: AA PLT 2.9MM
Posts: 113
I began churning Citi cards last Aug and the sum of all those credit limits is >$56k. The credit limit on my new Amex cards are effected by this sum. I will begin to cancel cards after 6 months which Kaukau suggests in order to avoid forfeiting bonus miles. I think he said B of A was taking back bonuses if accounts were closed in less than 6 months. No word on Citi doing that but I will stick with the 6 month rule.
Jan 19, 2008, 2:53 pm
#14
Join Date: Oct 2006
Location: BUF
Programs: SPG Plt, HHonors Gold, UA Gold, PC Plat, Marriott Gold
Posts: 880
I began churning Citi cards last Aug and the sum of all those credit limits is >$56k. The credit limit on my new Amex cards are effected by this sum. I will begin to cancel cards after 6 months which Kaukau suggests in order to avoid forfeiting bonus miles. I think he said B of A was taking back bonuses if accounts were closed in less than 6 months. No word on Citi doing that but I will stick with the 6 month rule.
Jan 19, 2008, 3:28 pm
#15
Join Date: Jul 2005
Location: Washington, D.C.
Programs: AA PLT (MM), UA 1K, Marriott Ti, IHG Diamond
Posts: 929
I began churning Citi cards last Aug and the sum of all those credit limits is >$56k. The credit limit on my new Amex cards are effected by this sum. I will begin to cancel cards after 6 months which Kaukau suggests in order to avoid forfeiting bonus miles. I think he said B of A was taking back bonuses if accounts were closed in less than 6 months. No word on Citi doing that but I will stick with the 6 month rule.