Aug 12, 2020, 3:23 pm
Last edit by: blueman2
Chase Pay Yourself Back Feature
Pay Yourself Back Rotating Category "Extra bonus boost when using UR points for payment" option
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Currently, the categories for pay yourself back are: grocery stores and dining at restaurants (including takeout & eligible delivery services), home improvement stores and select charitable organizations. Redeem for purchases in these categories made with your Chase card with Ultimate Rewards.
After each purchase posts, you have 90 days to pay yourself back.
+50% MORE POINTS VALUE
You'll get 50% more value from your points when you pay yourself back for eligible purchases listed below.
How does Pay Yourself Back work?
Step icon one
HOW DO I PAY MYSELF BACK?
First select one or more recent eligible purchases listed and hit "Continue" to go to the next step. Then apply some or all of your available Ultimate Rewards points to each transaction you selected and hit "Confirm & Submit" to redeem your points for a statement credit.
Step icon two
HOW DO I APPLY MY POINTS TO SELECTED PURCHASES?
Enter a dollar amount for each transaction, up to the original purchase amount, based on your available Ultimate Rewards points balance. Or select "Apply Full Amount" and we'll apply your available points up to the full cost of each eligible purchase.
Step icon three
WHEN WILL I RECEIVE MY STATEMENT CREDIT?
Once you've submitted your order, it will take 2-3 days for your statement credit to appear on your account.
10/15/2020- Chase has added the Pay Yourself Back feature to the Ink Plus and Preferred Cards: https://www.chase.com/business/credit-cards/ink/inkofferscta?jp_aid_a=T_64096&jp_aid_p=chasehome_3/hero
3/10/2022 - Chase extended the PYB categories for Dining and Annual Fee until 6/30/2022 (was set to expire 3/31/2022) for CSR
9/28/2022 - Chase extended the PYB categories for Dining until 12/31/2022 (was set to expire 9/30/2022) for CSR
Pay Yourself Back Rotating Category "Extra bonus boost when using UR points for payment" option
-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Currently, the categories for pay yourself back are: grocery stores and dining at restaurants (including takeout & eligible delivery services), home improvement stores and select charitable organizations. Redeem for purchases in these categories made with your Chase card with Ultimate Rewards.
After each purchase posts, you have 90 days to pay yourself back.
+50% MORE POINTS VALUE
You'll get 50% more value from your points when you pay yourself back for eligible purchases listed below.
How does Pay Yourself Back work?
Step icon one
HOW DO I PAY MYSELF BACK?
First select one or more recent eligible purchases listed and hit "Continue" to go to the next step. Then apply some or all of your available Ultimate Rewards points to each transaction you selected and hit "Confirm & Submit" to redeem your points for a statement credit.
Step icon two
HOW DO I APPLY MY POINTS TO SELECTED PURCHASES?
Enter a dollar amount for each transaction, up to the original purchase amount, based on your available Ultimate Rewards points balance. Or select "Apply Full Amount" and we'll apply your available points up to the full cost of each eligible purchase.
Step icon three
WHEN WILL I RECEIVE MY STATEMENT CREDIT?
Once you've submitted your order, it will take 2-3 days for your statement credit to appear on your account.
10/15/2020- Chase has added the Pay Yourself Back feature to the Ink Plus and Preferred Cards: https://www.chase.com/business/credit-cards/ink/inkofferscta?jp_aid_a=T_64096&jp_aid_p=chasehome_3/hero
3/10/2022 - Chase extended the PYB categories for Dining and Annual Fee until 6/30/2022 (was set to expire 3/31/2022) for CSR
9/28/2022 - Chase extended the PYB categories for Dining until 12/31/2022 (was set to expire 9/30/2022) for CSR
Pay Yourself Back - Sapphire Reserve & Preferred, INK Preferred & Plus (2020-2023)
Oct 9, 2021, 6:14 am
#406
Join Date: May 2019
Location: RTW
Programs: Delta PM, AA PlatPro
Posts: 407
Been traveling the world full time since Jan 2020 (best travel times of my life, easily, hit 50+ countries)
I'm one of the people who paid no attention to PYB.
Was using Capital One points to erase AirBNB, but now with this...
I'll book AirBNB on CSR, and use PYB with the bonus.
Maybe it's just the name 'Pay Yourself Back' - but I assumed it was some low value promotion.
Didn't realize it could be a significant driver of value.
I'm one of the people who paid no attention to PYB.
Was using Capital One points to erase AirBNB, but now with this...
I'll book AirBNB on CSR, and use PYB with the bonus.
Maybe it's just the name 'Pay Yourself Back' - but I assumed it was some low value promotion.
Didn't realize it could be a significant driver of value.
Oct 10, 2021, 8:44 am
#408
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS 75k, AA ExPlat, Bonvoyed Gold, Honors Dia, Hyatt Explorer, IHG Plat, ...
Posts: 17,019
dont think car rentals fall into any of the reimbursable categories shown in
https://www.flyertalk.com/forum/33610163-post394.html
But you earn 3X for a rental with the CSR and can use those URs to pay for, say, a dining expense.
https://www.flyertalk.com/forum/33610163-post394.html
But you earn 3X for a rental with the CSR and can use those URs to pay for, say, a dining expense.
Oct 10, 2021, 9:35 am
#409
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,109
Agreed. Near as makes no difference useless to vast majority of people. Now 60% of the PYB 'categories' are limited to single store/company (Airbnb, Away, Chase). Insulting to call all of these categories. But happy that for now dining is still there. Definitely my go-to place for burning rewards points.
