So the answer is "something else" which was one of my options ;).

Correct. I was just asking since it's helpful to know this for using a credit at the end of the benefit period which we are very close to right now. It is important to be aware not to book on 12/31 and expect the credit to come out of the 2025 bucket because it will most likely post with 1/1 date and take the credit from the 2026 bucket. Procrastination will end up costing you your 2025 credit so it's not worth it.

maybe, maybe not.

can’t speak for Chase, but Amex typically posts with the original charge date, and credit comes a couple of days later, backdated to the same date, with credit allocated to that period. For charges like this, that would typically be purchase time - for items that shop, like Saks/lululemon purchased online, that often defers to ship date, so it’s more important to buy earlier on those kind of charges. YMMV!

It happened to me with the Edit credit that expired 6/30. I booked 6/30. Post date was 7/1 and the credit came out of the new bucket so I lost that first one. When I asked the above question, I wanted to see if Chase is still keeping to the 1 day later post date and it seems they are, so to me there's quite a high risk in waiting until 12/31 to book.

I know with Amex the risk is lower and I myself have opened new cards near the end of the year and was able to quickly cram in getting credits on the last day knowing that Amex usually does back date to day of purchase. However, I've also see plenty of complaints over in the Amex forum where people waited until the last day of a period to book and got the credit from the new period bucket and were upset when that happened (rightly or not).

TLDR: Bottom line is that it's a YMMV situation and honestly it's best not to wait until the last day because of the risk involved. If you can help it, just do yourself a favor and make sure to use your credits earlier.

Data points: The Edit and Stub Hub triggered the respective credit 2 days after the original charge date, when each was still "pending."

For Stubhub, you can see on the Benefits tab in the app whether it will credit before it actually applies as a statement credit on a pending charge.

Well, I had been dreading booking this but fortunately I was able to find something suitable for a 2-day stay within my travel plans that isn't outrageously expensive or marked up. Came out to a little shy of $800 for 2 nights in an expensive location where I probably wouldn't expect under $300 per night at any worthwhile property. I expect this will persistently be one of the most annoying credits to manage (StubHub was also terrible but at least after I set up a seller account I can consistently churn out over $100 in resale value with fairly little work from the $150 credit).

I wanted to book PH Seoul as a back to back stay stacking The Edit credit with the FHR credit (at the same hotel). PH Seoul was "sold out" on the Edit for the 3 week period I checked, but FHR had the hotel available. It better not become a frustrating point with the Edit bookings to find availability. I ended up choosing Andaz in Singapore and stacking the $250 Edit +$300 FHR credits for the weeklong stay. I'll book a few more days on January 1st using the new Edit credit for the year. The current charges show as pending as of yesterday, so I hope they post tomorrow.

The Edit booking showed up immediately in my Hyatt app. The THC booking needed to be manually linked by Hyatt for it to show up. At least it's nice to know Chase is working with Hyatt to synch their bookings.

not sure the difference in platforms, but had stays booked (some canceled) at Royal Sonesta and Kimpton via THC and none showed by default in their apps (but Kimpton recognized my IHG plat status at checkin, and welcomed me as such/provided welcome amenity at check in). Have an edit booking at JW Marriott in Feb and shows up on the Marriott app. For whatever reason, the Amex bookings don’t show up in hotel accounts, but Chase seem to. YMMV, I guess?

I have seen this happen with quite a number of Edit hotels I was looking at. They show up as sold out as an Edit hotel when I search under my CSR card. However, not only are they available with Amex under FHR as well as on their own website, but they are also available when I search on Chase Travel under my Preferred card but in that case it's not under the Edit banner so I obviously will not get the $250 credit like that. It's very frustrating when Chase does this and I didn't only search a few scarce dates or even over a 3 week period; I did many searches over several months until the end of the availability calendar and hit the same wall with those hotels consistently showing up sold out under Edit and wide open availability everywhere else. I don't understand how Chase will show the same hotel as available not as an Edit booking but will say it's sold out when I want to book it as an Edit. And these are not cheap Vegas hotels, I'm looking at $500-$750 per night hotels so I just don't get it.

ETA: I just check PH Seol and it has this exact same issue. Search under my CSR and every single date randomly chosen for the next 12 months is sold out. Switched to my preferred and bingo it shows up with wide open availability and even has points boost at a 1.4 cpp rate. Not nice.

Tried to use my credit yesterday but it remains to be seen if it’ll post today. I made a mistake in the original booking so I cancelled and rebooked yesterday which will further complicate it. I don’t see this working out in my favor. Also remains to be seen if I’ll get Marriot credit. It was a bonvoy eligible property with mgm in Vegas and I’ve seen a ton of stories of it not linking correctly specifically with there Vegas properties. Not showing in the Marriot app but I did enter my number at booking.

Having the same issue but with a $1200/night hotel in Brazil. Available for 96,000 points per night with Preferred but not with a $250 credit and 65,000 points per night with Reserve. I would happily do without the $250 credit and Edit amenities if they would give me 1.65 to 2 cents apiece for my UR points. Given these availability discrepancies, I wonder if a phone call to Chase travel could "find" availability for the Reserve card

I doubt it. IME the phone reps see the exact same thing we can see online. But maybe it's worth a shot just to make sure.

With regard to foregoing the $250 credit, why would I want to do that? In my case, I do want to use this benefit to book for $1000 - $1400 for 2 nights less the $250 and cover the remaining balance with points at a minimum of 1.65 cpp (even nicer would be 2 cpp). That way I feel like I'm getting a good value on this stay. And of course I also want whatever benefits that come along with an Edit booking rate.

Based on a post above, it seems like Edit doesn’t have access to all inventory.

Ok so at least don't show it as sold out. They can show it in the list of hotels as non-Edit just like they do with the Preferred resultsand allow me to consider booking it with my 1.5 value points that I have on my CSR. The points that I have now on the preferred (or if I transfer to there) are only redeemable for 1 cpp (which isn't even a consideration) because I had transferred everything to the CSR prior to 10/26.

Don’t you think that would be confusing? It’s confusing enough that about which hotels get $250 credit. If you are on Amex forum, you still see people asking question about how to use the FHR credit even though it’s been around for years. Then add the complexity of the same hotel sometimes qualify, not other times.

I’m not saying what should or should not happen but I suspect part of the reason we are seeing it this way is that Chase is worried about causing confusion.