May 19, 2013, 3:29 pm
Last edit by: SeeBuyFly
MOST CURRENT WORKING LINKS.
Citi AA platinum Personal Visa 50,000 miles after $2500 spend in 4 months (Note: no AC passes or statement credit). $85 Annual Fee. Waived first year.
End of an era Ladies and gents. The 50k offer is now dead.
Citi Business MasterCard. 40,000 miles after $3k spend in 3 months. $95 annual fee, waived first year.Landing page available here
Citi Platinum Select Visa. 40,000 miles after $3k spend in 3 months.$95 annual fee, waived first year. Landing page available here.
Citi Platinum Select Mastercard. 40,000 miles after $3k spend in 3 months. $95 annual fee, waived first year. Landing page available here.
Citi Business Mastercard. 35,000 miles after $1.5k spend in 3 months.
Citi Personal Platinum Select. 35,000 miles after $1.5k spend in 3 months. $95 annual fee, waived first year. Landing page available here.
Citi Gold AA World Mastercard. 30,000 miles after $750 spend in 4 months. $50 annual fee,waived 1st year.
Citi Business Mastercard. 30,000 miles after $1k spend in 3 months. $95 annual fee, waived 1st year. Landing page available here.
Citi Platinum Select Mastercard. 30,000 miles after $1k spend in 3 months. $95 annual fee, waived 1st year.
Citi Gold AA Visa Signature Card. 25,000 miles after $750 spend in 4 months. $50 annual fee,waived 1st year. Landing page available here
__________________________________________________ ________________________________
CitiBank Phone Numbers. (Please add the others that you know)
FAQ
1. Are these cards churnable?
Yes, they are. BUT youll have to wait anywhere from 12 to 26 months before applying again. Approvals have happened at the 13 month mark and denials at 24.
There is no set 18 month rule, but always err on the side of caution when churning.
Also- its from DATE OF APPROVAL and not from date of cancellation.
2.What are the most current rules in applying for these cards?
#ONLY ONE APPLICATION in a day (make that 30 hours to be safe)
#No more than 2 apps in 65 (approximately) days.
Example:
Day 1 40K personal platinum
Day 2 or later 25-30K personal gold
65+ days later 40K business
While the day limits are a little flexible by a few days either way and YMMV, the rules themselves are not flexible.
3. How long does it take for the Admiral passes to arrive?
For the better part, it takes about 3 months. This is not a set number, and some have received theirs sooner.It's been deduced that the passes are handled by a 3rd party that mails them in batches. Please dont call Citi for the passes, because youll mostly find a CSR who doesn't know better and will give you wrong information.
4. Can I apply for a business card if I dont have a business?
Technically, you can. But you may be asked for a 4506-T form, or to provide proof of business or/and a copy of a bill with your business name on it. If you don't already have a credit history for the business name you plan to use (meaning this is your first rodeo) then it is recommended you use your name as the business name with no income and 0 as years in business.
5. How do I get the statement credit?
First, you have to make sure if the offer you signed up for gave you A $150 credit or UP TO A $150 statement credit. For the 1st, any AA coded purchase ($50 AA GC seems to be the simplest option here) will/should trigger it. For the 2nd, youll have to spend $150 to get the $150 credit.
For more information on what will work and what wont, please see here (thanks sdsearch) and here (thanks dogbyte)
6. Does the $150 account credit (for AA purchases using the VISA or AMEX) count against the spending required to receive the initial mileage bonus?
No. It does not. (Put differently: any account credit you receive has no impact on your spending total for purposes of earning the "X thousand miles for $Y spent in the first Z months" bonus.)
7. Can I buy Visa gift cards to meet my minimum spend?
Theres a very good chance that itll be coded as a cash advance.
Its recommended to call citi and have them set your Cash Advance limit to zero. (thanks KennyBSAT)
8. Do I get 10% back when redeeming miles for awards?
It depends. First, the rebate program (which began in April 2012) applies only to holders of these cards:
Also, the maximum rebate for any cardholder in a single calendar year is 10,000 miles. Having more than one qualifying Citi AA card will not allow you to receive a larger rebate; the restriction applies per AAdvantage account.
9. At what locations are my one day Club passes valid?
All valid locations are listed here.
End of an era Ladies and gents. The 50k offer is now dead.
Citi Business MasterCard. 40,000 miles after $3k spend in 3 months. $95 annual fee, waived first year.
Citi Platinum Select Visa. 40,000 miles after $3k spend in 3 months.$95 annual fee, waived first year. Landing page available here.
Citi Platinum Select Mastercard. 40,000 miles after $3k spend in 3 months. $95 annual fee, waived first year. Landing page available here.
Citi Business Mastercard. 35,000 miles after $1.5k spend in 3 months.
