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Old Sep 24, 2014, 4:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: DenverBrian
The thread was split on September 24, 2014. To review the original thread, click HERE.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:



CURRENT PUBLIC OFFER: 50k

"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months"

Link A50

Link B50

Link C50

Link D50

Link E50

Link F50

Link G50

PREVIOUS OFFERS


Previous 75k links (NOT WORKING 11/18)


Link A75, Link B75, Link C75, Link D75, Link E75, Link F75, Link G75, Link H75, Link I75, Link J75, Link K75


Landing Page
Application Page (Both pages include the 18 month language).

http://www.aa.com/i18n/AAdvantage/ea...-executive.jsp

Option 1: Zombie Link with no Landing Page, Several FTers have been using this link with Success. Application Link 50k with 5k spending

Option 2: [note: may be dead or dying as of 3/16/15- check most recent posts in thread] Current Zombie link Application Link 50K for 5K spending, no statement credit.

Option 3: This Link was obtained off of aa.com at one point Bonus is unknown Application Link.

Option 4: Citi Website Offer; Application has the following warning
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months" There are indeed several reports of people who have already had an EXEC card not receiving any signup bonus miles. And no reports of anyone who has had an EXEC before actually getting any signup bonus at all. Do NOT use this link if you have ever had an EXEC card.
Landing page for New 50K for $5K spending, no statement credit and Application Link
The following are identical to Option 4, but the landing pages were working at the time they were entered into this wiki. All landing pages and application pages have the same content but (slightly) different URLs:
Option 4a: Landing page and Application page
Option 4b: Landing page and Application page
Option 4c: Landing page and Application page

Option 5: Does not have the 18-month language of Option 4, and the application form has the older format (like Option 2 and unlike Option 4).
Landing page for 50K for $5K spending, no statement credit and Application Link


Option 6: Artificially generated links; all lead to old-format application pages just like Options 1/2/5, without the "18 months" language found in Option 4 application pages. No landing page ever existed.
There are reports in the thread that applications using 6a/6d were approved but the UPS letter did not mention a bonus, and Citi telephone agents said there would be no bonus. Other reports say that the bonus was stated in the letter.
6a: Application page
6b: Application page
6c: Application page

6d: Application page

Option 7:The following link is very similar to Options 1/2/5 and has been found to work without an 18-month restriction. Since it does not originate from a landing page, there is no web page showing the bonus offer. However, the UPS letter confirms a 50K-mile bonus after $5K spend, and many people have reported that the bonuses have appeared in their AAdvantage accounts. Application Link Link to application page began dying on 6/1/2015. Now completely dead.



EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

Credit inquiry history
Some have reported more approval success with no more than 5 or 6 Experian inquiries within the last 6 months. And Citi credit reviewers have told some applicants that too many inquiries is a problem, even with an excellent credit score. Multiple inquiries from other banks seem to be especially problematic, because Citi can't see their current balances as easily. Other applicants have been approved with more inquiries, especially with a long term Citi tenure and a favorable income to debt ratio.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Many people have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded; in practice you have 37 days. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days. Leave a $450 balance and it will be zeroed out.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
- [3/15] 15,000 bonus miles for spending $5k
- $450 Credit for spending $5k for next three statements

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually two days after your statement closing date. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.Recently, Citi has been approving Exec cards but not giving the bonus, e.g. when there has been less than 18 months from the previous application. Therefore, (a) use an application link that does not list the 18-month wait requirement; (b) check the letter you get via UPS to see if it explicitly promises the bonus; if it's in the letter, it will be honored (c) if in doubt, call and ask.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). As of December 2015, authorized users have AC access (but not partner lounge access) even if they are not with the primary card holder.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
Information on new authorized user AC lounge access: Citi Authorized User Admirals Club Benefit Terms

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k (as low as 1k on some accounts YYMV)
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...-benefits.html
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Citi AA Executive [Late 2014 - 2015]

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Old Aug 24, 2015, 4:11 pm
  #4651  
 
Join Date: Jul 2014
Posts: 119
Originally Posted by dgilligan02
Anybody else try and apply for a 75K EXEC with no 18-month language as found in the Pre-Qualified Offers area of Citi website?

