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Citi cards closed, TYP confiscated, reasons not disclosed.

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Old Oct 31, 2013, 8:47 pm
  #1591  
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Originally Posted by zenride
ummm... everything that might have been earned during the 11th & 12th month?
lol greedy?
jk

ok here it is:

11th month...
you call to ask, this gets them to look int your acct and they shut it.
you lose all these points.
so you sue them in SCC.
they settle (this is what banks and ccs do in my experience and that of many involved with chase and citi as we speak) and you get the monetary value of your points and if you have the premier card, you get 1.255 of that value now. Plus court costs and any other pro rated CC fees or other costs.

It dont matter anyway as you would have been done with the card in 12 months but they dont need to know that.

Originally Posted by ThePointsCollector
How do you manage to cash out 60K in MS? How many BB and AP accounts do you have?
3 BB
lots of GC
7 AP
lots of access to stores to buy and places to burn.
the ability to time manage this (but it does NOT take just 5hrs a month)


Originally Posted by LoveMountains
MM is well known to have an extended family that allows him to manage 50 AP and BB accounts for them.

Was it a serious question from a guy/gal with 850+ posts???
lol
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Old Oct 31, 2013, 9:55 pm
  #1592  
 
Join Date: Apr 2009
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Originally Posted by Marathon Man
lol greedy?
jk

ok here it is:

11th month...
you call to ask, this gets them to look int your acct and they shut it.
you lose all these points.
so you sue them in SCC.
they settle (this is what banks and ccs do in my experience and that of many involved with chase and citi as we speak) and you get the monetary value of your points and if you have the premier card, you get 1.255 of that value now. Plus court costs and any other pro rated CC fees or other costs.

It dont matter anyway as you would have been done with the card in 12 months but they dont need to know that.



3 BB
lots of GC
7 AP
lots of access to stores to buy and places to burn.
the ability to time manage this (but it does NOT take just 5hrs a month)




lol

I really need to find WM with semi-normal employees would help me a lot.
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Old Nov 1, 2013, 6:26 am
  #1593  
 
Join Date: Apr 2013
Posts: 417
Originally Posted by ThePointsCollector
I really need to find WM with semi-normal employees would help me a lot.
You've got it backward. You need to find a WM and then you need to train employees to become semi-normal.
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Old Nov 1, 2013, 6:51 am
  #1594  
 
Join Date: Apr 2013
Posts: 417
Originally Posted by zenride
Does anyone know if Citi's 12-month promotional offers end on the anniversary date of account approval or if they last until the end of the 12th statement?
IMHO, it says it on your CC account page. It says "member from" or something like this.
When I've called to activate my card (many months ago), I've specifically asked an Indian CSR this question about the date. And the date that he gave me matches the date on my Account page. So, it is probably correct.
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Old Nov 1, 2013, 7:08 am
  #1595  
 
Join Date: Oct 2013
Posts: 99
Originally Posted by LoveMountains
You've got it backward. You need to find a WM and then you need to train employees to become semi-normal.
^^^ So true. Look at them as your employees (which they are). You didn't want to hire them because they're not so bright, but they're related to the boss so you have to keep them. Only option you have is to train them.

Happy 1st of the month, everyone!
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Old Nov 1, 2013, 9:13 am
  #1596  
 
Join Date: Jul 2006
Location: East Coast
Programs: All major Airlines, Hotel Chains, Credit Cards and Car Rentals
Posts: 1,263
Originally Posted by LoveMountains
IMHO, it says it on your CC account page. It says "member from" or something like this.
May I ask where exactly on the CC account page can I find this "member from" information? Thanks!
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Old Nov 1, 2013, 10:52 am
  #1597  
 
Join Date: Feb 2013
Posts: 291
Originally Posted by Marathon Man
lol greedy?
jk

ok here it is:

11th month...
you call to ask, this gets them to look int your acct and they shut it.
you lose all these points.
so you sue them in SCC.
they settle (this is what banks and ccs do in my experience and that of many involved with chase and citi as we speak) and you get the monetary value of your points and if you have the premier card, you get 1.255 of that value now. Plus court costs and any other pro rated CC fees or other costs.
Don't get me in over my head... I'm already up to my neck because of you.

Would be surprising if promotion lasted beyond anniversary.. but will find out one way or the other.