Citi Personal Platinum Select. 35,000 miles after $1.5k spend in 3 months. $95 annual fee, waived first year. Landing page available here.
Citi Gold AA World Mastercard. 30,000 miles after $750 spend in 4 months. $50 annual fee,waived 1st year.
Citi Business Mastercard. 30,000 miles after $1k spend in 3 months. $95 annual fee, waived 1st year. Landing page available here.
Citi Platinum Select Mastercard. 30,000 miles after $1k spend in 3 months. $95 annual fee, waived 1st year.
Citi Gold AA Visa Signature Card. 25,000 miles after $750 spend in 4 months. $50 annual fee,waived 1st year. Landing page available here
__________________________________________________ ________________________________
CitiBank Phone Numbers. (Please add the others that you know)
- (800) 695-5171 Personal Application Status and Reconsideration Line with live rep
- (800) 763-9795 General Personal Application Inquiries with live rep
- (800) 645-7240 Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
- (800) 288-4653 Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
- (866) 606-2787 General Application and Account Questions with live rep
- (888) 201-4523 Application status
- (866) 606-2961 Reconsideration Line.
- Twitter : @AskCiti. Very powerful tool.
FAQ
1. Are these cards churnable?
Yes, they are. BUT youll have to wait anywhere from 12 to 26 months before applying again. Approvals have happened at the 13 month mark and denials at 24.
There is no set 18 month rule, but always err on the side of caution when churning.
Also- its from DATE OF APPROVAL and not from date of cancellation.
2.What are the most current rules in applying for these cards?
#ONLY ONE APPLICATION in a day (make that 30 hours to be safe)
#No more than 2 apps in 65 (approximately) days.
Example:
Day 1 40K personal platinum
Day 2 or later 25-30K personal gold
65+ days later 40K business
While the day limits are a little flexible by a few days either way and YMMV, the rules themselves are not flexible.
3. How long does it take for the Admiral passes to arrive?
For the better part, it takes about 3 months. This is not a set number, and some have received theirs sooner.It's been deduced that the passes are handled by a 3rd party that mails them in batches. Please dont call Citi for the passes, because youll mostly find a CSR who doesn't know better and will give you wrong information.
4. Can I apply for a business card if I dont have a business?
Technically, you can. But you may be asked for a 4506-T form, or to provide proof of business or/and a copy of a bill with your business name on it. If you don't already have a credit history for the business name you plan to use (meaning this is your first rodeo) then it is recommended you use your name as the business name with no income and 0 as years in business.
5. How do I get the statement credit?
First, you have to make sure if the offer you signed up for gave you A $150 credit or UP TO A $150 statement credit. For the 1st, any AA coded purchase ($50 AA GC seems to be the simplest option here) will/should trigger it. For the 2nd, youll have to spend $150 to get the $150 credit.
For more information on what will work and what wont, please see here (thanks sdsearch) and here (thanks dogbyte)
6. Does the $150 account credit (for AA purchases using the VISA or AMEX) count against the spending required to receive the initial mileage bonus?
No. It does not. (Put differently: any account credit you receive has no impact on your spending total for purposes of earning the "X thousand miles for $Y spent in the first Z months" bonus.)
7. Can I buy Visa gift cards to meet my minimum spend?
Theres a very good chance that itll be coded as a cash advance.
Its recommended to call citi and have them set your Cash Advance limit to zero. (thanks KennyBSAT)
8. Do I get 10% back when redeeming miles for awards?
It depends. First, the rebate program (which began in April 2012) applies only to holders of these cards:
- Citi Platinum Select AAdvantage Visa Signature
- Citi Platinum Select AAdvantage World MasterCard
- Citi Platinum Select AAdvantage World Elite MasterCard
- Citi Select AAdvantage American Express
Also, the maximum rebate for any cardholder in a single calendar year is 10,000 miles. Having more than one qualifying Citi AA card will not allow you to receive a larger rebate; the restriction applies per AAdvantage account.
9. At what locations are my one day Club passes valid?
All valid locations are listed here.
Citi AA: now 40k, plus other offers as they appeared.[9.2011 - 5.2013]
Mar 11, 2013, 5:35 pm
#5431
Join Date: Feb 2009
Programs: UA Silver, Marriott LTP, Hilton Diamond, etc
Posts: 126
Read approx last 40 pages 
Too bad that apparently I missed the opportunity to apply for both Visa/Amex Platinum + MC Gold on the same day
Is there any technique at this time that still allows getting two cards with one hard pull? Such as applying around midnight?
Hate to say it but I don't think applying over two days makes sense as 30K AA miles aren't necessarily worth a second pull.