(Yes, what I am saying is that when I input my info to check Pre-Qualified offers on Citi website the offer(s) did/does not have the 18 month language. Nor is it shown in any of the T&Cs, Additional Info, or Application page.)

I did and was not approved. Not too surprised, it was a risk. Not an 8/65 day issue so not sure if the app page still functions but kicks out rejections, or if Citi hated my recent dalliance with Amex/Delta plus the new car loan (or whatever reason). Waiting on rejection letter detailing reason--thought I'd check and see if anybody else had tried experience with this previously...
Was this a personalized offer, or listed as a "card you might be interested in?" If the latter, could you post the app link?
Brewer20 is offline  
Old Aug 25, 2015, 7:06 am
  #4652  
 
Join Date: Feb 2008
Location: NYC
Posts: 365
Originally Posted by dgilligan02
Anybody else try and apply for a 75K EXEC with no 18-month language as found in the Pre-Qualified Offers area of Citi website?

(Yes, what I am saying is that when I input my info to check Pre-Qualified offers on Citi website the offer(s) did/does not have the 18 month language. Nor is it shown in any of the T&Cs, Additional Info, or Application page.)

I did and was not approved. Not too surprised, it was a risk. Not an 8/65 day issue so not sure if the app page still functions but kicks out rejections, or if Citi hated my recent dalliance with Amex/Delta plus the new car loan (or whatever reason). Waiting on rejection letter detailing reason--thought I'd check and see if anybody else had tried experience with this previously...
Any reason why not to call?
I've got denied on all my apps and got approved on all my calls..
avagyan is offline  
Old Aug 25, 2015, 9:08 am
  #4653  
 
Join Date: Jul 2014
Posts: 175
Originally Posted by Brewer20
Was this a personalized offer, or listed as a "card you might be interested in?" If the latter, could you post the app link?
It was in the "You may also be interested in these credit cards" area. Sure, the application link is:

https://www.citicards.com/cards/cred...lify=Y&ID=3001

Still loads for me both in IE, IE InPrivate, Chrome, Chrome Incognito. Does not have the 18 month notation on the application page like the current public offer does. You can see the associated pages here:

https://www.dropbox.com/sh/vbjy599sm...nAH2aVA4a?dl=0


Originally Posted by avagyan
Any reason why not to call?
I've got denied on all my apps and got approved on all my calls..
Good point. I got auto approved on the other 9 EXECs I had, so kind of forgot about that. I'll give a call if I have some time this afternoon.

Last edited by dgilligan02; Aug 25, 2015 at 2:48 pm
dgilligan02 is offline  
Old Aug 25, 2015, 10:30 am
  #4654  
 
Join Date: May 2014
Location: SoCal
Posts: 2,164
Originally Posted by dgilligan02
It was in the "You may also be interested in these credit cards" area. Sure, the application link is:

https://www.citicards.com/cards/cred...lify=Y&ID=3001

Still loads for me both in IE, IE InPrivate, Chrome, Chrome Incognito. Does not have the 18 month notation on the application page like the current public offer does. You can see the associated pages here:

https://www.dropbox.com/sh/vbjy599sm...nAH2aVA4a?dl=0




Good point. I got auto approved on the other 9 EXECs I had, so kind of forgot about that. I'll give a call if I have some time this afternoon.
This link should have worked for you, i would be very interested to know the reasoning behind the denial. in the past when we applied for a card with the 18 months language we still got the card but no bonus, the denial on this card might have to do with something else.

