Citi AA Platinum, Gold and Business cards (2015)
Dec 11, 2015, 9:45 am
#3571
Join Date: Jul 2013
Posts: 1,784
Until I see some very strong data points that CL is freed up just as quickly when canceling a card as it is when reducing a CL first, I'm going to want to stick to lowering it first, since as you say doing so doesn't cause any harm.
Dec 11, 2015, 12:31 pm
#3573
Join Date: Jan 2015
Posts: 78
I just applied for and was approved this targeted offer - IMO while the deval is annoying it is certainly not a program killer and United and Delta are as bad if not worse.
Dec 11, 2015, 2:03 pm
#3574
Join Date: May 2014
Location: SoCal
Posts: 2,164
Do we have any data points for anyone applied for a platinum card didn't get the bonus; waited for the new card to convert to WE, apply again and get the bonus?
Dec 11, 2015, 9:33 pm
#3575
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
Read back less than 2 pages you will find it. And if you trace back to the quoted poster's earlier posts, you will find more details.
Dec 12, 2015, 7:55 am
#3576
Join Date: Jan 2013
Location: PVD/BOS
Posts: 879
I can't be sure my old AA plat was ever switched over to a WE - I'm still using the old Visa version of the card if that helps. I do see the offer for the 30k Plat in my "offers" section so it would seem I can re-app.
I found an offer on the booking screen that is 40k miles +100 statement credit that could be useful for me, but I can't determine if it's "safe" for me to apply and received bonus and credit.
Thoughts from the experts?
I found an offer on the booking screen that is 40k miles +100 statement credit that could be useful for me, but I can't determine if it's "safe" for me to apply and received bonus and credit.
Thoughts from the experts?
Dec 12, 2015, 8:19 am
#3577
Join Date: May 2014
Location: SoCal
Posts: 2,164
Follow up:
My speculation appears to be correct.
As summarized above, she had a citi plat select world card, that was I closed before it was converted to WE. She applied, received a plat select world card but no bonus. We have waited for it to convert to WE, and now in her preapproved offers you may be interested in, there is a 50k plat select. Further more, I was recently approved for my 3rd plat select world card last week and the welcome letter references the bonus 50k.
My speculation appears to be correct.
As summarized above, she had a citi plat select world card, that was I closed before it was converted to WE. She applied, received a plat select world card but no bonus. We have waited for it to convert to WE, and now in her preapproved offers you may be interested in, there is a 50k plat select. Further more, I was recently approved for my 3rd plat select world card last week and the welcome letter references the bonus 50k.
Dec 12, 2015, 12:08 pm
#3578
Join Date: Mar 2011
Posts: 141
I can't be sure my old AA plat was ever switched over to a WE - I'm still using the old Visa version of the card if that helps. I do see the offer for the 30k Plat in my "offers" section so it would seem I can re-app.
I found an offer on the booking screen that is 40k miles +100 statement credit that could be useful for me, but I can't determine if it's "safe" for me to apply and received bonus and credit.
Thoughts from the experts?
I found an offer on the booking screen that is 40k miles +100 statement credit that could be useful for me, but I can't determine if it's "safe" for me to apply and received bonus and credit.
Thoughts from the experts?
If you did not open or close any Platinum MC in the last 18 months you can use any 50K link from the Wiki
The same goes if your card was converted to WE or if it is still Visa.
Unless you have a good reason to keep your old card open it is best to close it as soon as you get approved for a new Platinum MC
Dec 12, 2015, 3:28 pm
#3579
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
Go find Carl's posts from his profile and then read it in its correct sequence.
Dec 13, 2015, 1:43 pm
#3580
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,256
Data points...
My last application for a Citi AA W MC was in 2/2015.
That card got converted to WE MC sometime over this past summer.
I applied for a Citi Business W MC 30 days ago (that card is still a W MC).
Today I saw the Citi AA W MC listed in my Pre-approved/Other Cards You Might Be Interested in (OCYMBII). Applied for that using the link there in OCYMBII.
Upon completing the app, got the "Your application is pending further review, please call now for an immediate decision" screen.
Called in, gave app ID, no other questions (although a pretty lengthy hold as the agent reviewed my app - she said they were having system issues).
Was approved, but only for $1500 CL - a real surprise since Citi usually throws crazy big CLs at me.
For existing open Citi cards, I currently have 3 personal (total CL just $14K), and one (recent) Business (CL $20K).
I do have...(cough cough)...several...closed Citi cards, all closed at least 6 months ago, and before closing I had always knocked down my CL.
This is the first time Citi has offered my a CL below $20K.
I am speculating that the recent Biz card app (which got the usual $20K CL) had an impact (since it's so recent) on how much credit they were willing to extend. Either that, or I've just used up so many records in their internal database I've crossed some other limit.
In any case, I did not ask the agent about the bonus offer on the new card, I will look for that in the welcome letter and will report back on that.
My last application for a Citi AA W MC was in 2/2015.
That card got converted to WE MC sometime over this past summer.