Too bad that apparently I missed the opportunity to apply for both Visa/Amex Platinum + MC Gold on the same day
Is there any technique at this time that still allows getting two cards with one hard pull? Such as applying around midnight?
Hate to say it but I don't think applying over two days makes sense as 30K AA miles aren't necessarily worth a second pull.
Mar 11, 2013, 6:31 pm
#5432
Join Date: Feb 2009
Location: SNA/LAX
Programs: AA, SPG, UA
Posts: 102
Called to activate my citi AA amex that I applied on Feb 2013, confirm that I will get all the benefits outlined on post #1. Planning to book an award to Asia to use the $150 credit as well as the 10% miles rebate.
Life is good.
Thank you FT.
Life is good.
Thank you FT.
Mar 11, 2013, 7:08 pm
#5434
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
Mar 12, 2013, 7:04 am
#5435
Join Date: Feb 2012
Location: Boston, MA
Programs: Hilton Gold, SPG Gold, Hyatt Platinum,
Posts: 123
For the business card, did anyone get approved being a sole proprietorship and inputting social without a tax id, please post, thanks and also with the personal and business, should i do the 2 browser trick
Mar 12, 2013, 7:19 am
#5436
Join Date: Nov 2006
Location: LAX
Posts: 2,851
Yes, instant approval for me on the Citi Biz card. No advantage to 2 browser trick as you are supposed to have 2 credit card pulls- one for biz and one for personal...regardless, i applied for both and was approved for both online
Mar 12, 2013, 7:27 am
#5437
Join Date: Jul 2011
Location: NYC
Programs: Mileage Plus, Aadvantage, Skymiles, Marriott, Priority Club, SPG, Amtrak, Hertz
Posts: 834
yes, I use my ssn for all biz apps. Haven't had an issue yet.
Mar 12, 2013, 7:29 am
#5438
Join Date: Jul 2012
Location: PIT
Posts: 26
Data Point: Yes, I applied as a sole proprietorship using my social on March 1. Got approved after a 24 hour wait without calling in.
Mar 12, 2013, 9:30 am
#5440
Join Date: Feb 2012
Location: Boston, MA
Programs: Hilton Gold, SPG Gold, Hyatt Platinum,
Posts: 123
You guys rock, thanks for such quick reply
Mar 12, 2013, 10:05 am
#5441
Join Date: Mar 2012
Posts: 73
Hi all - how long does the statement credit take to post on the Business Visa? I recently booked a flight on miles and charged the remaining amount to my AA Bus Visa card. The transaction has posted but not billed through the statement cycle yet, but I remember from the personal cards that it posted immediately..?
Mar 12, 2013, 10:54 am
#5442
Join Date: Feb 2013
Posts: 801
Ditto. I'm wondering why the mad rush to get 30K AA miles for a second pull. It's essentially two seperate apps for two seperate pulls, so shouldn't they be evaluated seperately? Is everybody so hooked on doing two apps from the 2BM days that they just have it in their head to do two? Am I misunderstanding, and it really results in 1 hard pull? Will anybody answer all these questions? Why am I so devilishly handsome? Where did my superior intellect come from...nature, or nurture? These are the important questions.
Mar 12, 2013, 11:27 am
#5443
Join Date: Jan 2013
Posts: 322
Ditto. I'm wondering why the mad rush to get 30K AA miles for a second pull. It's essentially two seperate apps for two seperate pulls, so shouldn't they be evaluated seperately? Is everybody so hooked on doing two apps from the 2BM days that they just have it in their head to do two? Am I misunderstanding, and it really results in 1 hard pull? Will anybody answer all these questions? Why am I so devilishly handsome? Where did my superior intellect come from...nature, or nurture? These are the important questions.
The advantage to the 30k card is that you can earn the bonus in addition to the 50k on the Platinum AMEX/Visa cards before the 18 month period elapses. It is not yet known the timeframe which the 30k card is churnable; if one gets lucky they may be earn the 30k bonus multiple times in a year like how it is possible with the US Airways cards.
Mar 12, 2013, 12:46 pm
#5444
Join Date: May 2006
Location: Melbourne, Florida, USA
Posts: 2,985
Hi all - how long does the statement credit take to post on the Business Visa? I recently booked a flight on miles and charged the remaining amount to my AA Bus Visa card. The transaction has posted but not billed through the statement cycle yet, but I remember from the personal cards that it posted immediately..?
Mar 12, 2013, 12:49 pm
#5445
Join Date: Jun 2005
Location: DCA
Programs: AA PPro, Mariott Ambassador, B6 Mosaic, SBUX Gold, Best Buy Elite
Posts: 1,838
I just applied for the personal card in the OP, if I want to go for one of the business cards is it better to do it today? Is two hits on the credit report on the same day better or worse then on separate days?