Last edited by ninim2200; Aug 25, 2015 at 6:38 pm
ninim2200 is offline  
Old Aug 25, 2015, 11:27 am
  #4655  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by ninim2200
This link should have worked for you, i would be very interested to know the reasoning behind the denial. in the past when we applied for a card with the 18 months language we still got the card but no bonus, the denial on this card might have to do with something else.
The link looks good to me as well.

Originally Posted by dgilligan02
I'll give a call if I have some time this afternoon.
I hope you do, and I hope you get it approved. But if you don't, I'm very much wanting to find out what they say is the reason for the denial. I'd love for us to have another unlimited EXEC link.
Brugge is offline  
Old Aug 25, 2015, 2:00 pm
  #4656  
 
Join Date: Jul 2014
Posts: 175
Originally Posted by Brugge
I hope you do, and I hope you get it approved. But if you don't, I'm very much wanting to find out what they say is the reason for the denial. I'd love for us to have another unlimited EXEC link.
The plot thickens.

I called Citi this afternoon: (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep (as shown in the Wiki).

Told the CSR that I had filled out an application online and it had errored out once I hit the submit button...so wanted to check and see if the application was received. (When I submitted, what I actually received was the denial and we'll notify you by mail why screen)

The CSR asked to confirm SSN, Name, and Birthdate. She then said "I see we received your application for a Citi EXEC MC on 8/21 and were approved, you'll actually be receiving the card in the mail in next day or two." She then went on to detail the 75K signup bonus based on spend, etc...without me mentioning or asking about it.

So we will see what the Welcome Letter says when it arrives.
dgilligan02 is offline  
Old Aug 25, 2015, 2:10 pm
  #4657  
 
Join Date: May 2014
Location: SoCal
Posts: 2,164
Originally Posted by dgilligan02
The plot thickens.

I called Citi this afternoon: (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep (as shown in the Wiki).

Told the CSR that I had filled out an application online and it had errored out once I hit the submit button...so wanted to check and see if the application was received. (When I submitted, what I actually received was the denial and we'll notify you by mail why screen)

The CSR asked to confirm SSN, Name, and Birthdate. She then said "I see we received your application for a Citi EXEC MC on 8/21 and were approved, you'll actually be receiving the card in the mail in next day or two." She then went on to detail the 75K signup bonus based on spend, etc...without me mentioning or asking about it.

So we will see what the Welcome Letter says when it arrives.
May be what happened to you is what happened to some when applied to the prestige card , they got denied online and a week later they received the card in the mail, so hopefully things will eventually workout for you.
ninim2200 is offline  
Old Aug 25, 2015, 2:21 pm
  #4658  
 
Join Date: Dec 2004
Posts: 5,632
Wow. A churnable Exec link...maybe.

The new sc value is 19 characters, which may be a combination of the old sc value (8 characters) and old m value (11 characters). The sc value is repeated at the end of the URL. There is no m value in the new URL

It is not clear if the link can be used by anyone else, because there are new INVOREF_NUMBER and intc codes in it. These may identify the original applicant. These codes can be deleted and the form will still load without the 18-month language; but whether the app will be approved is not known. It will have to be tested.

Last edited by SeeBuyFly; Aug 25, 2015 at 2:26 pm
SeeBuyFly is offline  
Old Aug 25, 2015, 2:33 pm
  #4659  
 
Join Date: Jul 2014
Posts: 175
Originally Posted by SeeBuyFly
Wow. A churnable Exec link...maybe.

The new sc value is 19 characters, which may be a combination of the old sc value (8 characters) and old m value (11 characters). The sc value is repeated at the end of the URL. There is no m value in the new URL

It is not clear if the link can be used by anyone else, because there are new INVOREF_NUMBER and intc codes in it. These may identify the original applicant. These codes can be deleted and the form will still load without the 18-month language; but whether the app will be approved is not known. It will have to be tested.
Agreed. I wonder if it is best to edit the link I posted up thread to one without the above mentioned info?
dgilligan02 is offline  
Old Aug 25, 2015, 2:40 pm
  #4660  
 
Join Date: Dec 2004
Posts: 5,632
Originally Posted by dgilligan02
Agreed. I wonder if it is best to edit the link I posted up thread to one without the above mentioned info?
Can't say. Only Citi can extract personal info (if any) from these codes; it's not as if you have released personal information to the wide world.