I applied for a Citi Business W MC 30 days ago (that card is still a W MC).
Today I saw the Citi AA W MC listed in my Pre-approved/Other Cards You Might Be Interested in (OCYMBII). Applied for that using the link there in OCYMBII.
Upon completing the app, got the "Your application is pending further review, please call now for an immediate decision" screen.
Called in, gave app ID, no other questions (although a pretty lengthy hold as the agent reviewed my app - she said they were having system issues).
Was approved, but only for $1500 CL - a real surprise since Citi usually throws crazy big CLs at me.
For existing open Citi cards, I currently have 3 personal (total CL just $14K), and one (recent) Business (CL $20K).
I do have...(cough cough)...several...closed Citi cards, all closed at least 6 months ago, and before closing I had always knocked down my CL.
This is the first time Citi has offered my a CL below $20K.
I am speculating that the recent Biz card app (which got the usual $20K CL) had an impact (since it's so recent) on how much credit they were willing to extend. Either that, or I've just used up so many records in their internal database I've crossed some other limit.
In any case, I did not ask the agent about the bonus offer on the new card, I will look for that in the welcome letter and will report back on that.
Dec 13, 2015, 4:56 pm
#3581
Join Date: Aug 2014
Posts: 305
Data points...
My last application for a Citi AA W MC was in 2/2015.
That card got converted to WE MC sometime over this past summer.
I applied for a Citi Business W MC 30 days ago (that card is still a W MC).
Today I saw the Citi AA W MC listed in my Pre-approved/Other Cards You Might Be Interested in (OCYMBII). Applied for that using the link there in OCYMBII.
Upon completing the app, got the "Your application is pending further review, please call now for an immediate decision" screen.
Called in, gave app ID, no other questions (although a pretty lengthy hold as the agent reviewed my app - she said they were having system issues).
Was approved, but only for $1500 CL - a real surprise since Citi usually throws crazy big CLs at me.
For existing open Citi cards, I currently have 3 personal (total CL just $14K), and one (recent) Business (CL $20K).
I do have...(cough cough)...several...closed Citi cards, all closed at least 6 months ago, and before closing I had always knocked down my CL.
This is the first time Citi has offered my a CL below $20K.
I am speculating that the recent Biz card app (which got the usual $20K CL) had an impact (since it's so recent) on how much credit they were willing to extend. Either that, or I've just used up so many records in their internal database I've crossed some other limit.
In any case, I did not ask the agent about the bonus offer on the new card, I will look for that in the welcome letter and will report back on that.
My last application for a Citi AA W MC was in 2/2015.
That card got converted to WE MC sometime over this past summer.
I applied for a Citi Business W MC 30 days ago (that card is still a W MC).
Today I saw the Citi AA W MC listed in my Pre-approved/Other Cards You Might Be Interested in (OCYMBII). Applied for that using the link there in OCYMBII.
Upon completing the app, got the "Your application is pending further review, please call now for an immediate decision" screen.
Called in, gave app ID, no other questions (although a pretty lengthy hold as the agent reviewed my app - she said they were having system issues).
Was approved, but only for $1500 CL - a real surprise since Citi usually throws crazy big CLs at me.
For existing open Citi cards, I currently have 3 personal (total CL just $14K), and one (recent) Business (CL $20K).
I do have...(cough cough)...several...closed Citi cards, all closed at least 6 months ago, and before closing I had always knocked down my CL.
This is the first time Citi has offered my a CL below $20K.
I am speculating that the recent Biz card app (which got the usual $20K CL) had an impact (since it's so recent) on how much credit they were willing to extend. Either that, or I've just used up so many records in their internal database I've crossed some other limit.
In any case, I did not ask the agent about the bonus offer on the new card, I will look for that in the welcome letter and will report back on that.
Dec 13, 2015, 6:34 pm
#3582
Join Date: Nov 2008
Location: DTW
Programs: Delta SM, ICH PLAT
Posts: 1,188
My PLAT W card was converted to a WE card before I was able to make my spending limit. I have now just met my spending limit, and expect to get my 50K bonus at the end of the billing cycle (near Christmas). Should I wait to get my miles before applying for a new PLAT card? or does it matter?
Dec 13, 2015, 7:26 pm
#3583
Join Date: Mar 2011
Posts: 141
My PLAT W card was converted to a WE card before I was able to make my spending limit. I have now just met my spending limit, and expect to get my 50K bonus at the end of the billing cycle (near Christmas). Should I wait to get my miles before applying for a new PLAT card? or does it matter?
Dec 13, 2015, 9:35 pm
#3584
Join Date: May 2009
Posts: 821
wife rcvd a 60K offer with 3K spend, offer code is tied to last name, I tried my last name no luck. My wife credit score is 650-700 range, anyone know how much Citi need for apply go through?
Dec 13, 2015, 9:45 pm
#3585
Suspended
Join Date: Sep 2014
Posts: 3,072
From what I've read, 650 is probably a no, while 700 gives her a chance. Has she been approved elsewhere recently?