Oct 16, 2021, 7:30 am
#410
Join Date: May 2019
Location: RTW
Programs: Delta PM, AA PlatPro
Posts: 407
Booked four AirBNBs this week with Chase CSR.
First one is already showing as PYB eligible at the 1.5cents. So, that's nice.
Generally don't like AirBNB (I avoid if I have to pay actual money). But, this makes it more palatable.
Hooray for Chase, this is solid (and I wish I saw it months ago!)
First one is already showing as PYB eligible at the 1.5cents. So, that's nice.
Generally don't like AirBNB (I avoid if I have to pay actual money). But, this makes it more palatable.
Hooray for Chase, this is solid (and I wish I saw it months ago!)
Oct 16, 2021, 9:38 am
#411
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS 75k, AA ExPlat, Bonvoyed Gold, Honors Dia, Hyatt Explorer, IHG Plat, ...
Posts: 17,019
Oct 17, 2021, 4:46 pm
#412
Join Date: Dec 2015
Posts: 37
hello, looking through this thread i could not find the answer. has anyone used the CSR at an international restaurant (assuming said restaurant codes as a restaurant) and successfully used PYB to get credited? for example i am planning on a trip to some asian countries such as japan and taiwan later in the year and was wondering if this was an option. any advice would be greatly appreciated, thanks!
Oct 17, 2021, 5:02 pm
#413
Moderator: Hyatt; FlyerTalk Evangelist
Join Date: Jun 2015
Location: WAS
Programs: :rolleyes:, DL DM, Mlife Plat, Caesars Diam, Marriott Tit, UA Gold, Hyatt Glob, invol FT beta tester
Posts: 19,041
hello, looking through this thread i could not find the answer. has anyone used the CSR at an international restaurant (assuming said restaurant codes as a restaurant) and successfully used PYB to get credited? for example i am planning on a trip to some asian countries such as japan and taiwan later in the year and was wondering if this was an option. any advice would be greatly appreciated, thanks!
Oct 17, 2021, 5:12 pm
#414
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS 75k, AA ExPlat, Bonvoyed Gold, Honors Dia, Hyatt Explorer, IHG Plat, ...
Posts: 17,019
hello, looking through this thread i could not find the answer. has anyone used the CSR at an international restaurant (assuming said restaurant codes as a restaurant) and successfully used PYB to get credited? for example i am planning on a trip to some asian countries such as japan and taiwan later in the year and was wondering if this was an option. any advice would be greatly appreciated, thanks!
Oct 17, 2021, 7:59 pm
#415
Join Date: Aug 2020
Location: Beijing
Posts: 295
hello, looking through this thread i could not find the answer. has anyone used the CSR at an international restaurant (assuming said restaurant codes as a restaurant) and successfully used PYB to get credited? for example i am planning on a trip to some asian countries such as japan and taiwan later in the year and was wondering if this was an option. any advice would be greatly appreciated, thanks!
Nov 15, 2021, 11:17 pm
#417
Join Date: Mar 2003
Location: The Dakotas
Posts: 608
CSR "Pay Yourself Back" AirBNB Question (Refundable Booking)
Hello. I am looking at making an AirBNB reservation for next summer at a property that has a generous cancellation policy- up until a few days before arrival. What would happen if I paid for the booking in full, redeemed my CSR Ultimate Rewards points (1.5% bonus until March 2022) and then later cancel my reservation? Would AirBNB refund me and thus give me a statement credit for the dollar amount? If that is the case would I be able to request a check from Chase for the amount of the rental? (Example: $900 booking, 60,000 UR points used to "Pay Myself Back", later cancel the reservation.)
Nov 17, 2021, 6:51 am
#418
Join Date: Sep 2011
Posts: 1,857
AirBNB would refund you in cash and you can request a check for the negative balance on your CSR.
Nov 19, 2021, 11:54 am
#419
Join Date: May 2011
Location: NYC (LGA, JFK), CT
Programs: Delta Platinum, American Gold, JetBlue Mosaic 4, Marriott Platinum, Hyatt Explorist, Hilton Diamond,
Posts: 4,925
Hmm - I need to update my cabin roller bag. I have long seriously considered the Away Aluminum Bigger carry on. Good use of PYB at 1.25 on the CSP?
Nov 19, 2021, 12:00 pm
#420
FlyerTalk Evangelist
Join Date: Sep 2006
Location: Toledo, OH
Programs: Delta DM & MM, Hilton DM, Marriott gold, Hyatt Globalist, Alaska 75K, Wyndham Diamond,
Posts: 15,401
Hello. I am looking at making an AirBNB reservation for next summer at a property that has a generous cancellation policy- up until a few days before arrival. What would happen if I paid for the booking in full, redeemed my CSR Ultimate Rewards points (1.5% bonus until March 2022) and then later cancel my reservation? Would AirBNB refund me and thus give me a statement credit for the dollar amount? If that is the case would I be able to request a check from Chase for the amount of the rental? (Example: $900 booking, 60,000 UR points used to "Pay Myself Back", later cancel the reservation.)
When Home Improvement stores were a category I made a purchase at Lowe's for a little over $900 earlier this year. Used PYB as soon as the charge posted. a few weeks later the shower door came in and the installer said the contractor they used to do the mesaurements messed up and that door wouldn't work and I had him return it and I got the charges credited back to my account and chase never clawed back the credit. Also purchased some towel racks at Home Depot and did PYB and they didn't work out and HD gave me a credit back on the chase card and they didn't claw it back.
I charge a lot on this card and just used the credit towards other purchases but if you are only using the card for PYB categories you can request a check be mailed from Chase when the statement closes. I had a credit on my chase freedom unlimited and they refunded that via chase pay so it was in my checking account a day later.