I don't think that if someone else uses it, they will come after you. You did not violate the terms and conditions by sharing the link. At worst that person's application will be rejected by the computer for inconsistency. But if you are worried about it, sure, I can't tell you it's definitely groundless.

Can you share the page that linked to this page, assuming it does not have any esoteric codes in it (landing pages generally do not)?

Last edited by SeeBuyFly; Aug 25, 2015 at 2:49 pm
SeeBuyFly is offline  
Old Aug 25, 2015, 2:40 pm
  #4661  
 
Join Date: Feb 2011
Location: CVG
Programs: Hyatt Giraffe
Posts: 1,665
Interesting development. Thanks for sharing!
sam_goh is offline  
Old Aug 25, 2015, 2:45 pm
  #4662  
 
Join Date: May 2015
Posts: 114
Originally Posted by dgilligan02
The plot thickens.

I called Citi this afternoon: (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep (as shown in the Wiki).

Told the CSR that I had filled out an application online and it had errored out once I hit the submit button...so wanted to check and see if the application was received. (When I submitted, what I actually received was the denial and we'll notify you by mail why screen)

The CSR asked to confirm SSN, Name, and Birthdate. She then said "I see we received your application for a Citi EXEC MC on 8/21 and were approved, you'll actually be receiving the card in the mail in next day or two." She then went on to detail the 75K signup bonus based on spend, etc...without me mentioning or asking about it.

So we will see what the Welcome Letter says when it arrives.
Same thing happened to me. I applied this afternoon. Got the note saying not approved. Called in , REP said they have to move the credit line around on my credit cards and was approved.
funwizard is offline  
Old Aug 25, 2015, 2:59 pm
  #4663  
 
Join Date: Jul 2014
Posts: 175
Originally Posted by SeeBuyFly
Can't say. Only Citi can extract personal info (if any) from these codes; it's not as if you have released personal information to the wide world.

I don't think that if someone else uses it, they will come after you. You did not violate the terms and conditions by sharing the link. At worst that person's application will be rejected by the computer for inconsistency. But if you are worried about it, sure, I can't tell you it's definitely groundless.

Can you share the page that linked to this page, assuming it does not have any esoteric codes in it (landing pages generally do not)?
Mostly just meant in case somebody was going to test it, they may have a better shot at getting approved coming in without these codes. I edited the one in my original post and the app still loads.

Originally Posted by funwizard
Same thing happened to me. I applied this afternoon. Got the note saying not approved. Called in , REP said they have to move the credit line around on my credit cards and was approved.
Via the public offer, or the app link (no 18 month language) I posted earlier today...shall we call it "Link X"?
dgilligan02 is offline  
Old Aug 25, 2015, 3:04 pm
  #4664  
 
Join Date: Jun 2010
Programs: Whatever's Cheapest, Accruing Miles, Redeeming for Premium Cabins, Not Chasing Status Unnecessarily
Posts: 2,264
thanks, i looked and saw the same exec offer.

i'm giddy.

just got the ty premier, so have to wait a week or so

pls give updates, but delete the info about where you found what you posted or else the Citi dragons will edit that offer!!!!!

No one else needs to know!
aubreyfromwheaton is offline  
Old Aug 25, 2015, 3:04 pm
  #4665  
 
Join Date: Dec 2004
Posts: 5,632
Originally Posted by dgilligan02
Mostly just meant in case somebody was going to test it, they may have a better shot at getting approved coming in without these codes. I edited the one in my original post and the app still loads.
OK. The original URL remains available in the post following the one you edited. (And is also immortalized in my own records.)
SeeBuyFly is offline  


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