Originally Posted by LoveMountains
IMHO, it says it on your CC account page. It says "member from" or something like this.
When I've called to activate my card (many months ago), I've specifically asked an Indian CSR this question about the date. And the date that he gave me matches the date on my Account page. So, it is probably correct.
I already know the date card was approved, but am not sure if 12-month promotion ends on the anniversary of approval or at the end of the 12th statement.
zenride is offline  
Old Nov 1, 2013, 11:06 am
  #1598  
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Originally Posted by zenride
Don't get me in over my head... I'm already up to my neck because of you.

Would be surprising if promotion lasted beyond anniversary.. but will find out one way or the other.


I already know the date card was approved, but am not sure if 12-month promotion ends on the anniversary of approval or at the end of the 12th statement.
hey I got a bridge I can sell ya in Brooklyn too

as for wmt employees... you just need to ease them into it... and get them to think what you are doing is the ONLY thing worth doing. lol
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Old Nov 2, 2013, 4:46 am
  #1599  
 
Join Date: Feb 2013
Posts: 291
Originally Posted by jeelele
May I ask where exactly on the CC account page can I find this "member from" information? Thanks!
It may have been removed.. I saw it there somewhere before too, but couldn't find it when I looked yesterday.

edit:

Found it, but it only works with my Dividend card.

At bottom of the My Citi home page click on Rewards > VIEW/REDEEM

TY cards then go to TY site and Div card goes to "Rewards Details" page were you can select each of your cards and see "Member Since: xx/xx/xxxx" info.


Originally Posted by Marathon Man
hey I got a bridge I can sell ya in Brooklyn too
I'm only interested in your bridge if i can pay with GC's

Last edited by zenride; Nov 3, 2013 at 2:05 am
zenride is offline  
Old Nov 2, 2013, 6:41 pm
  #1600  
 
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
Posts: 4,904
Anyone else have a funky "Remaining Credit Line" number right now?

For example, let's say I have a $15,000 credit line and spend $12,000. My remaining CL should be $3K. I pay down $10,000 of my bill before statement cuts ... it should go up to $13K remaining CL. However, mine isn't going back up after a large payment last week ...

Not going to call Citi but just wondering if anyone else came across this.
amolkold is offline  
Old Nov 2, 2013, 6:44 pm
  #1601  
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Originally Posted by amolkold
Anyone else have a funky "Remaining Credit Line" number right now?

For example, let's say I have a $15,000 credit line and spend $12,000. My remaining CL should be $3K. I pay down $10,000 of my bill before statement cuts ... it should go up to $13K remaining CL. However, mine isn't going back up after a large payment last week ...

Not going to call Citi but just wondering if anyone else came across this.
seen no errors like that here. I would let it rest and wait it out.
Citi is strange.

And oh what I would do with a $15k CR! (I would go for $120k spend in a month!) You just cant go faster than Citi sometimes (although with the checking acct it does help to speed things up)
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Old Nov 2, 2013, 6:51 pm
  #1602  
 
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Originally Posted by Marathon Man
seen no errors like that here. I would let it rest and wait it out.
Citi is strange.

And oh what I would do with a $15k CR! (I would go for $120k spend in a month!) You just cant go faster than Citi sometimes (although with the checking acct it does help to speed things up)
1) $15K is a low-ball

2) Talkboard Candidate? You have my full support!
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Old Nov 2, 2013, 6:55 pm
  #1603  
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Originally Posted by amolkold
1) $15K is a low-ball

2) Talkboard Candidate? You have my full support!
thanks~!!

yeah I know... but I actually do all this stuff with relatively low CR lims and wish they were higher. I did get a SPG BIz recently though with a hefty $50k limit so I called and reduced it by 5x to avoid a FR someday haha

(wait, did we just hear MM restricting himself?)
Marathon Man is offline  
Old Nov 2, 2013, 7:18 pm
  #1604  
 
Join Date: Feb 2013
Posts: 291
Originally Posted by amolkold
Anyone else have a funky "Remaining Credit Line" number right now?

For example, let's say I have a $15,000 credit line and spend $12,000. My remaining CL should be $3K. I pay down $10,000 of my bill before statement cuts ... it should go up to $13K remaining CL. However, mine isn't going back up after a large payment last week ...

Not going to call Citi but just wondering if anyone else came across this.
I have noticed that before and depending on if the payment is made from Citi site or pushed in from other source has effected when available CL is updated.
zenride is offline  
Old Nov 3, 2013, 12:13 am
  #1605  
 
Join Date: May 2012
Location: Chicago, IL
Posts: 59
Damn it! I wish I had applied for this CC back in summer. The reports of people getting shut down made me change my mind but I wish I hadn't chickened out at that point. Looks like most of you are cashing in pretty nicely
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